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    • Make sure the WS is sent 14 days before the hearing. You can e-mail the court theirs.  In the subject line put the case number, the names of the parties and "Witness Statement".  Obviously click on "Return Receipt". Send Simple Simon his by 2nd class post - all VCS are worth - and get a free Certificate of Posting from the post office.
    • The outlet is in Camden Town and was set up in 2006, a year after my husband established the business, in addition to selling at exhibitions, online, shows, events, and having licensing agreements in some places overseas.  The only thing I have stopped doing since I got ill is the physical stuff, which I’m working on. The business has not changed name or anything like that either. I’m not sure where the original contract with Camden is but the management must still have it. My husband died in Jan 2017, and until Sept 2018, I would take the stock in every week; after that I was sending it in by post. I went in now and then when possible to re-do the display but that was about it. No one had access to any files until 2020. Moved house in 2020 thought would have to pull it all, Covid had just hit as well. The person in question said he would be interested in taking over and paying the rent etc. so I said I would let him sell the pictures for nothing as long as he would ‘keep it warm’ for me.  Obviously, everywhere was closed for lockdown. During this time I was working out how to go forward.  In May 2022 I told him I couldn’t  give anything away for free anymore, and put in place the wholesale agreement.  I’ve disregarded any discrepancies from before this date. I sent over the jpgs electronically, so I’ve still got them too. He hasn’t got any original files like .psds negatives or memory cards etc, I’ve got proof of all ownership/copyright. A co-op is whereby a small number of neighbours work on a rotational basis so they each of them can have time off, that way everyone doesn’t need to be there at the same time, he had never been an employee of mine.  The only reason I allowed him to have the files in the first place as I didn’t want to lose that side of the business.  It’s a good, constant source of income. However, the rent was becoming crippling as I believed there was something fishy going on well before this as there’s so much cash dealt with there, and I couldn’t go in regularly in person, and I’m sure sales weren’t being recorded properly and cash was being pocketed. My husband was too busy to be doing any stock control properly, he wasn't really into paperwork, and the guy who was ‘helping’ me after my husband's death, was making things very difficult for me to implement a solid stock control system by refusing to co-operate on simple things like using email etc. which I thought was a smokescreen, so I severed ties with him just before I made the agreement in question. I sent about 100 images, jpg files, sent via We Transfer. I’ve got the confirmation of which files were sent with dates. I will have to go through closed bank accounts and previous tax returns to get a proper estimate.   Before I made this agreement, I was selling retail there, this is a wholesale agreement so I’ll have to do some calculations but it is definitely in the thousands.  I haven’t got his his home address, and I don't think he's got any sizeable assets. I’m also worried that he might send the files overseas and start selling them there. I know he’s not stupid enough to sell them online. He knows for sure how serious this is, but he’s been chancing it and thinks I’m stupid, if not soft and stupid. I don’t know if this would work but I am thinking that when he does contact me, I tell him we need to talk, tell him I know what he’s been up to, and strongly urge him not to order any more prints from wherever he is having them printed because it will make things much worse for him if he does. Then when I do tell him about the gravity of the situation, maybe a few days later, I think it will scare him into complying because the consequences definitely trump the few quid he thinks he is saving by getting his own printing done. Tell him an amount that I want back for lost revenue, and make it clear that if he doesn’t destroy the files and if I find out he is still doing it at any point down the line, I will seek prosecution for copyright infringement and fraud, which I will. I don’t know how I can enforce any of this without involving the courts though. I will be able to tell, though, and he will know this. And the only reason I am doing this now rather than before, is that I couldn’t prove anything until now.  It was screamingly obvious from the beginning though, as he wasn’t ordering enough from me to pay the rent, let alone make a profit. If I decided to come down like him lie a ton of bricks straight away, how would I go about a cease and desist, would I have to get one from the court? And what do I do about the stock he currently holds? It has also occurred to me that he might file for bankruptcy or similar if things get heavy, where would that leave me? I could put the feelers out for a brand-new person to take it on, obviously without giving them access to files, that is an option. But that comes with its own set of issues. Also, would there be any implications for me, if I kept quiet for now? Let him order again from me as if nothing has happened, as it will be any day and I want to get all my ducks in a row first ideally….   Thanks again
    • I’ve also just realised their online website they’ve got 12 photographs of my vehicle, including close ups of the inside?? Not sure why that’s relevant.  The time stamp on the first photo is 13:57, the PCN incident time is 14:12. 
    • I’m tempted to send a letter to the company outlining the reasons why I think their PCN is illegitimate. I guess will technically be an appeal.  Their documentation states they won’t discuss over phone, I also don’t want them to have my email address.    re signage on entrance, having looked at land registry, the whole road is private, and when you turn into the road off the highway, there is a sign on the lamppost about 20m in, again not noticeable and on the other side of the road.  I feel like I am in a difficult position with this, I understand that I may have a good chance of not having to pay, but at the same token the stress this is already causing me makes me feel like it’s not worth the £60!
    • Well done with the photo. Of course the signage is insufficient.  PPM are not interested in competent management of a car park, they are interested in catching drivers out so they can issue their PCNs. For a start, according to their trade associations' Codes of Practice, they are supposed to have signage at the entrance. Any e-mail reply from the company and whether they will/won't/can/can't get the invoice cancelled?    
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Bank of Scotland terminated without default notice and without claiming full balance, Blair, Oliver Scott DCA


