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repossesion hearing


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i have first hearing on tuesday and i am worried sick , if i tell our cercamstances and offer extra payment on top of mortgat will they let me stay i have 2 kids and no where to go , my hubby was out of work for 18 month but got a job 2 months ago and we have been paying every penny we have off it since then , i had to give up work 2 years ago as well as i have addisons disease and just started getting benefits i didnt know i was entitled to . what do you think will happen? thanks

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Hi there, have you returned the N11M defence forms to court?

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Have you not had any forms from the court??

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Is your mortgage in joint names?

 

Without knowing your circumstances ..

 

If you can afford to pay something off the arrears regulary and keep up the current payments, and be expected to settle the mortgage over it's term, then there is no reason why a suspended reposession order wouldn't be given.

 

Someone else will be along to help soon. I'm off to hospital as I think I've broken my ankle again.

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