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    • I do disagree with you regarding one thing - we are not very good with letters or these situations and are slow on the uptake. So far you have stood up to Excel and their threats, immediately given us the information in the sticky, done loads of reading up to educate yourselves, learnt from the mistake of outing the driver so you'll know not to do so in the future, got on to the organ grinder to try to get them to call off their dogs, etc., etc.  Good grief - we wish everyone who came here would do this!!! Most people who get these invoices sadly think they have been fined and if they don't pay a drone from Ukraine will be diverted and will fall on their home (or some such vague grand apocalyptic threat) and they fold and give in.  You haven't.  Well done. Don't worry - you won't be paying a penny.  Although it will take some time to see off this vile company.
    • Spot on!  You learn quickly. Who cares if the case gets sent to debt collectors?  They have no powers.  All the effort you will have to put in will be to open envelopes - and then spend time laughing at their daft "threats".  No stress at all!
    • I did ask them why, but seems they have more spare cash than we do .. ;-( .. I doubt their bank would even support a chargeback after a year has passed. Anyway I've constructed my first DRAFT Snotty Letter .. so here goes ..   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you had added. Shall we raise that related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding the ANPR entry / exit periods compared with actual valid parking periods. Especially with no consideration of the legally allowed grace periods and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the issues with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture more useless ANPR photos. We will of course be requesting “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Legal Counsel on behalf of the Vehicle Keeper.  
    • Hi,t I'm not sure if I'm posting in the right subsection but General Retail appears to be the closest to it I think... About a year and a half ago I got a new phone so I listed my iPhone 10 on eBay.  The listed stated 'UK only' and 'no returns accepted'. Considering I had had the phone for about 4 years, I myself was amazed that I had kept it in such good condition all that time - apart from being slightly scuffed around the charging port there was absolutely nothing wrong with it. It had the original box, its unopened original Apple cable, plug, and earbuds, and I threw in a case for it and It had always had a screen protector on it. Someone wanted it from Armenia, and I stupidly agreed to it.  She paid and I sent it off, fully insured. Not long after she received it, she sent a message saying it 'was not as described', so I asked to see photos of whatever was the problem.  She sent two photographs of the box.  Just the box.  I said I wasn't even going to consider refunding her unless she told me what she meant by 'not as described'.  I thought, if it's been damaged in transit, then it would be covered by the insurance. Anyway, she didn't respond at all, even though I had messaged her several times, so she opened a case with eBay. I have sold a fair few things of mine on eBay in the past buy had never had had anyone come back to me asking for a refund.  I got in touch with eBay several times by phone and by email, and found out they always side with the buyer, no matter what with their 'eBay Seller Guarantee'.  She had been told she could keep the phone and told me they would recover the money from me from my account blah blah.  So I unlinked all of my cards etc and changed my bank account to one that I never use with no money in it. My account got suspended.  I continued to try to explain to eBay that I had been scammed but I got nowhere. My account was permanently inaccessible by this point. I reported the phone stolen and the IMEI blacklisted but I'm not sure if that would make any difference being in Armenia, but it was all I could think of to piss the buyer off. A couple of months later I was contacted by email by a debt recovery company (I can' remember who now), to whom I explained I will not discuss the matter with them until I had received an SAR I had requested from eBay. As I could no longer access my account, I couldn't review the communication I needed to show I was not in the wrong. The SAR was produced but I was advised that the information I was looking for would not be included but I said I wanted it anyway.  There were so many codes etc. and hoops to jump through to access it, that even after trying whilst on the phone to them, I still couldn't get into it, so I never got to see it in the end.  I think they said they would send the code by post but they never did and I forgot about it after a while. I've just come across a couple of emails from Moorgroup, asking me to phone them to discuss a private matter regarding eBay.  I haven't replied or done anything at all yet.  The amount they are trying to recover from me is £200ish from what I remember. I know it's not that much but I don't want to pay the b*astards on general principle. I've had a lot of useful advice from CAG in the past about debt collectors but it has always been about being chased by creditors, I've never been in this situation before. I don't know what power they legally have to recover the 'debt', and most importantly, I am two years into a DRO, and the last thing I want is another CCJ to shake off if I'm cutting my nose off to spite my face.   Any advice gratefully received!!
    • Hi, I have the Sims 4 on Macbook. Over the last year I have paid for multiple add on packs spending a lot of money on them. I bought them all in good faith as my Mac met all the minimum requirements to play them. I have been playing happily for about a year and bought my latest pack just over a week ago. The games were all working fine yesterday. Then suddenly today EA released a new app to launch the games and this new app requires a MAC OS that my computer cannot use. Now suddenly none of my games are accessible and I am unable to play anything. They did not warn us about this change in requirements and if I had known they would be doing this I wouldn't have bought all these add ons as they are now all totally unusable. The games themselves have not changed, only their app to launch them and I can't afford to buy a brand new mac just to play. So my question is how can they change the minimum requirements after I have paid for a game? I agreed to pay for them based on the fact my mac met their requirements and was not informed when purchasing that this would be an issue in the future. I understand new games (like Sims 5 which is to be released next year) might not be compatible but this is a 10yr old game that they have suddenly made inaccessible due to their new launch app. Does anybody know if I can do anything or anyway to get a partial refund from them? Thanks   Here are their T&C... I can't find anything in there about them being able to do this so not sure what to do https://tos.ea.com/legalapp/WEBTERMS/US/en/PC/
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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Urgent - cars been clamped


