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    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • Thanks DX,   I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
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Welcome finance charges and intrest need help PLEASE!


christub1
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Im new to this forum I would really like some help regarding a loan I took out with Welcome finance.

 

I took the loan out in July 2006 for £2000, i was quite desperate at the time for the money and the intrest is about 45%. Im paying £143 a month back over the 3 years. I thought I made my last payment in September as I missed 2 payments through my 3 year agreement. Then I get sent through a statment saying i still owe them £1200 for charges and intrest to the account without any letters prior to this regarding the charges and the intrest added to the account, because I missed a payment they where adding intrest to the account every month of around £78 so in the end my monthly payment was only £70 instead of £143 because of the intrest and charges.

 

The local office has called me a few times saying they will be doing a special deal for 30 days only so I can pay the remaining amount off with a discount of 30% so roughly £700 ish one lump sum.

 

Im refusing to pay this as its a crazy amount as ive paid what I agreed to borrow back. Is there a way to claim back the charges, ppi and intrest?

 

I appreciate if someone could help me regarding this case.

 

Many thanks

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I ve paid back what i owed but paying back the arrears welcome finance have added to the account. I just feel seeing this statement they have sent me when i found out i still owed 1200 i feel its really unfair the charges and intrest they have added.

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