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    • First begging letter received from Overdales   ;Blah blah blah, our client's are going to win this blah blah blah we supplied all your documents under CPR   PS you can stop all this by paying £1200 less in a lump sum
    • Right,  so the court hasn't send out the Directions Questionnaires/N180s yet. PE's one is a false one, meant to intimidate you into thinking your defence was rubbish and they are confident with their claim. This is par for the course.  The PPCs do this regularly. However, PE have gone further and written that "a copy has also been filed with the court" which is a lie as the court haven't even sent out the papers yet. Keep a screenshot of MCOL, later on in your WS you can draw attention to their lying and abuse of court procedure. If you've got time on your hands, then complain to the BPA about one of their members lying.    
    • We need documents to be uploaded in PDF format. Uploading in Microsoft Word format discloses personal details relating to you which you should not be sharing. Click upload – to understand what to do. How did you pay for the vehicle? You start by saying that you should have walked away – yes you should. Not only because of the reputation of this company but also if the transaction isn't perfect you shouldn't get involved and you certainly shouldn't be taking the word of some used car dealer. Big fail! Why are some of your letter in black and some the in red? When you get some of the ideas in there – have you use a template from somewhere else? They aren't interested in a delay caused by some fire alarm or something. They certainly aren't interested either by the distress you are suffering. They have hundreds of customers who become victims of this kind of thing. All of those customers suffer distress. Big Motoring World don't seem to be very bothered. What are the faults which exist with the vehicle now? Is it just the splashing? Where is the splashing? What is it that is splashing?   Do I also understand that you purchased the vehicle without trying it at all and the first time you were in it and had splashing was after you had made the contract?
    • A claim was issued against you on 22/04/2024 Your acknowledgment of service was submitted on 06/05/2024 at 13:28:08 Your acknowledgment of service was received on 07/05/2024 at 01:05:18 Your defence was submitted on 23/05/2024 at 21:20:03 Your defence was received on 24/05/2024 at 08:05:43
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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finbar1969/ Stat demand just recd from CAPQUEST.


finbar1969
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Finbar,

 

If capquest are pestering you now, i would write to them and say.....

Dear Sirs,

 

On XXXX (Date) Brian Carters & co instigated legal action on behalf of Fredrickson international in respect of this account and judgment was granted in their favour. accordingly i paid the judgment and the debt is now considered satisfied.

 

accordingly i suggest you talk directly with Fredricksons / Carters & Co in respect of this matter as my position is that i have satisfied the judgment and consider the matter closed

 

should you issue a statutory demand i will apply to have it set aside and shall show the court a copy of the satisfied judgment. should you instigate litigation , it will be vigourously defended and an application will follow to have any such claim struck out as a clear abuse of the process

 

to re-itterate, i suggest you speak with Fredricksons / Carters & Co as i consider this debt is now discharged

 

 

sopmething along those lines should do the trick

or just use what havinastella suggests, it doesnt matter really, just send the idjits a copy of that satisfied document and they can go whistle

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  • 2 weeks later...

Quick update on my predicament.

 

Acted on the excellent advice given above, copy of letter of satisfaction to both Bryan Carter & Co and Capquest, sent recorded delivery.

 

Received from Capquest letter dated 1/10/08 simply saying:

 

Please be advised that your account has been placed on hold.

 

:)

 

Bryan Carter & Co for some reason are leaving messages for me to contact them asap to chat about my account :cool:

 

They also sent me a statement of my account which I did not request as I have a previous copy.

 

Will keep you up-date people as my £30 per mth is due in 2 weeks time to BC, their getting bugger all, I'm sure things will heat up from there.

 

Once again appreciate the help, and just getting Capquest off my back is relieving in its own right.

 

Regards.

 

Finbar

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  • 1 month later...

Quick update on my situation.

 

As I have stopped paying Bryan Carter, I have various phone calls to which I stated I only wish to deal with you by letter.

 

I received about 2 weeks ago a letter that I had stopped paying and to ring them asap.

 

Yesterday I had a letter with bold lettering FINAL NOTICE.

 

The letter outlined in bold that:

 

COURT PROCEEDINGS WILL BE ISSUED ON 19TH NOVEMBER 2008 WITHOUT FURTHER NOTICE TO YOU IF PAYMENTS IS NOT RECEIVED AT OUR OFFICE BEFORE THE ABOVE MENTIONED DATE.

 

It also mentions something about a judgment order preventing me from gaining credit in the future and will remain on the register of judgment debts for a period of 6 years.

 

Are they referring to a CCJ ?

 

As I satisfied the original amount outlined in my original post.

 

Again appreciate the advice and guidance given to me, just wondered if anyone could shed any light on the above and is it just a standard threat.

 

Thanks again.

 

Finbar

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Dear Sirs,

 

I write in response to your letter dated XXXXX

 

Your letter is incorrect and frivolous, you are fully aware of legally valid reasons why no further payment will be made on this account, namely that this debt was satisfied as of (date) to which I have written proof

 

Therefore, I would indeed greatly welcome the opportunity to place this before the court. Furthermore should you proceed with the threats to issue any claim I will make an immediate application to have it set aside for the grounds outlined above, highlight to the court any abuse of process due to split claims, and make a full request for a portfolio of paperwork under the Civil Procedure Rules. Also I shall refer the judge to this letter when the matter of costs falls due

 

I trust this outlines my position clearly enough for you

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  • 1 month later...

Update.

 

Got in from work 15 mins ago to find a letter from Capquest.

 

Enclosed is a Statutory Demand for bankruptcy dated 9th Jan 2009.

 

Where do I go from here folks as I'm very close to losing it, feeling very low.

 

Your advice would be greatly appreciated on where I go next.

 

Many Thanks.

 

Finbar

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Hi Finbar, I can't help you - don't know anything about this stuff, but click the red triangle and ask the mods for help.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Finbar,as hard as it may sound,try not to worry.

Capquest are known for this,and you will get help here to sort it.I am not totally familiar with your case and see other site team was advising you on this.

I am just posting here to let you know that we have got your request to assist and will brief you as to what your response should be.Please just be a little patient.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I am going to change your thread title also.

If you want a little reassurance-have a read through some similar threads in the debt forums-you will see that Capquest are frequently taken to task on these SDs.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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