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  • 2 years later...
i didnt even know it was on there.... is that classed as missed sold ?

 

Yes. If you didnt even know it was on there then that suggests that they didnt go through any of the questions to ensure that the cover was suitable for you. (ie if you are self employed/pregnant/have an existing health condition then most policies wouldnt be suitable).

 

Have a look through this forum and at the "sticky" threads and you'll find information and template letters to start your claim off.

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Hi all

myself and my husband have got a loan with welcome this was a top up loan for our mortgage.

the loan was taken out in 2006 and they added £3021.34 in ppi.

can i claim this back and where would i start

many thanks

christina

 

Please read the stickies at the top of this forum there is a mountain of information for you to search and find answers to your questions.

 

Here are few to get you started....

 

PPI - Some Notes for Claimants..

 

Mis-sold PPI? Want your money back? use these links to help

 

Full SAR for ppi

 

My general advice is research then get the data then act to get your money back.

 

The second link leads to many more. Lots of reading but IMO all useful in the claims to recover mis-sold PPI. If you have any questions please post them up and I am sure you will get a response to help you along the way.

 

aa

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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