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    • Yes typed it, how would I input it any other way, probably timed out took over half hour. H
    • You typed it in? actually typed it all out? if so, maybe you took too long or something, like session timed out. Does the status show defence filed or no change?
    • Hi just typed all defence clicked next and it's deleted all. Any help
    • I forgot to say, there is one last possibility and that is that they will receive your letter of rejection and simply fold, accept the rejection and refund you. Don't wait too long for this. Seven days maximum – but in that seven days you could send your letter of claim anyway and when that you don't hear from them or when they start mucking around at least you are seven days closer to beginning the legal action – and they will know it (which is the important thing).
    • Okay that is excellent that you have an email between the garage and the warranty company confirming that there is a serious problem with the gearbox. That is very powerful evidence. I think the situation is this: you have sent them a letter of rejection but the reputation of big motoring world is that they won't take a lot of notice and they will try to prevaricate and maybe even blame you. Clearly you don't want the car any more and anyway it sounds as if the cost of repairs is going to be enormous. You don't know if the warranty company is going to step up to the mark but the whole thing is going to take a long time and I understand that you have lost confidence in big motoring world because of this event and also their reputation which you are now discovering on Facebook and on this forum and no doubt elsewhere. On the basis that you don't want the car any more and you want your money back, you need to hurry things along. I think the first thing is that you need to decide if you are prepared to bring a claim in the County Court. Even without the warranty money, the claim is worth more than £10,000. For actions less than £10,000, you bring a "small claim" and this means that even if you lose the case you won't be liable for the other side's costs. If you win the case then not only will you get your money plus interest but also you will recover all of the costs of the action. For actions more than £10,000, you go to something called the "fast track" and in the event that you lose the case, then you could be liable to reimburse the winner some of the costs. This means that in addition to not recovering your own money, you would lose your own court fees and also you would have to to bear the costs of the other side probably something less than £5000 – but as a rough guess. If you bring your court claim then your chances of success are almost 100%. Frankly if you brought a court claim then I can imagine that big motoring world will put their hands up and pay you out rather than face go to court and losing and getting a judgement against them. However, it you need to consider that this is a risk factor – although my view it is a negligible risk factor. If you did bring a court case, it wouldn't be instant. If they put their hands up then it would probably happen very quickly. If they didn't put their hands up then you could take anything up to a year for the matter to be resolved and during that time you would be without your car and without your money and in the middle of litigation. I'm explaining this to you say that you understand how it works. Bring a court case would be really the last resort when everything else has failed. However, I'm quite certain that you would win and it would be stupid of big motoring world to try to resist. In order to bring a court case you would have to send a letter of claim giving them 14 days to accept rejection and organise the refund otherwise you would begin the claim. Don't imagine that you could bluff this. If you did send a letter of claim then you would have to go through with it otherwise you lose all credibility and you might as well pack up and go home. So with this in mind, here are possible courses of action you could take. You can simply wait and see what their reaction to your letter of rejection will be. However they may not reply or else they may find some other reason to delay and of course during that time you will be without your car and without your money blah blah blah, not knowing if big motoring world were going eventually to start acting sensibly and respectfully towards you. The second thing you can do – and I think this has been suggested on Facebook – is that you can go along there and simply make yourself present and talk to other customers and generally speaking make a nuisance of yourself and embarrass them to the point where you would be explaining to other potential customers to be careful, to look on Facebook, and to do some careful research before they put their business to big motoring world. This has a reasonable chance of success although you would have to be careful. You should go accompanied by a friend and there should be no anger, no arguments, nothing that could be considered as being overly aggressive so that big motoring world would have no justification in kicking you out or even worse, calling the police. If you did this, then I would suggest that you record everything on the telephone carried in a pocket. A fully charged battery will probably keep a voice recorder and a telephone going for more than 20 hours or 30 hours. The other person can video any incidents so that everything is clear and you can inform big motoring world then it will be going up on the Internet. If you did this, my favourite option would be to issue the letter of claim giving them 14 days, and then going along to big motoring world with a copy of your letter of rejection and a copy of the exchange between the mechanic and the warranty company and a copy of your letter of claim – all settled together – and probably about 20 or 30 copies in all and I would start handing them out to any customers who came in. Big motoring world will soon get the picture and they will either move your the premises in which case you stand outside and carry on doing it or they will finally give in. Of course there is a chance that they won't give in and they will simply call your bluff – but in that case I think you have no choice other than to follow through with your 14 day threat in the letter of claim and to begin the legal action. At the same time you should be putting up reviews on Google and also trust pilot explaining exactly what has happened and also explaining that the mechanic has confirmed to the warranty company that there is the serious problem, that you have asserted the right to reject and that this is been ignored by big motoring world and that you have now sent a letter of claim and that you will be starting a legal action in 14 days. Once again, don't bluff about the legal action. If you threaten it – then you must mean it – and on day 15 you click of the claim. You don't need a solicitor for any of this. It's all fairly straightforward and of course we will help you all the way that it the decision is yours to make and I think you need to make it fairly quickly. I think the cost of starting an action for about £13,000 is 5% and then also if it goes to trial which I would say is almost impossible – there would be an additional fee. You would claim interest at 8%. A judge might award a lower figure but frankly if you can show that big motoring world is attempting to ride roughshod over your very clear statutory consumer rights, I can imagine that the judge will want to show displeasure by awarding the full 8% which is a pretty good rate – even though it's not compensation for the hassle and the distress you are going through. If you decide to get solicitor, then if you win the case, because it is over £10,000 you will recover some of your costs but you won't recover all of them. If the solicitor begins by having exchanges of letters then I doubt whether you will be up to recover the cost of those and you could easily find that you're chalking up 500 quid or even a thousand simply on initial exchanges of correspondence. Also you need to bear in mind that if after having exchanges with a solicitor, big motoring world cave in – then you definitely won't get those costs back because you won't have gone to court and therefore a judge will not have made the order for payment of those costs. I suggest very strongly that you avoid paying any money for a solicitor and that you do it yourself. It's not a big deal – although you will have to you react quickly to the help we offer on this forum. Also, an additional benefit is that you will learn a lot and you will gain confidence and eventually you will feel good about suing anybody else who gets in your way. Nothing not to like! If you do decide to instruct a solicitor then you must take control of the solicitor. Most of them prefer to sit in an office writing letters on the clock. If you do decide to instruct a solicitor then you must instruct the solicitor very firmly that they should send one letter of complaint giving seven days. A second letter – a letter of claim giving 14 days and that they must then begin the action. If you don't do this. If you don't take control then it will simply cost you money, you will be without your car even longer and of course without your money. The whole thing is a nightmare. I think I've laid out the options but please do ask questions. I hope you can see that this is the kind of advice that you won't be getting on Facebook. Nothing against Facebook. It's good as a meeting place and to make people realise that they aren't on their own – but after that the advice given is weak and confusing.  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

