Road Tax - new car

[gwc1000]

Well, you can't blame him. Remember when you were young?

[tonycee]

deleted

[patdavies]

I know this is adding to what has already been said but your slip is like your V5 so pat and gwc1000 are correct - It is valid if you are stopped by Police as proof of ownership as well

 

No, it's not.

 

Not even the full V5 provides any proof of ownership whatsoever.

 

It only provides proof of keepership

[crash3903]

whatever - ownership/registered keeper - lets not split hairs eh?

[patdavies]

whatever - ownership/registered keeper - lets not split hairs eh?

 

No, it's a common misconception that can lead to all sorts of problems. It needs to be made clear.

[crash3903]

OK my car is registered to me and I keep it what does that make me? The keeper or owner?

[patdavies]

OK my car is registered to me and I keep it what does that make me? The keeper or owner?

 

From the facts as stated above you keep the car - that makes you the keeper.

 

It is registered to you, that makes you the registered keeper.

 

Keeper and Registerd keeper can be different persons in law. For example, you are the RK. If you lend your car to somebody, they become the keeper (but obviously not the RK, unless you send the V5 to DVLA to make such registration)

 

Nothing written in your post provides any indication whatsoever of the owner.

 

To prove ownership would require the paperwork/receipt/bill of sale for the transaction when you purchased the car.

 

Whilst all three (keeper. registered keeper, owner) might be one and the same person; in law they are different entities

[dave]

Ok, well the insurance docs came through, but they are requesting proof of my NCD. The old company has refused to send it on, as I cancelled the policy about 2 weeks after it started as the car was buggered and was scrapped.

 

They wanted to charge me 60% of the overal premium for 2 weeks worth of cover - so I did what any self-respecting admin of CAG would do and told them to go away in no uncertain terms.

 

Can they withhold the proof of NCD?

[Rob S]

I can't see how they can withhold that proof. The fact that you have NCD is a seperate issue to the dispute over the cancellation charge. Another possibility is if you have the old policy number then your current company might be able to contact the old insurers and get the necessary information.

[dave]

That's what I thought - if it comes to it I'll SAR them and get it that way, but I did think it was a bit of a con to charge a 60% cancellation fee.