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    • In my experience (not with car payments) but with many other things, my partner has been ill and signed off in the past and we have been unable to meet various commitments.  Naturally if you ring the call centre they are going to fob you off and tell you you must pay, that's why that never ever works. I would obtain a note from her GP listing all her health issues plus medications plus side effects, then write to the finance company with a copy of it, explaining the situation, as you have here, asking for a payment holiday. Perhaps mention that the car is very much needed for hospital appointments etc. It's likely the finance company would rather you pay till term end than, chase you for money they will never see, and sell the car at auction for a loss,  You can search some of my threads going back years, advising people to do this for Council Tax, Tax Credits, HMRC, Even a solicitors company and it always works, because contrary to popular belief people are reasonable.
    • Sorry, I haven't ever seen one of these agreements. Read it all and look out for anything that says when she can withdraw and when she is committed to go ahead. If it isn't clear she may need to call the housing provider and simply say what you posted here, she doesn't want to go ahead and how does she withdraw her swap application?
    • Thank you! Your head is like a power bank of knowledge.  Her health issues are short term, due to a relationship breakdown she took it pretty hard and has been signed off work on medication for 3 months. She only started her job in February 24 so does not qualify for any occupational sick benefits, which is where the ssp only comes in. (You will see me posting a few things over the coming days, whilst I try and sort some things for her)  I sat with her last night relaying all this back and she does want to work out a plan, she was ready to propose £100 for the next 3 months and then an additional £70 per month onto of her contractual to "catch up" but Money247 rejecting the payment holiday and demanding £200 thew her, which is why I came on here.   
    • I've looked at your case specifically more.   Term 8bii reads " when, in accordance with instructions from the Customer or the Consignee, the Consignment is left in a safe place" Their terms choose to not define safe, so they are put to proof that the location is safe. If your property opens onto a street its a simple thing of putting a google earth image and pointing out that its not a safe place
    • New rules and higher rates resulted in a jump in the number of savers opening accounts at the start of this year's Isa season.View the full article
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Reclaim surety fee from DVLA after 14 days


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Hi there!

This is the first time I have ever looked at a forum and I have great hopes that somebody will have the time to look at this for me.

It is all because of DVLA's injustice; they use one rule for themselves and one for us, and they are not even prepared to talk to us. Below is a list of what happened so far:

By the way, using the telephone to complain costs a fortune, so I have emailed Mrs Carol Evans on [email protected]

 

10 Nov. 2008

Vehicle Details

Make: ******

Reg. Number: ******

 

Having exhausted all the help options available online and over the telephone, I have decided to contact you as the nature of my enquiry is becoming more a complaint than information seeking.

 

I purchased my car (please see details above) in mid April from a dealer based in Sunderland, called Cheap Car Supermarket. Their telephone number is 01915493555. I was not given a V5C then, and the dealer sent the form to DVLA Swansea; however, weeks later, I found out that the DVLA had not received the form yet. I contacted the dealer who spoke to DVLA and was told that the form may have been lost as this was quite common. I spoke to DVLA and was advised to fill up a V62 form and enclose a cheque for £25, which I did in August. Apparently, this was lost as well. My tax ran out at the end of September, and I was abroad for most of October. I was hoping that a registration document would be sent to me by the time I got back, but this did not happen.

 

On the fourth of November, my car was clamped and taken to a DVLA pound in Peterborough. I had to pay £200 fine and £160 surety fee to release it. I also filled up another V62 and paid DVLA £25 in postal orders.

I was told that I needed to produce a valid tax disc within 14 days to reclaim the surety fee. This obviously meant that the DVLA should be able to issue tax discs for cases like mine in less than 14 days.

 

Since I can't produce a tax disc without a registration document, I have to declare SORN, and declaring SORN means losing my surety fee because I won't be able to tax the car in 14 days then.

 

Keeping the car off-road for the next 4 weeks could result in me losing my job. I have already been put under sever financial stress this month upon paying a fine to release my car. The surety fee is money I desperately need at the moment. I also believe it is my right to receive it back.

 

The DVLA rules and regulations state clearly that the surety fee can be reclaimed if a valid tax disc is produced within 14 days. This means that DVLA must be able to issue a tax disc in less than two weeks for anyone affected by the 14 days rule.

 

I have found myself put in a catch 22 situation now. DVLA is giving me two options, both of which mean that I will lose my surety fee.

 

Option1: If I decide to wait for the Logbook and declare SORN (provided it is possible), I will lose my surety fee.

Option2: If I can't produce a valid tax disc before the 18th November, I will lose my surety fee.

I am sure that you will understand when you look at my case in detail. All I am asking for is fair treatment. Parking the car on a public road was my fault, and I have paid £200 fine for it. I am willing and trying to tax my car, and I need your help to do that on time so that I can reclaim my surety fee. If the DVLA can't help me tax my car on time, it should be able to help me reclaim my money at a later date.

 

I apologise for my prolonged letter, and I would be very grateful if you could either help me obtain the details I need to tax my car before the 17th November or extend the period in which I can reclaim my surety fee.

 

PS. I have faxed a copy of this email to 01792 766416.

 

Kind regards,

James **

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