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Hi All,

 

Firstly mobile money have made it quite clear that they monitor these forums. I have spoken with Mike Preston (Hello Mike!!!) and tried to come to a payment arrangement. We agreed over the telephone, but then he sent me an email with different terms in it so im not going along with it.

 

This morning I applied and WON an injunction through my local county court and this orders them to remove the clamp within 24 hours and not to touch my vehicle until the order is lifted.

 

There is also a hearing scheduled for the 29th Sept, when hopefully I will finally get to meet Mr Preston or even better Simon Furnival (Hi Si!!!) who I believe is quite high up the monkey tree.

 

You should have seen the office goons face when I slapped the injunction on the desk.... it was classic!!!

 

Anyway, I wont be posting and pulic updates to this on here as like i said this could jeopardise the water-tight case i have against them. But will be glad to discuss in PM to the people on here who i know.

 

ALSO, many thanks to Gerald who accompanied me to serve the injunction on MM. A truely great gent.. well known to them seeing as they stitched him up too.

 

PM from now on...

 

Laters

 

UKD.

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Under the new regulations clampers need to be authorised by the SIA and must leave documentation to prove this with their number... which you can then search on the SIA website...

 

If you remove the clamp you will be prosecuted for ciminal damage. you could potentially bring a claim of trespass on your vehicle.

 

Can you not phone the company and make some kind of repayment arrangement!? and then i'd claim for all the procdures that they have not followed..

 

 

It was Mobile Mobey themselves that placed the clamp on my car. How can i find out if the representative of mobile money is registered with the SIA as im unsure of his name. He would however be able to be indentified if required.

 

The SIA route is just a small part to a HUGE list of breaches of agreement against these jokers and i look forward to my day in court on the 29th. If they have the cahoonas to turn up. Bet you dont though eh guys???

 

They also apparrently used a recovery agent called PitStop Recovery, but I cant find any info on them... anyone have any info?

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Be minded that when you are in default on a loan, where a 'collection agent' comes to collect the car, they do not need to have a SIA licence.

 

Also SIA licences are not held by Companies - they are held and registered to the individual.

 

LBL will inform any police officer of this fact when you report that the collection agent has no SIA licence - and this disarms the police power to make a lawful arrest and advise you that it is a civil matter.

 

I beleive it becomes a criminal matter when LBL seeks to enforce on an account where the debt is disputed and has not been resolved to the satisfaction of both parties......

 

You should be able in this instance to rely on 'the Harassment of a person in their home' - criminal justice & police Act 2001 may help along with laws pertaining to 'Harassment of debtors' - Administration of Justice Act 1970 s 40

 

Also - 'Breach of the peace' - Magistrates Court Act 1980 s115

 

If you quote these Acts to a police officer, he may be able to rely ont these laws or one of them to abate the action of a collection agent by making a verbal undertaking between the parties that the collection agent can take no action to enforce the debt without first resolving the dispute.

 

My advise would be; that at the instance you are in dispute with Log Book Loans you should inform both the local police and the OFT of a possible 'breach of the peace' on a loan in dispute, and let LBL know you have taken this action. the oft email address is [email protected]

 

This should let all parties know that you are aware of your civil right which is that where LBL have not resolved the matter or cannot resolve the matter, they must follow legal protocol, and storming in to take your car would not be legal protocol. forumbox_top_left.gifforumbox_top_tile.gifforumbox_top_right.gifforumbox_left_tile.gifclose.gif Debt collection library Follow this link to our debt collection library.

This library contains templates and advice for dealing with debt collectors who act oppressively or unfairly.

This library is work in progress and will be built up over the next few weeks.

17.03.09

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"This morning I applied and WON an injunction through my local county court and this orders them to remove the clamp within 24 hours and not to touch my vehicle until the order is lifted."

