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Weezypoos v HSBC / WON


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At least theres light at the end of the tunnel and you know you will get it back eventually. Fingers crossed for you!

 

I dont suppose you have the powers that be to change by thread title do you Martin? I wanna add **WON** on the end for all to see.

 

Thanking you

 

Louise

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Weezy..I PM'd a Moderator to change my Halifax one...just find a Moderators message anywhere, Click on their name and you can send them an individual message, ensure you put your title in that it is now so that they can find it!

HSBC

09th June 2006 - Data Protection Act Request

21st June 2006 - Acknowledgement from HSBC

30th June 2006 - 33 letters arrive - 6yrs statements

01st July 2006 - Preliminary request for £2868.24.

12th July 2006 - HSBC offered me £1995, I declined.

17th July 2006 - LBA sent, now £2970

01st August 2006 - MCOL for £3778 (inc 8% + fees)

08th August 2006 - HSBC defending ....

31st August 2006 - SETTLED IN FULL - Wooooooohoooooo.

Halifax

09th June 2006- Data Protection Act Request

22nd June 2006 - Acknowledgement from Halifax

08th July 2006 6yrs statements arrive.

10th July 2006 - Preliminary request for £1393.08.

21st July 2006 - Halifax offered £115, I declined..

24th July 2006 - LBA sent, now £1421.

08th August 2006 - MCOL for £1822 (inc 8% and fees)

16th August 2006 - SETTLED IN FULL - woooohoooo

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:mad: still no cheque, just phoned them they have posted it on 16th august and now cancelled it.....:?

they are sending a new one today told them it had better be first classs, i also sent a letter to their solicitors yesterday quite a snotty letter giving them 5 days to get my cheque here.....

my lba for my managed loan goes out to them tomorrow !!!:)

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  • 1 year later...

Wow, its been a while since I was here! CAG still doing a wonderful job I see!

 

I wondered if anyone could possibly tell me whether or not I can claim a 2nd time against HSBC? I have now closed my account with them and have another with Natwest. There were some charges went out of HSBC after my last claim but because I claimed for the full 6 years the first time around, I wondered whether I could claim anymore? I'm not bothered about account closure as I've done that already!

 

I'm sure this has been answered a million times already but thanks for any advice anyway!

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Hi Weezy. You can claim for charges a second time as long as they are within the 6 year time limit and you haven't claimed for these before. The only problem is the account closure but as you are not worried about that now then there is no problem.

 

 

 

Important! Calling all HSBC claimants!

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Hiya Weezy, as Freaky says the only problem with claiming a second and third time is HSBC don't like it and tend to find an excuse to close your account this is not a problem with you.

 

I'm just toting up the charges for my third claim :D as for success rate, they still have no real defence of what they are doing with charges so if they keep charging we keep claiming and the success rate is the same for first claim or multiple claims.

 

pete

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Thanks Pete, thats reassuring to know, I thought maybe 2nd time round I may have to play a little harder but hopefully I can claim again.

 

Do I do anything differently this time round? I guess I'll have missed quite a few developments since last year so I'm swatting up on the site!

 

Best of luck with your claims, its sounds as though you have things under control though!

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The biggest (and only real) change is the OFT test case which has put everyone on hold until January or February next year but by the time you have your prelim letter, LBA and claim submitted we will be almost there :)

 

This thread tells you all about it

 

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/107583-oft-test-case-what.html

 

pete

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Very many thanks, interesting reading!

 

Can I ask one silly question which I really should know? How on earth do I calculate the interest? I know the 8% goes on when it gets to mcol stage but I didn't include interest on my 1st prelim letter. How do I know what interest was caused by the charges?

 

Sorry!

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If you are going to try and claim back the interest that they have charged you eg debit interest that showed up on your statement, then you will need to use one of the advance spreadsheets in the bank templates library. these spreadsheets calculate the proportion of interest that you can claim that relates to the charge that has been levied. If you haven't done your LBA letter yet, I would adjust it to include the interest you are claiming. One other thing though, if you go through MCOL, your claim will automatically get stayed. If it is possible, try and use the form N1 and pop it along to your local court. I am not saying that this will mean that your claim will not be stayed, but at least your claim will not have to go through the transfering process from MCOl to your local court.

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[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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