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Sorry, I thought I understood this...


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I've sent a letter asking for charges to be refunded, which has been met with a stony silence.

 

I know that if they'd replied saying 'this is how much it costs' I could have asked for evidence of manual intervention.

 

Should I ask for this now, before taking action, so that when it goes to court I can show their lack of evidence. It occured to me that if I go straight to court, their defence could be 'this is how much it costs' and I wouldn't have any way of refuting it.

 

Brilliant website - particularly useful to be able to quote at them all the cases they've lost in the last few weeks!

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Hi Peter

 

So i'm guessing you already knew how much they have been charging you?

 

I would get details of manual intervention, just to strengthen your case.

 

Best wishes

 

ps perhaps someone more experienced can advise

Natasha

 

Abbey-received DPA letter on 13/03, received some breakdown till 2004 waiting for the more recent ones(where most charges occurred)

sent reminder email on 17/4/06

called abbey on 19/04/06 to remind them:rolleyes:

sent another email on 26/04/06:mad:

Approx charges £2500

received £500 refund in dec 06

sent LBA

Capital one- sent DPA letter 17/03

Sent prim letter for charges of £260 14/04

Received a refund £109 awaiting further refund of £151

Settled IN FULL

Barclay card- Sent DPA letter 17/03 sent reminder 14/04

received info claiming £120

settled in FULL

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Thanks - yes, I know how much. It strikes me as the safer way of proceeding - it just means the 40 day delay.

 

It's only £100, so I might ask also if they seriously think it's worth their while being obstructive (while making it clear they'll be in court if necessary)

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For £100 they brobably won't take it court (but you never know). The question is just how hard you will have to push them.

The law, in its majestic equality, forbids the rich as well as the poor to sleep under bridges, to beg in the streets, and to steal bread.

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Which letter did you send them? How long did you give? Do you know all of your charges?

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Yes, I know the charges, some of which hadn't yet happened, but had been notified.

 

I asked them to refund charges made & not take the new ones, giving them ten days to reply. I also quoted the case they had just lost, as reported here. In my next letter, I'll include the other three they've lost since then.

 

I sent it to Leeds, where the charging letters had come from (apparently Gary Kettle now works there!). I think I should send future ones to the main office.

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Posting that I hadn't had a reply did the trick - a letter arrived today 'thank you; we are investigating your complaint. We will send you a full reply shortly.'

 

So that's all right then!

 

I'll give them seven days I think before step 2.

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  • 12 years later...

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