 

Excellent! Looks like you didnt take long to find out how.

 

Could you explain how you did this, for the benefit of other Caggers in similar situations?

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Excellent! Looks like you didnt take long to find out how.

 

Could you explain how you did this, for the benefit of other Caggers in similar situations?

 

Sure,

 

I made sure I was at the court at 10am when it opened. This is VERY important especially if you need an emergency injunction.

 

Ask the receptionist for an N16 form as well as a claims form. If you are reciept of benefits also ask for an court fee exemption form (but take proof of benefit as well as three months bank statements with you).

 

As well as the forms I also attached a statement of facts which i had written that morning, as well as any other evidence i had to support my case. I marked each piece of paperwork with an individual reference number so that it can be easily referenced in any other statements etc.

 

If you are NOT in reciept of benefits it will cost you £150.00 to issue an injunction (which you can claim back should you win, which you will of course).

 

After I completed the forms in the reception of the court i handed them back in. And waited.... I was seen at about 12:15pm by a lady judge in a room with her on my own. It was in no way intimidating.

 

I explained to her that the debt was in dispute and that MM had clamped my car.

 

The next bit was and still is a little confusing as, they would not issue an injunction unless I was claiming an amount of money.

 

I explained that I didnt understand and was told that the maximum I could claim for under the small claims procedure was £5,000.00 so she advised me to mark the amount im claiming for as "not exceeding £5,000.00"

 

She issued the injunction and the court gave me two copies of ALL paperwork and kept a copy for themselves.

 

She asked how it would be served and i told her that i would gladly do it (i wouldnt miss THAT chance).

 

I served it on them that very afternoon.

 

They dont give a sh*t though because 28 hours after being served with a COURT ORDER, ORDERING them to make sure the clamp is removed, the car was still sitting there clamped.

 

So when I go back to court tomorrow morning to lodge the acknowledgement of service I will be reporting them for failing to comply.

 

Anyone know what will happen if anything?

 

BTW, i think they MAY have removed the clamp during the night as this morning its gone!! But more likely a good samaritan has came along and removed it. ;-)

 

But even if MM DID remove it during the night it was out of their deadline which as far as I am concerned means they were non-compliant.

 

UKD.

PS: If you need help with what to put in the forms PM me. I cannot post that in the public domain as the vultures read these posts... HELLO BOYS / GIRLS / SCUMB*GS!!!

 

PPS The car is now Looooong gone and well hidden. In fact its so well hidden that Ive forgotten where it is lol.

 

 

ooooh also i forgot to add, in the cafuffle on the night of them trying (and failing) to remove my car one of my relatives (im not giving too much away im sure you will understand) was assaulted by one of their thugs and suffered physical damage that required hospital treatment. Today they have been to the police station and have asked to press charges against the MM rep for assault. See you soon boys!!!

Edited by ukdeveloper
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The financial ombudsmen service and trading standards have both been informed that MM have ignored a court order. They were very interested too.... not half as much as the judge will be when he finds out though.

 

Oh and apparently they have pressed criminal charges against me for something or another? they wouldnt tell me what though, now im so worried and scared that i think i will become a hermit and never leave my house.

 

Or could it be that the police have contacted them regarding my family members charge against them and they are playing tit for tat??

 

Who cares?? BRING IT ON GUYS!!!

 

UKD

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Oh the clamp has gone!!

 

Im not sure if MM has removed it or a good samaritan, but it had gone by yesterday morning. However, it had not gone by midnight the night before and they had until 3pm prior to that to get it off.

 

I spoke with the police who advised me not to remove it myself as i could then possibly be charged with criminal damage.

 

So when i found out it had been DE-clamped i can only assume that MM had removed it. Albeit not within the time ordered to do so.

 

UKD

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hello i am in a similar sitution as you since my car is hidden because i found out the clampers were coming my loan is with lbl i have read on numerous threads that you can go to court and get a time order and stipulate no futher action until hearing i am going to court on monday i know this may be too late for you but if you can stall them i will keep you posted.

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I have an injunction against them, which in effect stalls them, but seeing as they ignored it by not removing the clamp within the specified time, dont hold your breath that they will take any notice of the time order.

 

They really do think they are above the law. However they will find out with me, that they are not cos i wont stop until i drag them to the gutter where these **** belong.

 

If it costs me the car...... so be it. lol. It will be worth all the aggro.

 

UKD

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I have an injunction against them, which in effect stalls them, but seeing as they ignored it by not removing the clamp within the specified time, dont hold your breath that they will take any notice of the time order.

