Jump to content


  • Tweets

  • Posts

    • A full-scale strike at the firm could have an impact on the global supply chains of electronics.View the full article
    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
    • The private submersible industry was shaken after the implosion of the OceanGate Titan sub last year.View the full article
    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

EXPERIAN... The final battle commences


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5431 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Of course they can try to hide behind the Data Protection Act ....but they cannot hide behind the Libel Act and now what they have to defeat is the New UCPR's

 

Quote from part of the UCPR’s.

The Regulations state that a misleading action or misleading omission on the part of a ‘trader’ in relation to ‘products’ will amount to an “unfair commercial practice”.

A “trader” is a natural or legal person acting in the course of his trade, business, craft or profession.

A “consumer” is not a natural or legal person acting in the course of his trade, business, craft or profession.

“Products” includes goods and services, rights and obligations and range from simple products such as an item of food to the complex services involved in selling property.

 

 

 

A commercial practice (includes acts, omissions, a course of conduct, representations or commercial communications by a trader promoting, selling or supplying a product to a consumer) becomes a misleading action, and therefore a criminal offence, if it:

  • "contains false information and is therefore untruthful […] or if it or its overall presentation in any way deceives or is likely to deceive the typical consumer […], even if the information is factually correct […] or even if it is corrected after the event.

This includes CRA's they have not been challenged with these yet.They sell you your credit file and if itcontains false incorrect or wrong data and info, then they will fall foulf of the regs

 

sparkie

 

A good argument in theory, but im not sure if it could be applied to this type of case.

 

The information is false therefore untruthful, however it is arguable that the average consumer in these circumstances (ie with knowledge of the DPA, Defamation Act and the tort of defamation) would be caused to take a different course of action because of the false information.

 

Just a thought.

 

SV

If I've been helpful, please add to my rep. :)

Link to post
Share on other sites

  • Replies 862
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

The UCPR's apply to ALL who trade and sell and promote....... their web site includes the type of flaws in their promotions these new regs cover .....bearing in mind they only came into force at the end of May this year, if someone sells you something and it contains falsehoods its covered by the UCPR's and CRA's trade and sell information to the consumer .....YOU!!!!

 

sparkie

Link to post
Share on other sites

I was interesting talking to the solicitor about this, as you said above, there are so many ways of looking at it, and you need to look at the bigger picture, and really know your stuff, no point going after them under 1 legislation if another more serious one could stand better chance of winning.

Really, need to look at all avenues before issuing a N1

Link to post
Share on other sites

What the betting a court would rule this does not apply to CRAs

 

The UCPR's apply to ALL who trade and sell and promote....... their web site includes the type of flaws in their promotions these new regs cover .....bearing in mind they only came into force at the end of May this year, if someone sells you something and it contains falsehoods its covered by the UCPR's and CRA's trade and sell information to the consumer .....YOU!!!!

 

sparkie

 

if it does apply, just to make sure, you are covered, maybe, apply for a credit card somewhere, that use experian, once experian release the info, you have them in the net

Link to post
Share on other sites

Hi UK26....your quote .......What the betting a court would rule this does not apply to CRAs.

My latest experience with the Courst as litigant in person is .....I wouldnt bet against what you said.......imagine the chaos if a case was successfull under these New Regs..................the system will be careful in what they allow and what not, but we can only try and beat them using all we can against them..... one day someone will succeed ....then the fireworks will really start.

sparkie

Link to post
Share on other sites

this is just my opinion,but as this is getting so big,and has serious implications for the whole financial services industry,that a "proper" court case,brought by a barrister who knows the area we're dealing in might be a way forward.....

 

this would cost money-but a fund might be able to be set up,or could it be fought on a no win no fee basis?

 

just a thought,so don't go down my throat!! LOL

Link to post
Share on other sites

Ok, anyone care to help draft up a nice N1 for experian ?

 

then once its been tested, and confirm a win case, use it as a template on here??

 

 

In my personal opinion ..if the claim is drafted carefully and is a good one...Experian will settle just before it goes to court ...if they have even an inkling that you would/could win, I say this because the doors would then be open.

Post your first draft claim so we can all input and try to get it right.

sparkie

Link to post
Share on other sites

this is just my opinion,but as this is getting so big,and has serious implications for the whole financial services industry,that a "proper" court case,brought by a barrister who knows the area we're dealing in might be a way forward.....

 

this would cost money-but a fund might be able to be set up,or could it be fought on a no win no fee basis?

 

just a thought,so don't go down my throat!! LOL

 

Agreed with this, I'd be willing to donate as it is so important to get it right. To offer some context, a favourable result could save thousands of people thousands of pounds.

Our doubts are traitors, and make us lose the good we oft might win, by fearing to attempt.

William Shakespeare

Link to post
Share on other sites

Agreed with this, I'd be willing to donate as it is so important to get it right. To offer some context, a favourable result could save thousands of people thousands of pounds.

