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Fixed term loan for car purchase and HPI

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I am interested to know more about fixed term loans for car purchase . I think usually this type of finance is used where there is negative equity on a trade in .


Where there is a note of a ' personal loan' on the HPI register with details of the Creditor does this mean that the vehicle cannot be sold without the creditors permission?


I know the vehicle cant be repossessed if the agreement is broken but what is the position regarding the vehicle if a CCJ is obtained by the creditor?


Thanks in advance for any input

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