 

They really do think they are above the law. However they will find out with me, that they are not cos i wont stop until i drag them to the gutter where these **** belong.

 

If it costs me the car...... so be it. lol. It will be worth all the aggro.

 

UKD

 

Hi UKD, did u get my news yesterday? :-(

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  • 2 months later...

Hey

Please could someone advise me as what i should do next, its not logbook loans im having problems with but mobile money. i took a loan out with them in july then lost my job and flat and gave the car to my friend.

Yesterday 2 men claiming to be court enforcement officers turned up at my friends house to recover the car my friend went and spoke to them and he did not show any id or give my friend any paperwork.

 

My friend rang me and i come and got in the car and drove away by driving over a grass verge as they had blocked it in with their van. This was at nearly 11pm last night.

 

i have hidden the car now, i spoke to the 'court enforcement officer' after hiding the car late last night (wed) he said i was in trouble with the police now and a warrent will be issued for my arresst. Afetr questioning him a little he was tripping himself up and then hung up, he wouldnt even give me his name he then rang at midnght to say he had spoken to the police and they are looking for me.

 

I have spoken to mobile money today and they confirmed the police will be looking for the car and anyone driving it will be aressted for TWOC and if its found for example in my moms garage they would be aressted.

 

Mobile money have also been to my nans house looking for me and also said if my nan didnt tell them where i was the police would turn up there. After harassing my nan and grandad with over 15 phone calls in 24 hours my nan said she was recording all calls and they havent contacted her since.

 

As far as i can tell from the threads on here the BOS is unenforceable however they gave ma a number 0021091 and said it registerd in the high court in england and wales.

 

Please could someone advise me as what to do next i believ taking an injunction out on the car is the way forward however is this free and which court do i need to go to.

 

Any advice please please please forumbox_top_left.gifforumbox_top_tile.gifforumbox_top_right.gifforumbox_left_tile.gifclose.gifforumbox_right_tile.gifforumbox_bottom_left.gifforumbox_bottom_tile.gifforumbox_bottom_right.gif

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Hey

Please could someone advise me as what i should do next, its not logbook loans im having problems with but mobile money. i took a loan out with them in july then lost my job and flat and gave the car to my friend.

Yesterday 2 men claiming to be court enforcement officers turned up at my friends house to recover the car my friend went and spoke to them and he did not show any id or give my friend any paperwork.

 

My friend rang me and i come and got in the car and drove away by driving over a grass verge as they had blocked it in with their van. This was at nearly 11pm last night.

 

i have hidden the car now, i spoke to the 'court enforcement officer' after hiding the car late last night (wed) he said i was in trouble with the police now and a warrent will be issued for my arresst. Afetr questioning him a little he was tripping himself up and then hung up, he wouldnt even give me his name he then rang at midnght to say he had spoken to the police and they are looking for me.

 

I have spoken to mobile money today and they confirmed the police will be looking for the car and anyone driving it will be aressted for TWOC and if its found for example in my moms garage they would be aressted.

 

Mobile money have also been to my nans house looking for me and also said if my nan didnt tell them where i was the police would turn up there. After harassing my nan and grandad with over 15 phone calls in 24 hours my nan said she was recording all calls and they havent contacted her since.

 

As far as i can tell from the threads on here the BOS is unenforceable however they gave ma a number 0021091 and said it registerd in the high court in england and wales.

 

Please could someone advise me as what to do next i believ taking an injunction out on the car is the way forward however is this free and which court do i need to go to.

 

Any advice please please please forumbox_top_left.gifforumbox_top_tile.gifforumbox_top_right.gifforumbox_left_tile.gifclose.gifforumbox_right_tile.gifforumbox_bottom_left.gifforumbox_bottom_tile.gifforumbox_bottom_right.gif

 

 

These horse rapers are nothing but total ****... do yourself a favour... if the police REALLY are looking for you, go to your nearest police station and say "Hi I had a court enforcement officer impersonator, turn up at my door and has also turned up at my grans house stating that there is a warrant for my arrest and im here to give myself up, or report him for impersonating an officer of the court".

 

The one of two things will happen... either you will be arrested (you wont) or they will tell you they know nothing about any of it (because they wont) and you can go back to MM and tell them you would like to know the name of the police officer who they reported the "crime" to, or a CAD number. They wont be able to give you one of course because they dont have one. Its just one of their bully boy tactics to extort you.

 

And now picking on defenceless old ladies too.... what next guys??? abusing our children?

 

UKD.

PS keep everything in writing regarding these guys... and also keep a written chronology of events with as much detail as you can. It will help in the event of a court case (which they wont turn up to cos they think they dont need to adhere to the law - ****!!!).

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