BAILIFF OVERCHARGE - semi result - BUT THEY LIED BIG TIME!! what to do next?!


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Was overcharged by bailiffs collecting council tax,

 

fired off a letter, to the company in question, the enforcement services association and the local council.

 

The bailiffs have offered back all they overcharged 'as a gesture of goodwill, in full and final settlement'

with a form for me to sign saying thats the end of it....council think this is great and said if necessary they'd follow up if i didn't get refund as promised....

 

HOWEVER

 

the letters are full of lies...:mad:

he claims to have levied on a car (gave reg to council and its not ours or any of our neighbours)

 

told council he made 2 visits and one with a van,

told me one visit and levied car parked on street outside....

 

he for some reason changed date on receipt from 16th to 18th (can see where hes changed figure!)

think its because he claims to have visited me on 16th.

 

 

the 18th is a sunday....i paid friday...arrgh so annoyed

 

anyway....he never visited.

 

he even claimed to council that he eventually 'met with the debtor on xxxx at xxxxx and collected payment in full'

 

he never knocked let alone met me

CONVERSED ON PHONE ONLY.

He threatened to come and i paid next day...

 

i feel pleased to have got the chance to get back the fees - but feel disgruntled that they lied and have got away with it....

 

what would you do? what are my options here?

Edited by elsdon.sarah

I WOULDN'T CHANGE MY AUTISTIC DAUGHTER FOR THE WORLD -- BUT I WOULD CHANGE THE WORLD FOR HER

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Information passed on via private message should be viewed with caution as if it is incorrect it can't be corrected.

Also PM's can often encourage the use of profit making websites.

CAG does not encourage the use of PM's for advice.

If you do decide to pass on personal information to other members then please be aware of CAG policy on this!

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Personally i would not let it lie there - i would ask to hve a meeting with the Head of Revenues, a senior member of the bailiff firm (which one is it by the way) and yourself where you can put them on the spot and ask for compensation on top of your fees. I know how stressful this is so you may well just want to let it lie. i twill depend on how much fight you have left in you!

 

Congrats by the way.

