Jump to content


confusing catalogue response any help please?


joneseyblod
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5432 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 88
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

And did you ever get anything back from MOTO?

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

Link to post
Share on other sites

Hi

 

Sorry for delay not been very well just recently.

 

Simon Wolfson and also Next themselves advise they didnt receive the letter... I sent it recorded signed for delivery but it appears it wasnt tracked properly as there was no information for it. So I will have to send again.

 

No news from MOTO either, but they advise there is a backlog of work and it may be a few more weeks before they get to complaints sent in dated when mine was...

 

Bit disappointing really, but will get a letter sent in to Simon again, and send special delivery this time.

Link to post
Share on other sites

Sorry to hear you've been under the weather.

 

Mum's been a bit rough here but she is coming through it ok.

 

That's a real pain. My first thought is they are stalling. (And the PO should be giving a piece of your mind when you are feeling up to it too.)

 

I guess it will have to be sent again to make sure. grrrr

 

Doesn't matter if you get anything back from MOTO really. Shows you've tried to resolve matters. That's the main thing.

 

The N1 form you mentioned is here once you need it:

 

http://www.hmcourts-service.gov.uk/HMCSCourtFinder/GetForm.do?court_forms_id=338

 

Once downloaded you should be able to type right into the form. (I can ok.) Just remember to save the finished form afterwards.

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

Link to post
Share on other sites

Hi Davey

 

Sorry to hear your mums been having a bit of a rough time lately. I hope she comes through it soon.

 

They could be stalling but I guess as I dont have any proof they received the letter I will have to send it out again...

 

Thank you very much for the link to the N1 form!!

Link to post
Share on other sites

In reference to unsigned agreements (by the debtor) i found Muffintops reply from TS interesting.

 

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/184802-discussion-enforceability-agreements-12.html#post1996591

 

Particularly link 2, 2nd complete paragraph:

 

"Creditors should also not suggest that you have signed a credit agreement where they are unable to provide evidence to support this - to do so (is) could be a 'mis-leading action' under Regulation 5 of the Consumer Protection from Unfair Trading Regulations."

 

Might be using that quote myself sometime me thinks.

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

Link to post
Share on other sites

  • 1 month later...

Anything new on this one JB?

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

Link to post
Share on other sites

Well the MOTA complaint is still in a backdated queue. I did have a phone call from Next a while back in reference to the Wolfson letter advising they were going to make an offer. Nothing in writing though.

 

Was going to leave it a little longer and chase that up plus the MOTA complaint.

Link to post
Share on other sites

Well the MOTA complaint is still in a backdated queue. I did have a phone call from Next a while back in reference to the Wolfson letter advising they were going to make an offer. Nothing in writing though.

 

Was going to leave it a little longer and chase that up plus the MOTA complaint.

 

Sounds rather promising. Even if it was verbal and not very sincere of them you could view that as a stalling tactic as they don't want you to issue an N1 and take them to Court.

 

I'd be inclined at some point to let them know that you need an answer as you are planning a Holiday at some point and require matters to be settled for, if you have to issue a Court Summons, you want to get the POC filled before you leave. :wink:

 

If they really don't play ball soon you are going to have to follow through with the threat and send off the LBA/N1.

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

Link to post
Share on other sites

  • 2 months later...

Anything come of that Next phonecall JB or was it just a bluff?

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

Link to post
Share on other sites

  • 3 weeks later...

Sorry for the delay, had some family issue that took the wind out of my sails...

 

I have had a further phone call, but not letter. They have made an offer which very nearly clears the balance. I would have to sign an agreement or something about this though.

Link to post
Share on other sites

oh yes.. be careful about signing anything. Do what's right for you but read the small print (post it up here for folks to check out) as they are slippery devils and you want any offers to be water tight.

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...