UK debt listed abroad!!??

[Godzone]

I moved to New Zealand three years ago, and in doing so I left a debt that I couldn’t pay in the UK. I have just about picked up the pieces of my life, but unfortunately I have recently found out that I have a default of payment record on my New Zealand credit history.

 

Apparently it was put there from a collections agency who did contact me a few times here in New Zealand, but at the time I just pretty much ignored them.

The problem is that my record shows me as owing an amount of money in NZ dollars, which misleads anyone who looks at it into thinking that I have incurred the debt whilst living in NZ. My question is how can a UK debt show up on a NZ credit file, and how the heck can a NZ collection agency give out the sort of information that infers that I have had a debt incurred in NZ when the debt was years ago in the UK???

 

This is very misleading and surely a breach of the credit reporting code!?

I have spoken to the credit reporting agency, and they just said that it is up to me to get the collection agency to withdraw the default notice etc… I did tell them that they were breaking the law by using information that misleads etc, but they just told me tough, nothing we can do about it!!!

 

I said how can they list a debt which they cant prove I have, or which is outside the law of the land… they just told me they can!!!

 

I would welcome sound advice please.

[djc]

godzone

was their a ccj awarded against this debt and if it was is it more than 6 years old

 

djc

[Godzone]

Hi

 

It isn't that old, but i have no ccj's anywhere.