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    • I purchased the vehicle using finance through motonovo under a HP 60 months agreement. I have now amended the document ensuring all is in black. Unfortunately, this email has now been sent. However, I have not sent a letter to big motoring world. Also, I have taken the section of the firealarm issue. I am struggling to convert to PDF. I am not tech savy at all. My mistake was that the the salesman was very fussy on a sale. We went down a quiet road for a little test drive and not for a lengthy road test. The water issue was not present at this moment of time. However, it only became prevalent after driving away, after all docs signed. I did stated to Audi I wanted a diagnostic report. However, they carried out an Audicam which is footage of the issue. Audi have diagnosed the issue as a common issue where coupes/cabriolets accumulate water in the seals. However, I did state beforehand for no issue to be rectified due to me wanting to reject the vehicle. I am awaiting a report from Audi through email from the branch manager in relation to the issue. The issue so far is the water still being present in the sills. Audi tried to fix the issue however the problem is still prevalent. Regards 
    • First begging letter received from Overdales   ;Blah blah blah, our client's are going to win this blah blah blah we supplied all your documents under CPR   PS you can stop all this by paying £1200 less in a lump sum
    • Right,  so the court hasn't send out the Directions Questionnaires/N180s yet. PE's one is a false one, meant to intimidate you into thinking your defence was rubbish and they are confident with their claim. This is par for the course.  The PPCs do this regularly. However, PE have gone further and written that "a copy has also been filed with the court" which is a lie as the court haven't even sent out the papers yet. Keep a screenshot of MCOL, later on in your WS you can draw attention to their lying and abuse of court procedure. If you've got time on your hands, then complain to the BPA about one of their members lying.    
    • We need documents to be uploaded in PDF format. Uploading in Microsoft Word format discloses personal details relating to you which you should not be sharing. Click upload – to understand what to do. How did you pay for the vehicle? You start by saying that you should have walked away – yes you should. Not only because of the reputation of this company but also if the transaction isn't perfect you shouldn't get involved and you certainly shouldn't be taking the word of some used car dealer. Big fail! Why are some of your letter in black and some the in red? When you get some of the ideas in there – have you use a template from somewhere else? They aren't interested in a delay caused by some fire alarm or something. They certainly aren't interested either by the distress you are suffering. They have hundreds of customers who become victims of this kind of thing. All of those customers suffer distress. Big Motoring World don't seem to be very bothered. What are the faults which exist with the vehicle now? Is it just the splashing? Where is the splashing? What is it that is splashing?   Do I also understand that you purchased the vehicle without trying it at all and the first time you were in it and had splashing was after you had made the contract?
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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please help!!!


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Thanks for that Sam.

I've signed up for my credit file today so as soon as i get it i'll post back on here and let you know more about the ccj.

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nope.

All they say is that they want to arrange repayment (when i give them the chance to talk).

 

They keep sending me texts saying please contact us regarding settling this account at a greatly reduced amount.

 

hope this helps

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The latest text message recieved from JBDR is as follows...

 

I refer to our previous contact.

To take advantage of a special settlement proposal please contaact JBDR on 0141******

quoting ref ******

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Will do. I get the feeling they're just trying it on. Otherwise wouldn't they have pushed for enforcement or at least mentioned ccj by now?

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i'm on with it now. Thanks guys. Will keep you all posted

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me thinks getting well ahead of our self on this one

 

did you get a n1 county court claim

have you had any paperwork from a court

 

welcome are very big on saying they have issued a claim

 

most of the time its bs

 

do you , or have you had at any time correspondants to say you ever had a ccj

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they either dont know. or know and KNOW that they are up the creek without a paddle.

if they had anything it would have been a case of 1 contact,pay up or we will enforce:D

 

you could check court registry on line and see straight away,but it costs £8.

 

I would also say send them statute barred,see what they get back with.

you should have credit file by then.:D

 

SAM

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me thinks getting well ahead of our self on this one

 

did you get a n1 county court claim

have you had any paperwork from a court

 

welcome are very big on saying they have issued a claim

 

most of the time its bs

 

do you , or have you had at any time correspondants to say you ever had a ccj

 

 

now thats a thought.could welcome have fibbed:eek:

 

SAM:pLOWELL DETESTER

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i sent of statutue barred letter which they signed for on wednesday.

have also seen my credit file and there are NO ccj's or defaults from welcome.

there are a lot of address ascossiations put on my credit file by welcome (27 in all)!!! Why would they do that???

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no sam. the are around 4 associated addresses but there are 27 entries.

 

a few companies have entered the same info several times over but changed the format slightly.

Edited by ben1305

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no sam. the are around 4 associated addresses but there are 27 entries.is this welcome keeping a eye on you

 

a few companies have entered the same info several times of but changed the format slightly.

companies as in DCA? and trace or search

 

 

 

are any of these JBDR?

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no. companies as in... my our mortgage provider, our joint bank account, my partners bank have even put an entry on my credit file.

 

There are even 4 entries made by experian which are all dated the same.

Now i'm confused.

 

There are no entries from JBDR at all Sam.

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so there is no default or ccj on your file.

 

if there had been and it has now fell off,you will have to wait and see if they mention ccj.

 

how long have they been in contact?

 

 

They've been in contact on n off for the best part of a year i would guess. I've had threats of alsorts from them, even to the point where one of their monkeys rang up pretending that she was an OR and that they had BR'd me.

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SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

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no. companies as in... my our mortgage provider, our joint bank account, my partners bank have even put an entry on my credit file.

 

There are even 4 entries made by experian which are all dated the same.

Now i'm confused.WHAT DO THESE SAY.

 

There are no entries from JBDR at all Sam.

what date did JBDR first contact you

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Name:MR XXXXXXXX

Address:XXXXXXXXXXXXXXXXXXX

Date of birth:XXXXXXXX

Associated with:XXXXXXXXXXX

Date of birth: xxxxxxxxxxx

Confirmed by:CREDIT EXPERT REPORTDate:19/07/2009Note:This information was provided to us as part of a report application or from information given after receiving a credit report.

 

 

I've copied this straight from my credit file, obviously I've removed all the personal info and replaced it with X's

I honestly could not tell you the date JBDR first contacted me.

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you have no way of finding out if there had ever been a ccj.

its over 6 years,off your file and been removed from central court records.

 

IF they respond to your statute barred and mention ccj.they CAN NOT do anything even if they have original details.

permission will not be granted.

 

what do you mean by pretending to be OR?

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exactly that.

The woman spoke really quietly and extremely quickly...

She said she was Miss M from blah blah and had bee appointed my OR as JBDR had petitioned me for bankrupcy. she went on tho say that she and the creditors were holding a meeting to discuss my assets and that i should seek legal help.

 

Funny how everytime i asked her to speak up she just ignored me and carried on with her BS.

 

In the end i told her to p*ss off as she was obviously speaking quietly for a reason known only to her

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SIGN THE PETITION TO STOP CREDIT REFERENCE AGENCIES RECORDING DATA WHEN NO CREDIT AGREEMENT EXISTS - SEE FORUM POST

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as long as it is 6 calandar months since they contacted you they will not be able to enforce a ccj.

 

I think that their had been one but its to late for them now,:D

game over.

 

are you at the same address now,that they first contacted you at.

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