GE Money response

[Paintball]

A student, with no fixed income? And they sold you PPI? Well, well they don't have a leg to stand on and how VERY naughty of them to add the PPI.

[car2403]

I'm in a similar situation with GE regarding PPI applied to a store card - I've asked for it back and they have just said "nah, nah..."

 

Check this out, though;

 

http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/61081-ppi-some-notes-claimants-8.html#post1704481

 

 

This is the GISC regulations that GE "should" (I say should, as I'm 99% certain they were regulated when you and I took the PPI out) have complied with - look at the bits that are highlighted in the post, which seem to be the most relevant to you, here.

 

Also read the FSA TCF ("treating customers fairly") posts from the same poster just a few posts after that one - if you follow the links to the FSA website, you'll see on that page, you'll see that the FSA has already taken action against GE in January 2007. They were fined £610,000 for misselling PPI and not "treating customers fairly"!

 

I'm in the process of responding to GE's latest knock-back letter, with copies of the FSA website and the Final Notice issued by the FSA saying just how GE has failed to look after it's customers interests - (which is the Final Notice of penalty, linked above, by the way) I can't wait to see what they say in reply! I can see it now... "we have been fined for having organisational malfunctions that resulting in misselling of PPI being prolific, but we confirm that none of that applies to you and no, you definately aren't getting your money back"... I can just see the Judges face when he reads that... Hopefully I'll get all this sorted without the need to issue Court proceedings.

 

You may want to do the same as it's all relevant to you?

[Paintball]

Hey Car

 

It may be helpful/useful if you create a thread detailing the case for others to follow ...

[car2403]

Hey Car

 

It may be helpful/useful if you create a thread detailing the case for others to follow ...

 

Hi ya painty,

 

TBH, this hasn't been a priority for me so I haven't had time to pull all the boring correspondance I've had with them together to get a thread started - I only started looking for others in the same situation today. (I need some time management training!)

 

I will get around to doing it shortly, as it's coming to the Court issue stage now.

[Paintball]

Good for you Car, you don't mess about, as usual.

 

I'm thinking that if you have a PPI claim that's coming to court stage, there are other would-be claimants on this Forum who would benefit from seeing how you proceed - if you have the time to summarise the process and your success.

 

Cheers P x

[car2403]

Good for you Car, you don't mess about, as usual.

 

I'm thinking that if you have a PPI claim that's coming to court stage, there are other would-be claimants on this Forum who would benefit from seeing how you proceed - if you have the time to summarise the process and your success.

 

Cheers P x

 

Done;

 

http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/161813-car2403-ge-capital-bank.html

[Paintball]

Cheers Car

[dwillow]

I'm back on the case now. They have now been sent another letter stating I was a full time student from my course tutor and I also managed to get hold of my NI contributions stating I had student credits so proves again I was a student so could't claim PPI. Since then I have recived two letters stating they are now looking at my claim. The most recicent one saying they are still investigating my claim they have another four weeks to reply back. Hope its good news!!!

[dwillow]

I won the battle they have refunded me the premiums, interest and loss of cash payment owed to me. A big thankyou for everyones help

[steven4064]

THere you go

 

Well done