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By the way I am going to Sheffield on 17th May to get my lil yorkie puppy:D, she is 5 weeks at the mo and tiny, only 11 0Zs estimated 2.5lbs as adult!

 

My little one I had to put to sleep in february was tiny at 4lbs, so this one will be even smaller.

 

Thinking of some good names at the mo.

 

milly XXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Awwww cute.. you'll have to post a pic up of your puppy now you have said that.

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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awwww sooooo tiny! You could put her in your pocket!

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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:Doh milly

 

what a beauty

:cool:

 

a little bundle for you to look after

 

take care catch up laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Hi MMM - I just don't know how they can deny things when they have put it in writing!!!!

 

 

Cleo as i said complete numpties as they have NO clue what template letter they send out and that is their downfall and that is why they have MISTAKENLY terminated gawd knows how many accounts by not realising the error of their ways BEFORE issuing a default notice.:rolleyes: for them:D for us!!!

 

 

milly XXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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:Doh milly

 

what a beauty

:cool:

 

a little bundle for you to look after

 

take care catch up laters angel x

 

 

Who me or the pup:D Ha Ha!!!!

 

Yep she will be, if the little girl we had before was anything to go by!!!:eek: She ate bin bags:eek:

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Well I had to get my sunglasses out this morning as an illuminous yellow letter dropped on my mat:D!! it was from the numpties, Moorcroft whom decided to ignore my letter signed and delivered.

 

Ignore or respond?

 

 

MOOORCROFT1stMay.jpg

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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You can nick one of the letters I did to BlairOS when they did this if you like, save you a bit of time:rolleyes:

 

Did they seriously use comic sans font in a 'legal proceedings' document???

 

Also 'in this situation instructions to our clients solicitors issue legal action against you may follow'. Erm...English anyone? This reminds me of those poorly translated instructions you sometimes get for electricals:D

 

It's got that all important 'may' in it again, plus 'their clients solicitors' is gonna be our friends BlairOS, so I guess it's not anything desperate. However, you know me and I do like to reply to things, so I probably would just to tell them to bugger off.

 

Or use the CPR letter x20 and CB did for me on my thread and shut them up that way:)

 

Lexis:)

Time flies like an arrow...

Fruit flies like a banana.

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Seen this before. I replied with a bog off letter and addressed it to the 'pre-school division'.

 

http://i157.photobucket.com/albums/t42/davey77_2007/Moorcroft2.jpg

 

Or you could always reply with an A4 page:

 

Looking forward to the Legal Action!

 

evil-smiley-face.jpg

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

Never Sign Anything

 

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Share on other sites

You can nick one of the letters I did to BlairOS when they did this if you like, save you a bit of time:rolleyes:

 

Did they seriously use comic sans font in a 'legal proceedings' document???

