capquest stat demand for old SkyCard Debt? *** WON + COSTS ***

[mrmarmite]

is it only an application form?

 

i had sky card that went to crapquest and all the threats that goes with it, cca'd them and never heard anything since 8 months ago that is. i know fact that it only application form nothing more

[mrmarmite]

crapquest tried dumping interest and stuff on mine i told em point blank i aint paying it. have you thought about dumping cccs, usually a lot of these debts are unenforcable in court, if so you can concentrate on the ones that are enforcable and tell the ones that aint to take long walk off a short pier

[mrmarmite]

the idea is sorry, to put YOU in control not the debt collectors, if you have few debt through cccs i'd cca all creditcards and alike, you might be suprised at the outcome

[mrmarmite]

yes and yes,

 

cca £1 recorded

SAR £10 recorded

[mrmarmite]

shout if anything comes through or they start getting nasty with you.

[mrmarmite]

it's an application form meaning pre-contractual. i like the bit skycard and pin for which you MAY be eligible.

 

An application form which does not contain the prescribed terms laid down in Consumer Credit (Agreements) Regulations 1983 (SI 1983/1553) and Consumer Credit (Agreements) (Amendment) Regulations 2004 (SI2004/1482)does not constitute a true copy of any credit agreement that may or may not have been signed

AND if it is a real credit agreement it MUST be signed by BOTH the creditor AND the debitor,

so your answer is a big fat NO

[mrmarmite]

grrrrrrrrrrrrrrrrrrrrrrrrrrrrrr. i hate copy and paste......

 

summary of my last post means it not an enforceable credit agreement

[mrmarmite]

just tell them that you request and paid the fee for an executed regulated credit agreement NOT an application form. can you please forward the actual agreement asap. if they dont have one please confirm it in writing.

[mrmarmite]

your welcome

[mrmarmite]

i'd go with 42man

 

you have to TELL them the facts (they still won't listen) BUT as long as you TELL them and they ignore it and take matter further you then have evidence that you DID tell them and they CHOSE to ignore it

[mrmarmite]

hang on a sec. let me dig out my info on skycard and cap quest and see what i done to get rid of them

[mrmarmite]

quick question, it there a lot of charges on this account

[mrmarmite]

there is time, i been down this exact route but my cca never did show up

[mrmarmite]

send it to skycard not crapquest, add to sar letter that you require ALL information not just the statements, they did this with me

[mrmarmite]

yes do quote 42man and put 2.8 (k) in letter. request they put this account on hold for a MINIMUM of 40 days for you to obtain the information you have requested from skycard.