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    • Hugo, how are you getting on? the deadlines can creep up on you. It's useful to have a week or two in drafting a defence, so you can understand it for yourself before submitting. Read other like threads for examples and tailor to suit you. Get one drafted and posted (without personal info) and let us take a look
    • OK thx jk2054 I'll go that route, does anybody have any positive reviews of NWNF law firms they've had experience with? I did consider InjuryLawyers4u, but apparently they're more of a broker, & who you end up dealing with can be hit & miss.  Would rather try & get a sharp firm that are on-top of things if possible.   
    • I posted my letter off but over 2 weeks later I've had a visit from one of their reps. I didn't indulge him in any conversation, and I just stated that any such debts are statute-barred and closed the door on him. I was hoping they'd take notice of the letter. Where do I go from here? Thanks
    • I apologise if I was being unclear. Where it currently stands is that they will have it repair, placing scaffolding in our garden for 5 days. They have moved fast, but we will still have to postpone our contractors, meaning, we won't necessarily have the work done in time for the wedding and therefore will incur additional expenses for either a marquee or a wedding venue. They are vehemently against having any kind of liability in any regard but continue repeating that they are legally entitled to use our garden for their repairs (I believe this is true unless the work can be carried out using a cherry picker). The neighbour seems either indifferent or oblivious to the fact they can't reach all of the side of the roof from the space where they can place the scaffolding. They have asked their roofer of choice about using a cherry picker but the roofer has said it wasn't possible. It's not clear whether the roofer doesn't want to use a cherry picker or whether there is an issue with it. They have told us it is a problem that we are installing a gazebo as it will prevent them to access their roof from our garden in the future?!?  
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hardship cases.


Tawnyowl
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Has anyone had a hardship case against Abbey granted-just wondering.If you have please post how you managed it.Would be sooo interested.Must be someone.Or any success with any lender.:)

Edited by tawnyowl
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FOS Abbey hardship claim Right I have spoken to them via phone. They will refund the charges (around £1250) but will not discuss the interest (quite a significant sum) or the court fees (£220). Nor will they budge on the interest on the loan, which has gone up again this week to 17.9%.

 

Any ideas? Am I now in a worse position because how can I proceed with the court case if the charges are refunded just for the interest/costs

Abbey are not making it easy for him-taking the interest into account -not sure how much this is-will try to find out plus the court fees or the interest on the loan which has gone up-sounds like Abbey have weighed up things-and because the FOS are involved have decided to try to offer a sweetener to perhaps hope he settles and spare them any more hassle.

Suppose the interest could be anywhere up to 600-but like i say will try to find out.If this is the case-Abbey are not being very generous or charitable-at his hour of need .But like you say some success at least.

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I've had another small payment from Abbey, the balance is now £1800 interest and court fees - the FOS aren't interested in this part of it and say Abbey have met their obligations so it looks like I'll be off to court eventually for interest and costs. I've accepted the payments as partial settlement of my claim.

Poppynurse :)

 

If my comments have been helpful please click my scales!!!!

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I have just had an offer of payout on financial hardship on Friday they are payinmg me 65% = £4.3K of my claim which was stayed by the test case and I am informed that this will not preduduce my claim for the balance after the test case. I have not had to sign anything and the money will be in my account during next week.

 

 

http://www.consumeractiongroup.co.uk/forum/abbey-bank/65003-ds-abbey-bank.html

 

Providing all the documentation is in order and they dealt with mine in under 4 weeks.

 

If anyone requires any help please let me know.

 

Tuttsi xx

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Well done-i am sure your experience will help others-nice feeling i bet to get something back after all the taking off you. Abbey maybe have half a heart after all-Wonder who in the bank decides to pay. Wouldn't like their job.Enjoy your partial payout tawnyowl-such good news.

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