Just starting

[genlovesben]

just when i thought it was safe to ignore the idiots regarding the first account.

 

Bearing in mind they paid the full amount give or take a gnats whisker into my account last week or the week before (im drunk on the power of spending)

i recieved via a phone convo with my mum today court papers.. so logged on to moneyclaim

 

halifax

 

XXXXXX

 

Defence

 

You are unable to take any further action online on this claim.

 

The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred to the appropriate court for continuation. You will receive confirmation to where the claim has been transferred to shortly.

 

ok so being they paid me already on what grounds could they file a defence??

 

Gross stupidity, fatcatitis, gratuitous greediness or my favourite, not knowing ones a$$ from ones elbow??

 

i know they disputed about £200 which i agree was a typo.. should i let it go to court or should i ring the court and let them know i have already received payment?

 

Although i cant prove it was them who paid me...

 

anyway i am also having issues with my other account. Further to my phone call requesting an address change..... they have put a block on my account because they have had mail returned... which is exactly what i told matey boy on the phone would happen.. when he told me "you need to fill in a specific form" so i blew my stack today. Turns out i dont need a form a need to send a letter. Which i could of sent during the week. So anyway i have drafted a letter stating that if my daughters nursery fees get bounced due to them finally following the terms and conditions that they so willingly ignore when it suits their own purposes and i get a penalty as a result they will end up in court, and if my three year old daughter gets turned away from nursery because one of their staff failed to inform me that a letter would suffice they will find themself liable for any emotional trama she should suffer.

 

 

Basically its hot im in bridzilla mode dont mess LOL

[pubjoe]

Okay, I really have no experience in this (yet) and therefore don't know what I'm talking about.

 

But...

 

Could it be that they are trying to confuse you?

 

Could it be that they have left £3 unpaid so that they can still defend this (small) amount.

 

Then if you were to fail to communicate further - thinking you've already won ("why bother anymore with the legal hassel over 3 quid?!"), then they win by default and could request BACK the £2k odd that they have already paid.

 

Wonder what will happen next, I suppose you play along just incase. Let them humour you , don't let them think they've gotten away with that last £3 - even if it IS a hellofalot closer to the ACTUAL amount of costs they've "incurred" becasue of your misbehaviour.

 

--

 

Oh and P.S.

 

Hello! I've just signed up to this site after stumbling accross it (looking for a cheap TV!!!) and reading many many hours worth of the inspirational stories (like yours) on these pages with great interest. Now, I'm looking forward to starting the process and finding out just how much the halitw*ts have taken off me in the last 6 years!!! ...Then my GF's account... Then to spread the word between friends and colleagues...

[strude]

Hi pubjoe and welcome to the site that excites!!

You could be right about that you know, I think they will stop at nothing to prove themselves right.:-?

glelovesben watch your back, they play games.

[genlovesben]

Do any of the mods have any ideas on this one?? im tempted on one hand to let it ride and go to court and see what happens (whilst in the mean time spending every penny and closing the account) on the other i could just ring the court and say they have paid up so im not sure how they are defending the entire amount.

 

If i havent heard anything from you guys i will ring the court tomorrow and let them know that halifax have paid and so there is no need to proceed.

 

Although it would be funny to turn up in court an say "im not sure why they dragged me here as they paid up weeks ago"

The lack of communication between their depts is scary.

 

 

ps my typing sucks as my bank manager just paid for acrylic nails an i cant get used to them LOL

[genlovesben]

oh and i forgot.. they paid in the odd £3 too so they are defending the whole amount that i claimed.. but they wrote to me and said that was wrong and i agreed with their amended sum.. and thats what they paid me.. so Arrgghhh..

 

Basically one dept paid me the correct amount minus interest even though it was mentioned in the money claim form.. you win some you loose some..

 

Another dept is defending the entire claim

 

neither dept has written to me to acknowledge they have or havent paid me

 

i recieved court papers for staines court.

 

i should know life is never simple but it never ceases to amaze me..

 

input gratefully received as always.

[pubjoe]

Hi,

 

Any updates on this?? What did you do with the court papers?

 

Is there anything to defend if you are satisfied and they paid up?

 

Is this a usual thing to happen? I'm very curious about all this.

 

Regards.

[genlovesben]

Update. I Win again.

 

THE HALIFAX ARE PANSY'S

 

I did nothing i decided to wait for a reply to my letter asking for them to pay the interest as i hadnt had an acknowledgement.

 

Today i recieved a letter (via my mother) saying that they were paying £515.33 into my account by way of interest and would i please notify the court that they had settled without liability.

 

I checked my bank account this morning, the interest was paid in, in cash on Monday.

 

My advice to all new commers is: Tell them what you want, Tell them when you want it, Sit back and let them sweat.

 

In my case it worked hopefully it will for you too.

[genlovesben]

This topic was closed on 03/06/19.

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