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Barclays CCA Request


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Anyone had experience of Barclays being slow to respond to CCA requests?

 

Sent two off on January 11th (Mastercard and Visa)

 

Follow up sent on 9th February (to both)

 

Not heard a sausage :confused:

 

Apart from of course those twa*s from Mercers who keep threatening all sorts of garbage which I bin or delete as appropriate:-x

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They know what their statutory duties are. The have enormous resources and it should be a problem to carry out their obligations correctly.

 

If they miss their deadlines, then they have missed the bus.

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They know what their statutory duties are. The have enormous resources and it should be a problem to carry out their obligations correctly.

 

If they miss their deadlines, then they have missed the bus.

 

Cheers BF.....

 

I think it must have snowed - the bus hasn't even left the garage :D

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Barclays admin would appear to be a bit of a joke (often their agreements are too).

 

What types of accounts are these and when were they taken out roughly?

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Barclays admin would appear to be a bit of a joke (often their agreements are too).

 

What types of accounts are these and when were they taken out roughly?

 

Hi Rory

 

1.= Barclaycard Platinum Visa (10yrs +)

 

2.= Barclaycard Mastercard (8yrs +)

 

:D

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Stop Press....

 

Got home from work today to find a reply to one of the CCA requests....

 

"Enclose a copy of your original Barclaycard Credit Agreement"

 

All they sent was a copy of (By the look of it) current terms and conditions with no signatures or interest rates.

 

NB On Charges section £12 for missed or late payments

 

No name or address...

 

To think i've got those clowns from Mercers hounding me for this pathetic CCA response:D

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  • 2 weeks later...
Hi Rory

 

1.= Barclaycard Platinum Visa (10yrs +)

 

2.= Barclaycard Mastercard (8yrs +)

 

:D

 

Still not had proper docs off Barclays just generic agreements and current terms and conditions. Have sent letter saying not correct documents but just received another set of terms nad conditions.

 

What do I do now ?

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Is it actually just terms and conditions they are sending or is it a blank credit agreement e.g. without signatures?

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Is it actually just terms and conditions they are sending or is it a blank credit agreement e.g. without signatures?

 

Hi Rory have had a reply to both CCA requests now (visa and mastercard)

 

I have had no agreement whatsoever ....

 

All I have had is terms and conditions 3 different varietys !!!

 

One claiming to be the original has no interest rates and hmmm £12 charges - I'm sure they used to be more than that and 0870 contact numbers which I'm sure didn't exist or were in common use in the early nineties when they were taken out.

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Did you send them the letter about just sending the terms and conditions being a breach of the Act and Regulations?

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Did you send them the letter about just sending the terms and conditions being a breach of the Act and Regulations?

 

 

Hi Rory - yes I believe I did and got another set of terms and agreements.

 

Mercers have suddenly gone quiet as well:D

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