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    • This happened approx 18 months - 2 years ago. I have not been out of pocket. eBay instantly paid the money to me and then investigated once the buyer claimed the item did not arrive. They favoured towards the buyer and therefore made my ebay account minus £9000. Subsequently the ebay account got suspended and I since cut ties with it and no longer have access to it.  
    • Regarding "No breach of contract" where they have used E instead of F and that incorrect post code has always been there in subsequent PCNs including the first one,  does that not make it a valid point? because contract shows different postcode then PCN,  also if valid can this be moved under different section such as "No Locus Standi"? Since there is no mention of EV charging bay or its abuse in contract,  can same fact in point 3.1 be used under "No breach of contract"?  does the grace period of 10 minutes needs to be mentioned in terms and conditions signage?  
    • I am looking to help my father who has received a court summons for a RTA S87 (1) offence for not having a licence when requested to produce it by the police in December 2023 At the time of the alleged contravention my father was in the process of having his licence renewed following him turning 79 years of age in September 2023 (the licence is due for renewal every 3 years as i understand it). On the renewal application my dad disclosed a medical condition (Sleep Apnoea) and naturally, this resulted in a lot of follow up between the DVLA and his doctor, however his Doctor was not aware of any medical reason why he should not drive, and he continued to drive under S88 of the RTA. At no point was his licence revoked by the DVLA, however the DVLA did write to him in December 2023 to advise that they have been advised of another potential medical issue and asked him to provide details within 14 days or his licence may be revoked- he replied with the information and within 6 weeks his new licence was issued (the issue was not current, and is not affecting him now)   The alleged offence took place while the DVLA were processing his renewal, and given my father knew that he was fit to drive, he continued to do so. I am in some ways surprised that this has even progressed to court, because surely the fact that his license was eventually renewed in Feb-24 validates his belief that he was always fit to drive- nothing changed in his medical condition between September 2023 and the licence eventually being renewed in Feb-24.  Does anyone have any advice for how to handle this one? I have written to his doctor with a SAR to request the details disclosed between them and the DVLA, and for any other information that will help his defence. I was considering writing to the court to ask if the case could be held local to my Father, as the alleged offence took place far from his home- is this something likely to be granted?  
    • We tend to square the circle here rather than go along with the general consensus and what the media would have you believe  
    • And incidentally, the fact that you sell things and it's not your main source of income is not so far as I understand it, the legal test of whether or not you are trading.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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case closed


william123
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Some months back i seen some information on how to write an intelligent letter on this board in regards to claming back all MY money the bank has stole from me. I would very mush appreciate if sombody can post a link. Thanks

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Here's a link to the preliminary letter:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?t=671

 

But I would say you do really need to familiarise yourself with the FAQ section where you will find pretty much everything you may need...

 

Anyhow keep us posted of your progress :)

25/06/08 - NatWest - Prelim letter

09/03/06 - Halifax - Settled 27/4

22/03/06 - Capital One - Settled 24/6

17/04/06 - Nationwide - Settled 8/9

 

 

Hit the DONATE BUTTON and give 5% back to support this site!

 

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Intelligent letter ??? (Intelligent as in brainy...or intelligent as in Intelligent Finance?)

 

If its the first then look here:http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?f=33

 

but i would advise you to spend at least a week reading the various sections of this forum, so that you know what you are getting into, and are prepared for every eventuality

 

The FAQ is a good place to start:http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?f=5

 

 

hope this helps......if you have any other queries post them here...and you will probably get someone's advice....please note.....it's only advice...in the end the decision is yours to take this matter further......but once you read up on it, you will realise that its the only option to take....I have been struggling for a few years now with month to month expenses....i dont spend a lot, i am on a not bad wage.....but i have still been lining the banks pockets with my hard earned cash.......i estimate (still awaiting statements) they have nearly £5000 of my money spread over 2 accounts and 2 credit cards

 

So read up...and good luck

IF YOU FEEL I HAVE HELPED YOU IN REPLYING TO YOUR POST, CAN YOU CLICK ON THE SCALES AND LET ME KNOW

 

Halifax - Total £2116 - Plus approx £300 in interest plus fees for 3 small claims...settled all within 3 weeks of claim.....Now for the mortgage.....

Clydesdale Bank - Credit Card - Sent Data Protection Act - Awaiting statements

Clydesdale Bank - Current Account - Awaiting statements

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Just sent my first letter 1st class recorded to John cunnane at the customer relationd unit asking for them to refund my £536 they have stolen from my account over the last 2 years 4 months. I will keep everboby updated. Will

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Just received a standard letter from Natwest. This is what it said.

 

 

The OFT has been in contact with us and with seven other mjor credit card companies to discuss the level of charges on credit cards. It is important that I emphasise these discussions were limited to charges on credit cards only. We will be considering the detailed statement made on the 5 April by the OFT on credit card administration charges and we have until 31 May to respond to the OTF.

 

Consequently, against that background, we must differ with your views expressed in you letter and will not be refunding any charges applied in your bank account.

 

I am disappinted to note that you are contemplating legal action against the bank. Whilst i hope you will feel able to reconsider, should you decide to go ahead. please ensure that any proceeding are served on our registered office address which appears on the foot of this letter.

 

Sould i send the second letter or wait untill the two weeks are over?

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hello, just got same letter from customer relations, i am claiming over £1000 in unfair charges. Slightly better from branch who have offered £152! have declined and will now look for 2nd step.

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I am reading this with interest as Natwest is the main company I will shortly be claiming from.

 

it is my belief that the OFT ruling has little to do with this - the main point is the legal issue raised elsewhere on this forum - the bank are only allowed to claim admin costs resulting from breach of contract (e.g. a direct debit failing on your account) and no matter what they say this does not cost anywhere near £20-30.

 

Check the completed litigations section - no-one has lost a case yet.

If you found this post useful please click on the scales above.

 

Egg - £400 - Prelim sent. On hold.

Mint - On the list Est £800

GE Capital - On the list (3 accounts!) Est £4000

 

MBNA - £545 Prelim sent 13/11/2006

LBA sent 1/12/2006

£350 partial payment received 18/12/2006.

Full settlement received 20/1/07

 

NatWest - Est £4000 not incl interest

Data Protection Act Sent 10/1/07

Statements received 24/1/07

Prelim sent 3/2/07

Full Settlement received 22/2/07

 

The contents of this post are the sole opinions of The Cornflake and not necessarily the opinions of any other members of this group. They do not constitute sound legal or financial advice and if in doubt you are advised to seek advice from a qualified professional

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Send my second letter of on friday the 21st threatening court action. Received what appears to be another bog standard letter saying basically the same in the first one they send me. I will be going down to the local county courthouse first thing in the morning to issue a summons agaist natwest.

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I thought I would wait untill the deadline ended before I continue my claim. Its ends tomorrow. I feel intimidated at the prospect of going to court as i'v never been to court in my life and being truthful am quite nervous. I'm going to get myself a lawyer to act on my behalf. anyway will keep everybody updated.

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Threads merged - please stick to one thread!

 

Employees of the bank are not liable for their company's debts. If you name the bank manager or any other employee as the person you want to sue your claim will be struck out.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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This topic was closed on 2019-03-08.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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