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    • it's 85k of turnover (well, now £90k). However, you're digging yourself into another hole here. That ship has probably long since sailed. Is it worth pursuing this? You're not going to get anything back from it either way.
    • Hi,   A few pointers from yesterday to take note of evris cpr 27.9 failed again so we should really make issue of this also their WX fail to comply with CPR so again we should take issue with their statement of truth  you cant get tort if you get damages under subsection 7 of CRA because its double recovery  - not sure what we think of this? however its the first time i saw the judges make reference to your non automatic rights from s49 which s54 and 57 assist with. We should start stating this specifically for claims as I think its much better than just 49 and 57 as we need to make it clear where our non automatic rights come from as 54 automatic frankly dont help  I have sent the claim form and defences to the admin email because I can’t upload them for some reason as it wont let me but thought this may help as its the first time we’ve taken tort to trial. although i think the DDJ was honestly struggling to understand some parts of the law because he was asking me about them and how he should interpret them, especially for the automatic. Will apply for transcript if you want it?
    • I decided on confrontation - which I hate.  Omg the arrogance of the driver.  They refused to say who had given them the alleged permission to park on the private land - unless I proved ownership.  I couldn't believe they could be so objectionable.   They advised they couldn't take public transport to work as they lived too far away.  They couldn't rent a local garage as none were available. I simply said that's their issue not mine. It was infuriating that this person had such misplaced entitlement.  However I decided to humour them and show them the title deeds.   They couldn't respond.  Although at this point they alleged some guy in a city up north - whose name they couldn't remember - gave permission!!    They then asked if they could buy the garages and land!! Yet can't afford to park on a meter !! They seemed to back down and agree to now park elsewhere.  I hope so. 
    • I've worked out the contractor invoiced apx 250k - Without adding vat to the invoices.  So based on above he should have added vat to all invoices once he reached 85k?  Obviously he had to pay his labourers - would those payments get taken off what he received?  Or it doesn't matter cos he invoiced for the high sum?
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Wave/Ex GMAC Mortgage eviction help


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Hi Biddy, have you checked you have all your Appendices and that they are in numerical order and labelled? Always pays to check each set one more time just to make sure they are OK.

 

You should have the following in each set:

 

Statement page

Appendix 1 - payment receipts

Appendix 2 - copy of standing order

Appendix 3 - budget sheet

Appendix 4 - your letter to Wave

Appendix 5 - estate agent's details

 

Stay positive, we'll all be thinking about you. What time is the hearing? and who did you get to represent you?

 

Ellx

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Hi Biddy, have you checked you have all your Appendices and that they are in numerical order and labelled? Always pays to check each set one more time just to make sure they are OK.

 

You should have the following in each set:

 

Statement page

Appendix 1 - payment receipts

Appendix 2 - copy of standing order

Appendix 3 - budget sheet

Appendix 4 - your letter to Wave

Appendix 5 - estate agent's details

 

Stay positive, we'll all be thinking about you. What time is the hearing? and who did you get to represent you?

 

Ellx

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Good luck Biddy thinking of you and your family, im sure with all the help you have had this will be positive outcome -

 

will be back laters ciao for now MAZ

 

and fab work from all the people who have given you help, i wish id had that type of help earlier in the year, keep positive and remember it really is not like those big court rooms and hearings you see on telly , the judge will see all the evidence so dont think you have lost even before you enter the building, keep calm - and put up your positive head on,

 

take care ciao maz

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Good luck Biddy thinking of you and your family, im sure with all the help you have had this will be positive outcome -

 

will be back laters ciao for now MAZ

 

and fab work from all the people who have given you help, i wish id had that type of help earlier in the year, keep positive and remember it really is not like those big court rooms and hearings you see on telly , the judge will see all the evidence so dont think you have lost even before you enter the building, keep calm - and put up your positive head on,

 

take care ciao maz

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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No news yet I'm afraid......

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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No news yet I'm afraid......

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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hi everyone,sorry haven't got back til now,well we won solicitor we managed to find was great, judge was great for a change,the solictor tried to work it out with their rep before but wouldn't listen,anyway the judge told him straight that it wouldn't be in their clients interest or our intersets to reposses,due to the market at the moment they would probably end up chasing us for a shortfall which would mean we could go bankrupt and as there was enough people doing that already when there wasn't any need he didn't want to add somebody else to the list.also said that as i was working and trying to survve it was better than some people who just want handouts and cannot be bothered to work,make sure i will keep to the arrangement this time and hopefully we can sell the property,many thanks ell-enn and everybody else who has supported us,anyone else in our position should keep fighting as you never now you might win.anybody know anything if you can get their solictors charges knocked of the mortgage balance,as they lost do we have to pay these charges plus all the interest that they will charge on it as well surely they are not allowed to do this,why should we be charged interest on the solictors charges when that isn't part of the mortgage.once again thanks everyone for your help.

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hi everyone,sorry haven't got back til now,well we won solicitor we managed to find was great, judge was great for a change,the solictor tried to work it out with their rep before but wouldn't listen,anyway the judge told him straight that it wouldn't be in their clients interest or our intersets to reposses,due to the market at the moment they would probably end up chasing us for a shortfall which would mean we could go bankrupt and as there was enough people doing that already when there wasn't any need he didn't want to add somebody else to the list.also said that as i was working and trying to survve it was better than some people who just want handouts and cannot be bothered to work,make sure i will keep to the arrangement this time and hopefully we can sell the property,many thanks ell-enn and everybody else who has supported us,anyone else in our position should keep fighting as you never now you might win.anybody know anything if you can get their solictors charges knocked of the mortgage balance,as they lost do we have to pay these charges plus all the interest that they will charge on it as well surely they are not allowed to do this,why should we be charged interest on the solictors charges when that isn't part of the mortgage.once again thanks everyone for your help.

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Thank Goodness - you had me worried for a bit, although I knew you'd be all right really ;)

 

Well done for being brave and what a good judge you had - wish there were more like him. It's a pity your solicitor didn't ask the judge for the legal costs to be cancelled while you were in the hearing. You can always write to them asking for them to provide detailed costs of the work done by their solicitors being as they are asking you to pay for it!

 

Hope you can now relax a bit

 

Ell

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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Thank Goodness - you had me worried for a bit, although I knew you'd be all right really ;)

 

Well done for being brave and what a good judge you had - wish there were more like him. It's a pity your solicitor didn't ask the judge for the legal costs to be cancelled while you were in the hearing. You can always write to them asking for them to provide detailed costs of the work done by their solicitors being as they are asking you to pay for it!

 

Hope you can now relax a bit

 

Ell

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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OMG Biddy we have been so very worried. We thought you were moving out.! That is fantastic news well done you should be proud.

 

The charges and legal costs will be added to your mortgage even though you won. Soory but they all do it. You will be charged each month you are in arrears for a slong as you are in arrears as well. This will be ebtween £35 and £50 a month. you can certainly try and claim these back you just need to sen a SAR letter with a £10 poastal order.

 

Once again very well done:D

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OMG Biddy we have been so very worried. We thought you were moving out.! That is fantastic news well done you should be proud.

 

The charges and legal costs will be added to your mortgage even though you won. Soory but they all do it. You will be charged each month you are in arrears for a slong as you are in arrears as well. This will be ebtween £35 and £50 a month. you can certainly try and claim these back you just need to sen a SAR letter with a £10 poastal order.

 

Once again very well done:D

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thanks ell-enn and thanks for all your help,you do a great job you deserve a knighthood rather than some of the people who get them.:)

 

Thank you :oops:

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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