 

SFx

 

PS i would always rate TT's advice

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was/is rundles & co

 

not sure what to do, not sure how much energy taking it further may take - other things going on too :)

I WOULDN'T CHANGE MY AUTISTIC DAUGHTER FOR THE WORLD -- BUT I WOULD CHANGE THE WORLD FOR HER

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Bailiffs in general always use vans to the best of my knowledge, otherwise they cant charge van call fees!!

 

except in this case he did not call at all... in letter to council, which the sent me a copy of, they said the bailiff visited twice and left relevant paperwork....nothing ever posted through except letters via ordinary post.

 

makes me angry.

I WOULDN'T CHANGE MY AUTISTIC DAUGHTER FOR THE WORLD -- BUT I WOULD CHANGE THE WORLD FOR HER

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except in this case he did not call at all... in letter to council, which the sent me a copy of, they said the bailiff visited twice and left relevant paperwork....nothing ever posted through except letters via ordinary post.

 

makes me angry.

 

 

Please dont get me wrong here my post was in general im not doubting your post.

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Bailiffs in general always use vans to the best of my knowledge, otherwise they cant charge van call fees!!

 

Of course, they can only charge van fees once a legal, valid levy has been made, not just for turning up in a van. And even then, the fees have to be reasonable.

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can they levy on someone else's car? a random vehicle parked on the road outside???

 

the vehicle reg is not one i recognise at all, even from neighbours cars.

 

the fees they charged were as follows:

Our fees

£42.50

 

Levy Fee

£49.00

 

Attendance / Van fee

£90.00

 

Waiting fee

£60.00

 

debit card fee

£2.00

 

their offer is to refund all charges except the £42.50

in full and final settlement.

on a 'without prejudice' form

 

would it be best to complain to court or enforcement services association...?

 

their letter to local council they obviously didn't realise i'd ever see...said

'the notes on the system show that the bailiff met with the debtor on his 2nd visit, and eventually obtained payment in full'

 

I never met with him!!!

 

so frustrating!

I WOULDN'T CHANGE MY AUTISTIC DAUGHTER FOR THE WORLD -- BUT I WOULD CHANGE THE WORLD FOR HER

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so.

1) if i take this further... what could i gain (not necessarily in terms of cash....i mean what could happen?)

2) what could i lose?!

 

am worried about not getting anything at all back.

 

3) i believe from reading others threads there is a time limit on taking action?

 

it'll be 3 months since i paid on 19th Aug.

 

PLEASE can someone advise me of my options here?

or i'll end up having to just take their offer and not be able to make others aware of what they are like.

 

i feel if noone says anything they'll just keep getting away with this.

 

feel very strongly about it.

I WOULDN'T CHANGE MY AUTISTIC DAUGHTER FOR THE WORLD -- BUT I WOULD CHANGE THE WORLD FOR HER

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'the notes on the system show that the bailiff met with the debtor on his 2nd visit, and eventually obtained payment in full' I never met with him!!!

 

the vehicle reg is not one i recognise at all

a random vehicle parked on the road outside???"

 

I think you have pointed out a few things there that you can use as grounds for complaint.

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Was overcharged by bailiffs collecting council tax,

 

I have sent you a private message.

 

anyone???

 

Do you still need help?

 

You have plenty of recourse here. A Form 4 complaint against the bailiff, a criminal enquiry and compnesation claim from the Council or through Local Government Ombudsman. Let me know if you want me to knock up some letters for you.

First to fly the Airbus A380

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Signing that document benefits the bailiff so don’t sign or return that form just yet. I'm assuming (for now) it was bailiffs that approached you with an offer to settle without prejudice.

 

Complaining to Enforcement Services Association achieves nothing, they are a private Ltd company having a voluntary code of practice and have no authority at all. Send this letter to the bailiff - tweak as necessary.

 

Name of Bailiffs

Address 1

Address 2

Address 3

Address 4

 

Dear Sir/Madam

 

Re: YOUR NAME + ANY REF: Refund of Fees £0.00

 

Thank you for your letter of [DATE] and received by me on [DATE] along with your form you have asked me to sign & return. I have now had an opportunity to seek advice and I am making further enquiries.

 

I am passing the matter to Police for committing offences under Sections to and 4 of the Fraud Act 2006 because you tried to obtain a money transfer from me under false pretences.

 

I am also making an official complaint addressed to the bailiffs certificating court for attempting to defraud me with fees which he is not entitled to, claiming to have made house visits he did not make and committing fee extortion by threatening to charge further fees if I fail to pay existing fees according to a deadline. I also understand the law doesn't provide for you to charge me 'van fees' and 'waiting time'.