 

 

Right on .....I'm in for twenty quid if someone will hold the purse strings........Bankfodder maybe???

 

sparkie

Link to post
Share on other sites

right, ive never done a claim other then money issues before, so would need someone to look at my capquest case as this is related and base the N1 around this, the fact ive given experian proof that the default is incorrect etc

Link to post
Share on other sites

uk26,

 

what is a brief summary of your case? is it one involving penalty charges, identity theft CCA agreements etc?

Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.Thus, what is of supreme importance in war is to attack the enemy's strategy. What is essential in war is victory, not prolonged operations.

 

Sun Tzu 'The art of war'

POST THE LETTER AND SIGN THE PETITION AT POST 88 ON THE LINK BELOW TO GET THE OFT TO INVESTIGATE THE CRA'S

 

http://www.consumeractiongroup.co.uk/forum/campaign/153512-campaign-oft-against-unfair.html

Link to post
Share on other sites

Hi UK26....your quote .......What the betting a court would rule this does not apply to CRAs.

 

My latest experience with the Courst as litigant in person is .....I wouldnt bet against what you said.......imagine the chaos if a case was successfull under these New Regs..................the system will be careful in what they allow and what not, but we can only try and beat them using all we can against them..... one day someone will succeed ....then the fireworks will really start.

 

sparkie

 

sparkie I disagree,

 

I don't think we need to get paranoid when it comes to the courts. So far they have helped us greatly in defeating banks and as the recent test case shows they are not afriad to do so even when it's going to cost the banks billions in the middle of a credit crunch.

 

However what the courts won't stand , and they have shown this in the past , is a sloppy case. It is not the judges job to argue our case's for us but to decide on the arguements in front of him. I.E. if you dont make the right arguement, or fumble the one you do make, then he will rule against you.

 

thats why we have to stick to basic, simple facts and argue them well.

 

The facts of this thread are just that...

 

1.CRA's regulated and controled by CCA

2.No enforcable CCA agreement then No default as CCA no longer applicable

3.default does not say 'bad debtor' it says, in their own definition, 'you have failed to keep to the terms of your agreement'

4. definition of agreement in the CCA? 'A properly regulated agreement containing all the prescribed terms signed by both parties'

5. Is a default notice a true statement then? no.

Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.Thus, what is of supreme importance in war is to attack the enemy's strategy. What is essential in war is victory, not prolonged operations.

 

Sun Tzu 'The art of war'

POST THE LETTER AND SIGN THE PETITION AT POST 88 ON THE LINK BELOW TO GET THE OFT TO INVESTIGATE THE CRA'S

 

http://www.consumeractiongroup.co.uk/forum/campaign/153512-campaign-oft-against-unfair.html

Link to post
Share on other sites

thats why we have to stick to basic, simple facts and argue them well.

 

The facts of this thread are just that...

 

1.CRA's regulated and controled by CCA

2.No enforcable CCA agreement then No default as CCA no longer applicable

3.default does not say 'bad debtor' it says, in their own definition, 'you have failed to keep to the terms of your agreement'

4. definition of agreement in the CCA? 'A properly regulated agreement containing all the prescribed terms signed by both parties'

5. Is a default notice a true statement then? no.

 

 

I agree Finlander & could you not also add:

 

6. If not a true statement, then it is defamatory

7. If not true and/or defamatory it contravenes both DPA & Libel legislation

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

Link to post
Share on other sites

my case is over at

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/157647-capquest-statutory-demand.html

 

ive sent about 8 emails to Paul at Experian and have posted his replys on this thread "EXPERIAN... The final battle commences"

 

the case is

 

Penalty charges

un-enfoceable cca

Payment Protection Insurence added but not indicated on the CCA

 

all of which means the default is incorrect

 

uk26,

 

what is a brief summary of your case? is it one involving penalty charges, identity theft CCA agreements etc?

Edited by UK26
Link to post
Share on other sites

come on guys, give me a nice N1, that i can send off to the court on Monday!!!

 

id wait til youve issued a Letter of Claim first before starting legal action ( see preaction protocols) and given them time to reply

 

once youve done this you will have the basics of your claim set out in the letter of claim;)

Link to post
Share on other sites

got my book out on Civil Procedures - Pre-Action Protocols

 

so i need to give them 21 days from the date of my email, saying unless the info is corrected, i would start legal action.

 

Ok, just to play extra safe, i will now send out a LBA as follow up to my email

dont want the judge giving me an order for indemnity basis costs

 

 

 

here is my draft N1 Claim

 

Brief details of claim

 

The claimant seeks an Enforcement Order under section S14.1 and S14.3 of the Data Protection Act 1998 against the defendant for removal of all incorrect data, which the defendant processes and continues to publish to any party upon request or order.

