Jump to content


  • Tweets

  • Posts

    • As the electric carmaker sees sales fall and cuts jobs, we take a closer look at its problems.View the full article
    • Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this? Every day is a school day.
    • Hi Guys, well a year on and my friend has just received this in the post today, obviously a little scared so looking for more of your advice.  Letter from the NCC dated 1-May-2024 is as follows.......   Before deputy district judge Haythorne sitting at the national business centre, 4th floor st Kathrine's house Northampton Upon reading an application from the claimant  it is ordered that  1. The claim be sent to the county court at #### (Friends local Court) Because this order has been made without a hearing, the parties have the right to apply to have the order set aside, varied or stayed.  A party making such an application must send or deliver the application to the court (together with any appropriate fee) to arrive within seven days of service of this order.  If the application is one which requires a hearing, and a) the party making the application is the defendant: and b) the defendant is an individual, then upon filing of the application the claim will be transferred to the defendants home court.  In all other cases requiring a hearing the claim will be transferred to the preferred court.    As a result of an order made on the 1 May 2024, this claim has been transferred to the county court at ##### (friends local court) 
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Help Needed _ Charles Anderson Please Help


boh_girl
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5275 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hi there please please help,

i recently started paying £213 a month to these people due to a council tax arrears account - i forgot to take in my pay slip and now they are arresting my wages at £157 a month on top of the £213 - the second amount is due to another years account of the council tax - i cannot afford this especially at this time of the year - my question is - what would happen if i stopped paying the original £213 - can they arrest my wages twice in the same month? Would they come to my door to take my stuff - i have two kids and christmas is coming up i am also trying to pay off my bankruptcy at £145 a month - this does not include my £350 rent or electricity and where do i get money for food - i am really worried sick about this could someone please advise me???????? i want to correct all my debt but i feel i am going down a slippery slope back into it all - just because i am trying to do the right thing please please help

Boh_girl

user_online.gifreputation.gif report.gif

Link to post
Share on other sites

Thanks For That But Kinda Need A Wee Bit More Advice Than That - Its Coming Up To Christmas And I Need This Sorted Before I Get Paid And Have No Money To Give My Sons A Good Christmas - I Need Genuine Help Please !!!!!!!!

Boh_girl

Link to post
Share on other sites

Hiya,

 

the wages arrestments is based on your wages so you wouldn't need to pay any more than that has been taken - page 63

 

http://www.aib.gov.uk/Resource/Doc/4/0000460.pdf

 

it is the maximum thay can take at any one time so if you were to get another it would either be entered after this one is completed or split

 

also if these sums are not included in your BK you can ask the trustee for a review in which your payments may be lowered

 

ida x

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

Link to post
Share on other sites

also if you receive a charge for payment in the future you can apply for a time to pay order via the issuing court

 

ida x

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

Link to post
Share on other sites

they won't appear as you have a wages arressment in place.

 

if any futher accounts come in throught the post i.e a demand or charge for payment come back here for more advice

 

 

reemeber you should only be paying the wages arressment and that is what the court has stated that is all you need to pay

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

Link to post
Share on other sites

thankyou so much - the aib already know how much charles anderson were wanting from me - i have told them - but this is a council tax matter which is completly different these arrears arose after i went bankrupt - i feel so much lighter now lol thankyou

i really want to sort the debt out and felt i was not gonna be able to - now i can

boh-girl

Link to post
Share on other sites

  • 2 weeks later...

another question - apparently now the likely scenario is that my bank will be arrested - i know that they arrest it through some sort of circular sent to certain banks, but not all banks receive it could you tell me which ones do or dont kinda - concerned that my only pay before xmas is gonna be taken now!!!!!!!!!

Link to post
Share on other sites

who is arresting your bank account? if this is the one where the wages arrestment already is in place then the shouldn't be arresting your bank account unless they think there are loads of money there.

 

did you get this in wriiting?

 

Ida x

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

Link to post
Share on other sites

yeah it was sent that i would either be getting a wage arresment - a bank arrestment or a sale of auction - i spoke to a woman at the debt advice place and she said they would do the sale of auction - apparently they dont have balliffs in scotland and it would cost too much to do it - so it would probably be the bank arrestment - its the sheriff officers in glasgow charles anderson thats doing it - and they are already arresting my wages - she advised me to get my wages paid into a post office account (which i dont have) and that its only certai bank that get this notice and i wont know what day they will do it!

Link to post
Share on other sites

Unfortunaley I don't know.

 

Thee can only arrest if it's over £370

http://www.consumeractiongroup.co.uk/forum/dealing-debt-scotland/229284-advice-arrestment.html

 

but i cannot see why they are doing both.

 

have you spoken to CA?

 

ida x

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

Link to post
Share on other sites

I think it may be a "global arrestment" that the Sheriff Officers are applying for. They will serve the arrestment on all the major banks in the off chance that there is an account with one of them.

 

The reason that they are using both a wages and a bank arrestment could be that there are Council Tax debts for more than one year i.e. more than one warrant. They would not conjoin on to a wages arrestment as the amount coming in would not change but merely be split between the two debts. Therefore it is probable that they are trying for the bank arrestment as an alternative source of income.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...