 

Also 'in this situation instructions to our clients solicitors issue legal action against you may follow'. Erm...English anyone? This reminds me of those poorly translated instructions you sometimes get for electricals:D

 

It's got that all important 'may' in it again, plus 'their clients solicitors' is gonna be our friends BlairOS, so I guess it's not anything desperate. However, you know me and I do like to reply to things, so I probably would just to tell them to bugger off.

 

Or use the CPR letter x20 and CB did for me on my thread and shut them up that way:)

 

Lexis:)

 

 

Hiya Lexis:)

 

Thanks hun! Yep i was thinking of a 'IM STILL WAITING!' as my last letter said basically that. I will do a CPR 31.16.

 

Milly XX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Seen this before. I replied with a bog off letter and addressed it to the 'pre-school division'.

 

http://i157.photobucket.com/albums/t42/davey77_2007/Moorcroft2.jpg

 

Or you could always reply with an A4 page:

 

Looking forward to the Legal Action!

 

evil-smiley-face.jpg

 

 

 

 

:lol::lol::lol:

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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You can nick one of the letters I did to BlairOS when they did this if you like, save you a bit of time:rolleyes:

 

Did they seriously use comic sans font in a 'legal proceedings' document???

 

Also 'in this situation instructions to our clients solicitors issue legal action against you may follow'. Erm...English anyone? This reminds me of those poorly translated instructions you sometimes get for electricals:D

 

It's got that all important 'may' in it again, plus 'their clients solicitors' is gonna be our friends BlairOS, so I guess it's not anything desperate. However, you know me and I do like to reply to things, so I probably would just to tell them to bugger off.

 

Or use the CPR letter x20 and CB did for me on my thread and shut them up that way:)

 

Lexis:)

 

 

Actually hun before I do the CPR letter, what was the letter you sent, it may be better as I already done a CPR letter to Blair and BOS previously and both ignored.

 

Milly XX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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Hey MMM:)

 

This one has a couple of paras you could probably adapt no problem

http://www.consumeractiongroup.co.uk/forum/show-post/post-2002858.html

you'll just have to go through the letter and find them - about 1/2 way down I think it states about legal proceedings with no merit.

 

Or there's this which may well do you http://www.consumeractiongroup.co.uk/forum/show-post/post-2018991.html

 

Or this

http://www.consumeractiongroup.co.uk/forum/show-post/post-1836451.html

 

Tbh though if the CPR has already been ignored that would suggest pretty strongly to me that they have no intentions of starting court action, so you could probably just write and tell them to feck off in big red letters and it'd have the same effect:D

 

Lexis x

 

ps - pre-school division - love it:D

  • Haha 1

Time flies like an arrow...

Fruit flies like a banana.

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Hey MMM:)

 

so you could probably just write and tell them to feck off in big red letters and it'd have the same effect:D

Lexis x

 

ps - pre-school division - love it:D

 

 

Lexis you make me laugh:lol:, wouldnt I just love to do that:D:D

 

milly XXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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had another letter from IQOR saying BOS have sent me their final response and I need to sort out a repayment plan

 

 

well cleo do you want to join the club.:D Its def bug**r off time.

 

Milly XX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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  • 2 weeks later...

God havent updated since 7th May...time flies.

 

I am adding this shortcut as I posted on Lexis thread concerning Computer generated Default Notice references as I received a letter from the Data Controller saying that the code I asked about on my S.A.R meant DN.

 

Yet it is become extremely suspect see here.

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-2183126.html

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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and another with the cmputer generated code

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-2183944.html

woot_jump.gif

 

 

So BOS are maybe telling untruths..............ooh naughty naughty.................... gun.gif

 

Ha!!!!!!!!!!!!!!!!!!!!!!

 

me thinks the data controller has been nobbled:D

 

winning.gif

 

milly XXX

Edited by millymollymoo

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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well cleo do you want to join the club.:D Its def bug**r off time.

 

Milly XX

Hi all - had a further letter from IQOR saying that after receeving my letter they have put account on hold and are contacting BOS for investigation.

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