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summerbreeze

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About summerbreeze

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  1. Long time no hear but this ac now in the hands of CQ. I sent off a letter saying I have never had a proper response to S78 request in 2009 and that I have a letter saying no CCA available and they responded saying they would request the documents from LLoyds banking group. A further letter now saying they have received the documents from Lloyds but need me to call them to confirm some security details before sending them to me. I definitely will not be calling them and willl write to insist they fulfill their obligations to respond to the old S78 request. My question is th
  2. Many thanks to you Unclebulgaria and also Davyly Sadly the Bullyboy has won in this case. My friend was so scared about this guy turning up in the morning that despite my advice he has borrowed the money and paid up in full !! I wish he had listened to my counsel but I understand his fears. Thanks again
  3. Thank you for your help He phoned Marstons and has got the details of the court now and the date of the fine and amount so he can contact the court . He told the girl at Marstons he wanted to make an arrangement to pay and she immediately transferred him to the actual bailiff's mobile and he said' No chance .. full payment only and see you at 6am ' !!! I will write on the letter about sorting it out with the magistrates and about the tenancy and goods in the house not belonging to him . I will state that he does not own a vehicle . Is there anything else I need to state ?
  4. Do I need to put anything about tthat in the letter that will be put on the door? It will say that the house is rented in a third partys name ? Should the third party's name be stated ?
  5. Thank you so much. This matter dates from a long time ago and my friend cant remember the court . He thinks the bailliff mentioned Leicester so will ring them in the morning. Should I compose a letter for him to stick on the door stating that he is unsure what this is about and is contacting the Magistrates court. t Just been told thathe bailliff has stated that he is coming to the house at 6am tomorrow with the police and a locksmith!! My friend is already talking about trying to borrow the £900
  6. Hello Can anyone advise . I am trying to help a friend. Its regarding an old fine at a midlands magistrates court that has just shown up out of the blue A bailiff turned up this morning with a distress warrant for an old fine of approx £600 plus £ 300 charges that are not detailed. The bailiff says he will not discuss the matter and will turn up in the morning with the police and a locksmith to enforce the warrant. I have phoned him on my friends behalf to try to make an offer of payment but he was not interested at all. My friend lives with a partner in a rented house [ partner o
  7. She just txt me she has been to Co-op and has to ring in a couple of days for acc details . maybe she will be able to get her wages into there this month after all. Thanks again Ell-enn
  8. Yes I have sent her to the Co-op . Thats where I bank now after former tribulations. I think she will have to try to manage everything this month as a new account will probably not be up and running in time for her wages this month but should be OK for Oct.
  9. She was also advised to change her bank account so that she can try to gain a little control over the unsecured lending . Those lenders have her bank card details and take payments on a switch type method not a direct debit that could be cancelled.
  10. She did get the statement to the DJ and he did read it before we went in. She has to pay £100 per month to the arrears ....turns out they currently stand at just over £ 4400 not £3000 as I thought !!!
  11. Arrived at court and managed to grab an advisor. Gave her the statement and revised budget sheet and I made my friends case for her and the advisor approached the other side . Flat refusal to accept the new offer to reduce the arrears so we went before the DJ . He was very nice and friendly but the other side set out at length their reasons to refuse our new offer based mainly on the amounts going out on unsecured borrowing. The DJ after some time and debate about the amount of unsecured lending asked if my friend would reconsider what she could offer and the advisor suggested an amount e
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