Jump to content


  • Tweets

  • Posts

    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
    • Makers of insect-based animal feed hope to be able to compete with soybeans on price.View the full article
    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Two questions - JBDR and Connaught (seperate debts)


Shutsumon
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5802 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

There is one other - ah - small problem. I've been rooting around my files and I can't find any of the letters from them. It's been about 2 years since I last heard from them. I usually keep stuff so goodness knows where they went?

 

Can I CCA them when I don't have the reference number? Will I have to S.A.R - (Subject Access Request) them first to get it or can I rely on my name and address? :|

 

 

Also as I want to keep making payments for now I can't exactly say I don't acknowledge the debt in the letter - that would be a case of speaking with forked tongue I think. So how do I phrase it?

Link to post
Share on other sites

Pardon for the bump but does anyone else have any input?

 

Also when it says I can check 1st class recorded delivery on the royal mail website from 2pm 2 working days after sending would that be two full days or the 2nd working day? I assumed the latter but it says it's too soon on the website.

 

*Hopes they haven't refused to sign for it*

Link to post
Share on other sites

Hi - we do a lot of recorded delivery stuff and I would say three to four days is more likely for the site to be up to date.

 

Re your post 26 - what about the reference number you use when you make the payments?

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

Link to post
Share on other sites

Ah right, I'll give it a couple more days then.

 

As to the Payments. I pay by Standing Order and it shows up as "Connaught Collecti"

 

I guess there must be a reference attached so they know who's payment it is. I guess the bank will tell me if I ask, right?

 

Becky

Link to post
Share on other sites

Yes the bank should have that information.

 

Or you could stop paying and then wait for a letter - that will give you the reference number:D. Only joking - I know you don't want to do that yet!!

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

Link to post
Share on other sites

Yes the bank should have that information.

 

Or you could stop paying and then wait for a letter - that will give you the reference number:D. Only joking - I know you don't want to do that yet!!

 

 

That'd take about a month anyway given when the SO goes out. I'll just nip into the bank tomorrow I've been wanting to write and request a statement of account anyway even before I heard of CCA request. It's been the void of silence for the past two years... they haven't even called to try and coax me into upping my payment in 2 years.

 

And I'm fairly sure there will be no enforcable CCA - this LTSB and we know how shredder happy they are after 6 years... and it's been 8.

 

Becky

Link to post
Share on other sites

Still no proof of receipt on the royalmail website but I'll give them a few more days.

 

Got a print out of my SO from the bank for the LTSB/Connaught one - I guess the six digit payee ref is what I'm looking for?

 

Interestingly I notice that said six digit reference shares the first 4 digits in common with the JBDL 7 digit one that was left on my phone. Are these two DCA's connected? Is it a weird coincidence? Have Connaught sold on the debt to JBDL without telling me? I'd be extremely unhappy if that were the case since I've been paying my £150 faithfully every month.

 

Only time will tell I guess.

 

Becky

Link to post
Share on other sites

The plot thickens:eek: Definitely time to take control of this situation.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

Link to post
Share on other sites

The plot thickens:eek: Definitely time to take control of this situation.

 

Yep, I haven't had a reply from JBDR yet so no idea if it has happened. It does seem odd though that the ref numbers are so similar. I'm still waiting on a reply from JBDR to Monday's letter. I suppose I could CCA Connaught in the interim and see if they respond by saying it's not theirs any more.

 

Shouldn't they have told me if they passed it on?

 

Becky

Link to post
Share on other sites

Yes, but often they don't. So if you are right then who are you paying? Hmmm. Perhaps you should CCA Connaught as well.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

Link to post
Share on other sites

According to the Royal Mail website the 'prove it' letter to JBDL was delivered today. I sent it first class recorded delivery so that's pretty bad I think. No proof of signature yet but it says that can take a few days.

 

So I guess I just have to wait and see what they come back with. Then I'll know and be able to decide how to proceed.

 

Becky

Link to post
Share on other sites

  • 3 months later...

Pardon me bringing my thread back from the dead but there's been a development.

 

It's been nearly four months since I sent the "prove it" letter to JBDR and there's been not a whisper since...

 

Until this morning.

 

I'm off work with the sore throat from hell and can't speak above a whisper at the moment. So I'm here when the postie delivers a letter (normal post) from "Geoffrey Park Bourne solicitors" acting for JB Debt Recovery. Same reference and it's with reguard to the Student Loan. Well at least I know the reference number similarity is just a coincidence.

 

Well at least I know what they're talking about now, but were they hoping I'd forget I'd written to them? Now I'm pretty sure that I haven't formally acknowledged this debt since sometime in 2002 (the law is an ass - having a nervous breakdown in 2001 ought to be a valid reason for forgetting to defer but no...) when I was sending budgets out with the help of the CAB. However I can't say that it was quite more than 6 years with any certainty. Should I send a statute barred letter or a CCA (it's an old-style student loan so the CCA applies) letter?

 

It's not even that I object to paying it back in principle... I just object to paying it back when I wouldn't have to if I hadn't had the nervous breakdown (I'd still be eligible for deferment - I've never earned enough to have to make payments - if I hadn't completely failed at life for several months after my parents died). I just want them to shut up and go away until I am earning enough to pay the minimal amount I do owe them (it's less that £600). I bet if they declared a deferment amnesty a load of the old style loans they are chasing would turn out to be deferable. It'll never happen though.

 

*wanders off grumbling about the stupid deferment law*

Shutsumon

Link to post
Share on other sites

I wonder if student loans fall into the statute barred category? I am wondering the same about business rates if there are any experts out there;)

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

Link to post
Share on other sites

Couldn't say with reguards to Business Rates. I had to pay some old business rates last year after more than six years but they had a court thingy on those which changes things.

 

But yeah old-style student loans are covered by the Limitation Act. New style ones aren't but they didn't come in until 1998 and I had mine in 1993.

 

Debt Factsheets - Liability for Debts and the Limitation Act

 

Becky

Link to post
Share on other sites

Mine have a court thingy too - they sent the bailiffs about three years ago (went away with a nil return) and I asked my MP to intervene - haven't heard anything since so I was just wondering where I stood.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

Link to post
Share on other sites

Mine have a court thingy too - they sent the bailiffs about three years ago (went away with a nil return) and I asked my MP to intervene - haven't heard anything since so I was just wondering where I stood.

 

What did your MP say?

 

The local council here got their court order in 2001 but the baliffs didn't turn up until 2007 (no idea why). I did some checking and it seemed they could do this so I pulled the money together and paid them. If your MP didn't resolve it it could reappear at any time.

 

Becky

Link to post
Share on other sites

Sorry to hijack your thread Becky, but thanks for replying. I did the MP thing by email direct through his website so have not heard anything at all from him or anyone. My attitude is very much let sleeping dogs lie;) I assume as I have heard no more from the council that the MP did get involved.... Mine is for over 5k and also from 2001 - we got hit by foot and mouth and apparently that wasn't good enough for the local taxpayers to help us out:confused:

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...