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    • is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?
    • yes might be the best idea. you'd only at best get 8% flat interest and that unusual on a GOGW if this was what it was. simply contact the FOS and let them know its resolved. dx  
    • If you’ve ever wondered how you might fare in armed combat, the first 20 minutes of Steven Spielberg’s Saving Private Ryan is likely to make you thank your lucky stars you were born too late to storm the Normandy beaches on June 6 1944. I suspect many of us might be driven to identify with those men who were absolutely turned to stone by fear. And yet these young men, mainly conscripts, screwed their courage to the sticking point and did the job the fate had chosen for them, heroes all.   .. UK PM Sunak perhaps thinks he understands mind numbing fear better than many as he dishonorably fled the beachhead to do nothing more than double down on dishonest spin and lies from the safety of a UK studio .. The Normandy heroes who not only held their positions, but advanced through hell to a victory that changed the entire course of history .. undoubtedly hold a different perspective.     from a perspective in TheConversation     .. 'That was the slot that sunaks team offered for the interview
    • Yes, send a message to the purchaser but keep it very friendly and simply that you noticed that the package has now been delivered.  I suggest that you ask them if they want to keep the package still or if they would rather return it and that if they want to keep it then please will they return your payment to you to your PayPal address. Keep it as polite and friendly as possible and then we will decide what to do if he doesn't reply or refuses.  Meanwhile I will have a look at Google earth and see if you are able to spot the gas meter outside the house to get an idea if the delivery is real. Get a screenshot
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

They knocked on my door


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:eek:Hi

Can HFC/Benificial do this and without warning? I wish i was there to tell them were to go, but i thought it was against the law to come to our address. Is there anything i can do to provent this happening again.. they have left a note to say to call them. Im not calling i have sent them loads of letters to say im not paying as they dont have a valid CCA.

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  • 1 month later...

Hi

 

I have an update, I sent that letter and thought they got the hint but then on Monday i got a letter to say that they are sorry that i am in financial difficulty clearly ignoring the fact they have not got a CCA and said they would be making a house call in the next 14 days.. I sent another letter yesterday which they wont receive until tomorrow at the earliest but guess what.. they turned up this afternoon, no one was in so they posted another hand written letter.

 

What can i do about this i cant believe they have ignored my letter to tell them they are not invited.

 

Hopefully someone can give me some advice on this

Thanks

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report the matter to the police as harrassment and intent to cause harm also let hfc know by e mail that the matter has been reported to the police showing them the crime scene number if you do report it as this is harrassment

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they have to take it seriously especially if you have a sicknes o a mentel health problem you could be suicidal for all the police know but you must insist on a crime scene number stress you have informed this cmpany repeatedly and they are ignoring your pleas that all contact must be in writing also send a complaint to fsa and also send a serious complaint back to consumer direct that your feel their advice was wrong and innapropiate and you now require their internal complaints dept...as you are being denied your legal rights to information also send a complaint to the information commissioner that the compny hfc ? are refusing to comply with your CCA request..

patrickq1

as for the police if you get shortcanged by them demeand to speak with a senior officer and also ask for there complaint procedures this will spur them into action as they know complaints do not look good to there bosses higher up it makes them look like they aint doing what the ratepayers pay them to do UPHOLD THE LAW and if you are being harrassed by a det collecter despite repeated request to cease calling on your doorstepp then this is a CRIME

patrickq1

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Did you send any of your letters by recorded delivery? if not they will simply ignore them and say they didn't get them.

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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patrickq1 - thanks for all your advice at least i have some options they really do stress me out and this is why they are doing it, by turning up they think i will call them.

 

Ell-enn - I have all my receipts from the recorded deliveries and in fact I have sent copies of all my letters and copies of the receipts to HFC to let them know im on the ball and they cant say they have not heard from me, as this is why they are giving me a door step call because they have not had any response from me, so i sent about 7 letters and 7 reciepts.

 

Thanks

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