CCA replies-how to load them on CAG

[bodgerella]

Hi to all

Can anyone give me a bit of technical help please-I've got some scanned CCA replies but I can't tell if they are valid or not as I am confused by the criteria. I can enlarge and read them fine on my PC but when I have tried to load them as an attachment on CAG for a bit of advice but they load up too small for anyone to read. Could anyone give me a bit of help on how to load them on so they are big enough legible to everyone?

Be very grateful as I've already spent hours on this and got nowhere.

thanks

Den

[42man]

Hi Bodgerella....try using www.photobucket.com (free) and there is a tutorial here - http://www.consumeractiongroup.co.uk/forum/bear-garden/165941-photobucket-video-tutorial.html

[bodgerella]

Hiya

thanks very much for the reply. i couldn't get the tutorial to work though-any suggestions where else to find it?

thanks

Den

[payback68]

Have you tried scanning them to a PDF file(Adobe)?. They are far more clear in PDF format.

 

If so you can just upload the details via the "Link" when posting your message and details.

 

Regards.

[Blondmusic]

I scan them into my pc, use Paint to edit my details out then upload to photobucket.

 

You will need to create an account with Photobucket (it is free to sign up). It is really simple to use (even for a blonde like me). Once you have uploaded your scanned documents you can copy the link (hover your cursor over the document and a box will appear below it) there will be something that says Direct Link, highlight the text in the Direct Link (by holding your left button on your mouse and dragging across the text) then right click and select Copy. Then come back onto CAG and on the Quick Reply (or Advanced) there is a button that looks like a picture (hover your cursor and it will tell you what it is for) click on it and another box will come up (sometimes you will get a bar at he top asking if you want to run a Scripted Window left click it an allow) delete the text in the box, right click and paste. Any problems send me a message.

 

I learned all this by fiddling on websites and a college computer course. And don't forget to use the spell checker!!

[42man]

Apologies for the dodgy link - have a look here - http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/161226-credit-cards-dcas-2.html#post1742637

[bodgerella]

I am trying the pdf way first as I'm more familiar with it so here goes-hopefully thesy will attach-Let me know if this is legible and any advice on it's vailidity would be gratefully received

Den

Capt1 agree.pdf

Natw agree.pdf

[Spamalot]

Hiya,

 

I'm no expert but the capital one agreement doesn't seem to have any T&Cs ...

 

The Nat West one is a bit blurry so it's hard to tell.

 

have you had a look at this thread.

 

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/162851-consumer-credit-agreements-guide.html

 

It'll give you a good idea.

 

Spam.

[bodgerella]

Thanks for this

Yes the Natwest one is difficult to read as they sent me very dark photocopy.

Similar story with the Cap One but at least it's lighter

Den

[cerberusalert]

They are both application forms & unless you have masked them out of the NatWest one, neither contain the prescribed terms so will be unenforceable.

[bodgerella]

Thankas for the replies.I've only masked out my personal and employment details. So application forms are not valid? I think one of these sent a copy of some terms and conditions but they were undated and unsigned-just a sheet. I woudn't know where or when they came from.

I've got 2 Barclaycard applications which are actually worse than these. The Barclay Mastercard one sent 3 photocopied sheets -again I wouldn't know where they came from. I've been making reduced payments on this card now for for abouit 10 years and they still send me threatening letters and defaults if I am late with a payment. I'll try and and load this one so you can see what I mean.

 

If these application forms are not valid do i just write to them and tell them so?

[cerberusalert]

Have a read through http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/105315-my-agreement-enforceable-useful.html which will give you an idea as to what is and isn't enforceable.