 

Value

 

Substantial damages from the Defendant to the value of £1,000

Costs £100

 

Amount Claimed £1100

Court Fee – Fee Remissions

Total £1100

Costs £100

 

Amount Claimed £1100

Court Fee – Fee Remissions

Total £1100

 

Particulars of Claim

 

The Claimant is at all material times an individual (Subject) under The Data Protection Act 1998.

 

The Defendant is at all material times a Data Controller in the meaning of the Data Protection Act 1998, and is responsible for the processing of data of which the Claimant is a Subject.

 

The claimant on nemours occasions has written to the defendant to request the inaccurate information within the claimant’s credit report be removed. Despite this request, the defendant refused to remove the data and continues to publish.

 

The Claimant claims that such processing is unlawful in that it breaches Principles 1, 4 and 5 of the Act.

 

 

Principle 1 states that ‘Personal data shall be processed fairly and lawfully and, in particular, shall not be processed unless …at least one of the conditions in Schedule 2 is met …’. The processing by the Defendants meets none of the conditions in Schedule 2.

 

 

Principle 4 states that ‘Personal data shall be accurate and, where necessary, kept up to date’. The entries in the Claimants credit reference file are neither accurate nor up to date, which the Defendant knew by way of proof provided by the claimant in form of documents.

 

Principle 5 states that ‘Personal data processed for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.’ The Defendant had no reason to retain the Claimant’s personal data beyond the 6-year period at the latest

 

The Claimant respectfully seeks;

 

 

a) An order under s.14 of the Act, subsections 1 and 4, that the inaccurate data be rectified, blocked, erased or destroyed.

 

b)An order under s.14 of the Act, subsections 3 and 5, that the Defendant notify third parties to whom the data have been disclosed of the rectification, blockage, erasure or destruction of the data.

 

c)Under s. 13 of the Act, subsection 1 the Claimant claims compensation for damage caused as a result of the unlawful processing, quantified as:-

 

d)Under s.13 of the Act, subsection 2 the Claimant claims compensation for distress caused by the unlawful processing, at the discretion of the Court.

 

 

e) Additionally, or in the alternative, the Claimant claims damages for negligence causing general loss to credit, at the discretion of the Court.

 

 

still in progress -- i've had a go at doing this guys, any suggestions??

Edited by UK26
Link to post
Share on other sites

I would quote the relevant sections of the data protection act where it states that data has to be accurate etc, and also use the actual wording from the act relating to removal of data.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

Link to post
Share on other sites

what section of the act is this?

 

I would quote the relevant sections of the data protection act where it states that data has to be accurate etc, and also use the actual wording from the act relating to removal of data.
Link to post
Share on other sites

This is a bit of the particulars of claim I'm using, which should point you in the right direction.

 

 

  • The Claimant further claims that the Defendant is in breach of the Data Protection Act, 1998 (the Act) in that

a) The Defendant is a ‘data controller’, the Claimant a ‘data subject’ and the data ‘personal data’ as defined in s.1 of the Act

f) The Claimant claims that such processing is unlawful in that it breaches Principles 1, 4 and 5 of the Act.

g) Principle 1 states that ‘Personal data shall be processed fairly and lawfully and, in particular, shall not be processed unless …at least one of the conditions in Schedule 2 is met …’. The processing by the Defendants meets none of the conditions in Schedule 2, which the Defendant knew or should have known by XXXX at the latest.

h) Principle 4 states that ‘Personal data shall be accurate and, where necessary, kept up to date’. The entries in the Claimants credit reference file are neither accurate nor up to date, which the Defendant knew or ought to have known by XXXX at the latest.

 

i) Principle 5 states that ‘Personal data processed for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.’ The Defendant had no reason to retain the Claimant’s personal data beyond the XXXX at the latest.

  • The Claimant respectfully seeks;

a) An order under s. 14 of the Act, subsections 1 and 4, that the inaccurrate data be rectified, blocked, erased or destroyed.

b) An order under s. 14 of the Act, subsections 3 and 5, that the Defendant notify third parties to whom the data have been disclosed of the rectification, blockage, erasure or destruction of the data.

c) Under s. 13 of the Act, subsection 1 the Claimant claims compensation for damage caused as a result of the unlawful processing, quantified as:-

d) Under s.13 of the Act, subsection 2 the Claimant claims compensation for distress caused by the unlawful processing, at the discretion of the Court.

e) Additionally, or in the alternative, the Claimant claims damages for negligence causing general loss to credit, at the discretion of the Court.

 

 

You will find the full text of the Act here :- Data Protection Act 1998 (c. 29) and I recommend that you read it very thoroughly.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

Link to post
Share on other sites

Right guys, i took the above down to the local court to be issued. not with Experian but with someone else,

 

They sent it to the judge for Review :eek: saying it may need to go to the high court

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5431 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...