Wave/Ex GMAC Mortgage eviction help

[Ell-enn]

Hi Biddy, have you checked you have all your Appendices and that they are in numerical order and labelled? Always pays to check each set one more time just to make sure they are OK.

 

You should have the following in each set:

 

Statement page

Appendix 1 - payment receipts

Appendix 2 - copy of standing order

Appendix 3 - budget sheet

Appendix 4 - your letter to Wave

Appendix 5 - estate agent's details

 

Stay positive, we'll all be thinking about you. What time is the hearing? and who did you get to represent you?

 

Ellx

[Ell-enn]

Hi Biddy, have you checked you have all your Appendices and that they are in numerical order and labelled? Always pays to check each set one more time just to make sure they are OK.

 

You should have the following in each set:

 

Statement page

Appendix 1 - payment receipts

Appendix 2 - copy of standing order

Appendix 3 - budget sheet

Appendix 4 - your letter to Wave

Appendix 5 - estate agent's details

 

Stay positive, we'll all be thinking about you. What time is the hearing? and who did you get to represent you?

 

Ellx

[OLIVE.FAMILY]

GOOD LUCK BIDDY. WE ARE ALL WITH YOU RIGHT NOW.

 

olivesxx

[OLIVE.FAMILY]

GOOD LUCK BIDDY. WE ARE ALL WITH YOU RIGHT NOW.

 

olivesxx

[mich7k]

Good luck Biddy thinking of you and ur family Michxx

[mich7k]

Good luck Biddy thinking of you and ur family Michxx

[angel_1]

Good luck Biddy thinking of you and your family, im sure with all the help you have had this will be positive outcome -

 

will be back laters ciao for now MAZ

 

and fab work from all the people who have given you help, i wish id had that type of help earlier in the year, keep positive and remember it really is not like those big court rooms and hearings you see on telly , the judge will see all the evidence so dont think you have lost even before you enter the building, keep calm - and put up your positive head on,

 

take care ciao maz

[angel_1]

Good luck Biddy thinking of you and your family, im sure with all the help you have had this will be positive outcome -

 

will be back laters ciao for now MAZ

 

and fab work from all the people who have given you help, i wish id had that type of help earlier in the year, keep positive and remember it really is not like those big court rooms and hearings you see on telly , the judge will see all the evidence so dont think you have lost even before you enter the building, keep calm - and put up your positive head on,

 

take care ciao maz

[vickson]

I hope all went well Biddy,

[vickson]

I hope all went well Biddy,

[Ell-enn]

No news yet I'm afraid......

[Ell-enn]

No news yet I'm afraid......

[lucky01]

sign-up & lets put the pressure on!

 

http://petitions.number10.gov.uk/savemyhome/

[lucky01]

sign-up & lets put the pressure on!

 

http://petitions.number10.gov.uk/savemyhome/

[biddy65]

hi everyone,sorry haven't got back til now,well we won solicitor we managed to find was great, judge was great for a change,the solictor tried to work it out with their rep before but wouldn't listen,anyway the judge told him straight that it wouldn't be in their clients interest or our intersets to reposses,due to the market at the moment they would probably end up chasing us for a shortfall which would mean we could go bankrupt and as there was enough people doing that already when there wasn't any need he didn't want to add somebody else to the list.also said that as i was working and trying to survve it was better than some people who just want handouts and cannot be bothered to work,make sure i will keep to the arrangement this time and hopefully we can sell the property,many thanks ell-enn and everybody else who has supported us,anyone else in our position should keep fighting as you never now you might win.anybody know anything if you can get their solictors charges knocked of the mortgage balance,as they lost do we have to pay these charges plus all the interest that they will charge on it as well surely they are not allowed to do this,why should we be charged interest on the solictors charges when that isn't part of the mortgage.once again thanks everyone for your help.

[biddy65]

hi everyone,sorry haven't got back til now,well we won solicitor we managed to find was great, judge was great for a change,the solictor tried to work it out with their rep before but wouldn't listen,anyway the judge told him straight that it wouldn't be in their clients interest or our intersets to reposses,due to the market at the moment they would probably end up chasing us for a shortfall which would mean we could go bankrupt and as there was enough people doing that already when there wasn't any need he didn't want to add somebody else to the list.also said that as i was working and trying to survve it was better than some people who just want handouts and cannot be bothered to work,make sure i will keep to the arrangement this time and hopefully we can sell the property,many thanks ell-enn and everybody else who has supported us,anyone else in our position should keep fighting as you never now you might win.anybody know anything if you can get their solictors charges knocked of the mortgage balance,as they lost do we have to pay these charges plus all the interest that they will charge on it as well surely they are not allowed to do this,why should we be charged interest on the solictors charges when that isn't part of the mortgage.once again thanks everyone for your help.

[Ell-enn]

Thank Goodness - you had me worried for a bit, although I knew you'd be all right really

 

Well done for being brave and what a good judge you had - wish there were more like him. It's a pity your solicitor didn't ask the judge for the legal costs to be cancelled while you were in the hearing. You can always write to them asking for them to provide detailed costs of the work done by their solicitors being as they are asking you to pay for it!

 

Hope you can now relax a bit

 

Ell

[Ell-enn]

Thank Goodness - you had me worried for a bit, although I knew you'd be all right really

 

Well done for being brave and what a good judge you had - wish there were more like him. It's a pity your solicitor didn't ask the judge for the legal costs to be cancelled while you were in the hearing. You can always write to them asking for them to provide detailed costs of the work done by their solicitors being as they are asking you to pay for it!

 

Hope you can now relax a bit

 

Ell

[OLIVE.FAMILY]

OMG Biddy we have been so very worried. We thought you were moving out.! That is fantastic news well done you should be proud.

 

The charges and legal costs will be added to your mortgage even though you won. Soory but they all do it. You will be charged each month you are in arrears for a slong as you are in arrears as well. This will be ebtween £35 and £50 a month. you can certainly try and claim these back you just need to sen a SAR letter with a £10 poastal order.

 

Once again very well done:D

[OLIVE.FAMILY]

OMG Biddy we have been so very worried. We thought you were moving out.! That is fantastic news well done you should be proud.

 

The charges and legal costs will be added to your mortgage even though you won. Soory but they all do it. You will be charged each month you are in arrears for a slong as you are in arrears as well. This will be ebtween £35 and £50 a month. you can certainly try and claim these back you just need to sen a SAR letter with a £10 poastal order.

 

Once again very well done:D

[biddy65]

thanks ell-enn and thanks for all your help,you do a great job you deserve a knighthood rather than some of the people who get them.

[biddy65]

thanks ell-enn and thanks for all your help,you do a great job you deserve a knighthood rather than some of the people who get them.

[biddy65]

whats a subject access request and how do i ask for one:)

[biddy65]

whats a subject access request and how do i ask for one:)

[Ell-enn]

thanks ell-enn and thanks for all your help,you do a great job you deserve a knighthood rather than some of the people who get them.

 

Thank you