 

I’ll be writing to the council and the Local Government ombudsman asking for compensation for receiving your bailiff who sought to defraud me with fees and pretending to be collecting unpaid council tax when no council tax is due, charging for visits he did not make and falsifying a date on a document after he realised it fell on a Sunday.

 

Once my enquiries are complete I'll seek further advice on whether I should sign your document.

 

This letter has been delivered to you by Royal Mail and I deem it good service on you by the ordinary course of post in the meaning of Section 7 of the Interpretation Act 1978. It is therefore your responsibility and in your best interests this letter is handed to the relevant person within your organisation. I regret I am unable to discuss this matter by telephone or in person.

 

Yours Truly

 

 

YOUR NAME

 

Write to the council – they are liable for its bailiffs. Tweak as required.

 

Name of Council

Address 1

Address 2

Address 3

Address 4

 

[DATE]

 

Dear Sir/Madam

 

Re: [COUNCIL TAX REF]: Visit by your bailiff on [DATE] Complaint Stage 1

 

I have had an opportunity to seek advice and I write on the understanding that case law rules an authority is liable for its bailiffs. I received a bailiff claiming to be acting under your instruction to collect (recover) unpaid council tax.

 

As I have no outstanding council tax and received threats of fee-charging and the bailiffs attempts to defraud me with bogus fees contrary to Section 2 of the Fraud Act 2006. I now ask you to pay me reasonable costs being the sum of £250 for:

 

a) Discovery of information and researching the legal background to the case and

 

b) Receiving an over-zealous bailiff making seeking to commit offences under the Fraud Act 2006.

 

For the avoidance of doubt I will automatically escalate this complaint to the Local Government Ombudsman in the absence of the above amount within fourteen date of the date of this latter.

 

This letter is delivered by Royal Mail and I deem it good service on you by the ordinary course of post under Section 7 of the Interpretation Act 1978 and therefore it is your responsibility and in your own interests this letter is handed to the relevant person within your organisation. I regret I am unable to discuss this matter by telephone or in person.

 

Yours Truly

 

 

[YOUR NAME]

 

You can make an official complaint against the bailiff by completing a Form 4 which you can download from the Court Service website: http://www.hmcourts-service.gov.uk/courtfinder/forms/form4_0606.pdf

 

In the Details of Complaint – tweak as necessary.

 

On [DATE] I was visited by the bailiff collecting an unpaid council tax. He demanded £[AMOUNT] of which his fees were £[AMOUNT].

 

I had no outstanding council tax so I understood no money was due. The bailiff charged me fees for levying on somebody else’s car parked on a public road in the vicinity of my home on the date of his visit. He also charged me fees for visits he did not make and falsified a date on a document after realising it fell on a Sunday and I enclose a copy of the document.

 

No bailiff has entered my home or had contact with my goods and moved them from one place to another with a van.

 

I understand the bailiff’s fees shown on the document such as 'van fees' and 'waiting time' are inconsistent with prescribed law regulating bailiff’s fees, namely Regulation 45(2) of the Council Tax (Administration and Enforcement) Regulations 1992. I understand defrauding people in this way is an offence under Section 2 and 4 of the Fraud Act 2006.

 

I tried to reach an amicable resolve with the bailiff and his firm but they became defensive and vexatious in nature and continued to make unrealistic demands of money and fees that are not lawfully due.

 

I ask that I am compensated the sum of £[AMOUNT PAID TO BAILIFF] and reasonable costs in receiving an over-zealous bailiff, seeking discovery of information and bringing this matter to court.

 

Send the form and a copy of the document with the amended date to the court that issued the bailiffs certificate along with a covering letter asking for them to be placed before a judge.

 

Print a hard-copy of Regulation 45(2) of the Council Tax (Administration and Enforcement) Regulations 1992 from http://www.england-legislation.hmso.gov.uk/si/si1992/Uksi_19920613_en_14.htm and make a copy of the bailiff’s receipt showing the fees and falsified date, and send them with the following letter to your local police station. Tweak as needed

 

 

To whom it may concern

Name of Police Station

Address line 1

Address line 2

Address line 3

Postcode

 

[DATE]

 

Dear Sir/Madam

 

Re: Report of offences under Sections 2 and 4 of the Fraud Act 2006

 

I was visited on [DATE] by [NAME OF BAILIFF(S)] who I understand might be a bailiff from [NAME OF FIRM] collecting an unpaid Council tax. I enclose a document with a falsified date and list of fees that contradict the law prescribing fees for collecting this type of debt.

