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clairus99

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About clairus99

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  1. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 11 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  6. This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  7. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  8. This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  9. thanks - it is for council tax. as far as the council are concerned my account with them is clear and they tell me that they have told rossendales this (twice). they first visited a couple of months or so. for some reason i still dont understand, we were under the impression we had paid it off, but couldnt find proof, and their visit was the first inclination. i think they also visited just after the time i THOUGHT we'd paid it (back in october) but i think i thought it was just a crossover in the information chain so ignored it. and maybe another time (just going from memory here!).
  10. can bailiffs still charge you fees even if they didn't knock on your door - ie. pushing letters through your door. rossendales have been round about 5 times and i've been in every time - all except one time i wasn't actually in (the other time i just didnt open the door!). i've actually paid off my debt direct with the council but they've visited twice since. both times i've called and told them the debt is paid but they say that the council hasn't informed them. twice i've rung the council and they say they have. if i owe fees, i owe fees (although they havent stated how much and
  11. okay.... yesterday i received back (albeit a couple of days late) a photocopy of the CCA from littlewoods... signed by me... i guess that's it now, huh? :S
  12. okay i see this is the standard letter, just what i thought. had a look at the consumer credit act thread but after several pages just got a bit of a headache. i get that basically they've failed to provide what i asked for and assume i can go ahead and send the form letter saying that i basically deny the debt until they can produce this....? anyone know where i can find an example of the full story on this? cheers
  13. just wondering what happened next here as i am at this stage with reliable now
  14. well littlewoods and capital one have not answered so will be moving to next stage with them. j d williams (as "Reliable"), however, wrote back just in the nick of time so i'm not sure what to do next! the gist of it is: account opened in may 2003, info about credit charge amount, how many payments made and the total of that. current balance with arrears amount. then they list the terms at which they are prepared to receive payment from me. the important bit i'll type as they have: "in relation to your request for a copy of the executed agreement under section 78 of the
  15. interesting reading although unfortunately in my two (or is it three?) situations they are saying the benefit overpayment was my fault for what sounds like not telling them i was working. which is daft because if i was working i wouldnt have signed on. my problem is after all this time (we are talking 7-10 years ago here) how do i prove anything? anyway, probably not appropriate to go into it right here, but interesting reading anyway. i'm going to scratch my head for a while...
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