 

The bailiff charged me fees for visits he did not make then falsified the date on a document after he realised the date fell on a Sunday. He also levied on somebody’s car parked on a public road parked in the vicinity of my address and charged me fees thereto. I understand the law doesn't provide for bailiffs to charge me 'van fees' and 'waiting time'.

 

I was charged [£AMOUNT] as fees but I do not have any outstanding council tax and no money is due. I now understand I have been defrauded with bogus fees and further fees for visits the bailiff did not make and the enclosed document with a falsified date confirms culpable mens rea. I confirm no baliff has enetered my home, had contact with my goods or moved them with a van.

 

I tried to seek a sensible resolve with the bailiff but they have become defensive and vexatious in nature and continued to demand money with threats of fee extortion. I now understand defrauding me in this way commits a criminal offence under Sections 2 and 4 of the Fraud Act 2006.

 

To enable police to perform a thorough and objective criminal investigation, I enclose the following:

 

1. A copy of the prescribed fees for bailiffs collecting this type of debt as published by the Office of Public Sector Information.

 

2. A document left by the bailiff confirming over-charged fees contradicting the above legislation and having a falsified date.

 

I understand the correct fees should have been [£AMOUNT] when legitimate unpaid council tax is due. I am happy to stand as a prosecution witness and provide a statement for the proceedings and you can contact me on [PHONE NUMBER] to arrange this. Meanwhile, please provide me with a crime reference number.

 

The approach taken by the bailiff and his firm indicates they are routinely and systematically defrauding people en-masse in this way and this incident is not a one-off. I ask that any personal feelings you may have on reporting bailiffs for committing criminal offences must not cloud anyone’s judgment in this matter.

 

Yours Faithfully

 

 

[YOUR NAME]

 

Sometimes police can be awkward when handling situations like this. If you are fobbed off with excuses then write down the police officers name & rank and quickly escalate your complaint to the Independent Police Complaints Commission http://www.ipcc.gov.uk/index/contact-us.htm.

 

Independent Police Complaints Commission

Address line 1

Address line 2

Address line 3

Postcode

 

[DATE]

 

Dear Sir/Madam

 

Re: Complaint against Police Officer(s) [NAME AND RANK]

 

I enclose a copy of a letter and enclosures sent to [NAME OF STATION] police reporting offenses under the Fraud Act 2006.

 

The police responded saying they are unable to perform a criminal investigation and say [it does not fit the criteria for the CPS to prosecute / there is insufficient evidence / it’s a civil matter / deliberately interpreting or subverting a point of law as to avoid a criminal investigation / OTHER]. I now understand the responding police officer [NAME & RANK] has made a factual error in their interpretation of the law.

 

I place this complaint before the IPCC understanding the officer may be professionally incompetent, and their failure to report a crime where sufficient evidence is available may be guilty under common law of Perverting the Court of Justice and Assisting an Offender contrary to Section 4 of the Criminal Law Act 1967.

 

I respectfully ask this matter is investigated by police objectively and professionally, and a full and thorough report is passed to the CPS without further delay.

 

Yours Faithfully

 

 

YOUR NAME

 

If this still doesn’t trump up the results then send all the above letters & documents to your MP and ask why the police are covering for a bailiff who had committing criminal offences in the course of his employ.

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There was a similar case to this in Court 2 weeks ago and the bailiff has had his certificate and bailiff bond cancelled. Because of the seriousness of the complaint there is ongoing action and for this reason nothing more can be discussed about the particular case.

 

It was for this reason that I sent a private message to elsdon.sarah to ask the name of the bailiff and the company he works for in case it was the same company.

 

I did not receive a response to my message.

 

................................

 

 

The following is from our website:

 

Bailiffs's "levying" upon a vehicle not owned by you.

 

This is now also becoming commonplace with "less reputable" bailiffs, in particular when collecting for unpaid council tax.

 

How it works is this:

 

The bailiff will make a visit to your premises with "a view to levying distress" (this is the legal term). He can charge just £24.50 if this is the 1st visit and you are not at home and no levy is made. In order to generate more income for him and his company,the bailiff will instead post a form through the door to say that he has attended and "levied" on a vehicle either on the driveway or on the road outside. The bailiff will then charge both an additional "walking possession" fee and a "levy fee". The bailiff knows that there is case law that provides that he can "assume" that the car is yours and that it is up to you....not him..... to prove otherwise.

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