Shaw v's First National (GE Money) ***WON***

[finman]

Started by ringing for a copy of my mortgage statement, got told happy to help, and received them the following day!!!! (gobsmacked, as they were free)

 

Sent Prelim Letter asking for Late DD's, Arrears fees, early redemption, legal fees back. Legal fees will take some getting but they do need to prove that they didnt make a profit on them, so it is worth a try.

 

Got letter back stating they are considering the case and will come back to me in 14 days. I gave them the benefit of the doubt and honouring their 14 day request before sending a LBA letter

 

Tried to ring contact on letter for update as 14 days are due, no answer.

 

LBA sent today (30/06/06) for £3k (exc int)

[brecken]

Im taking on First national as well, will watch your thread with interest,

Any advice you could give me would be greatly excepted.

[western promise]

Is this the same First National who are based in Harrow and do the credit for Dolphin Bathrooms?

[finman]

they are based in Harrow.

 

First national are doing the stalling thing by making out in there letters that they are trying to resolve the matter waiting for 4 weeks then stating go away. so onto the next stage

[twinkler]

Hi All

 

Im also taking on First National, as is my hubbie as well! (DPAs sent 10th July)

Will keep reading your posts, let me know how you get on.

[finman]

First Nation today made n offer of £675 in a gesture of good will as they believe that the ruling only applies to credit card not banks or mortgage companies. So i shall be not accepting the offer and filing a court claim today in the process.

[Seminole]

Well done

[brecken]

any procress, watching with interest.

[finman]

Apologies for the delay in writing. I have been chasing my claim up with the court and the judges are on holiday and left with a hugh backlog of claims to arrange. So my claim is still sitting on a judges desk. I aksed the clerk how I could file a cliam against the court because this is costing me with not results or movement in workflow, she told me to go away and stop bothering her.

 

As soon as the claim is issued i will let you all know

[Greenstuff]

Hi,

Has anyone had any joy with these guys?

I'm about to take them on (being charged redemtion even though not redeeming thread), it seems they are a bit slow on the uptake.

Would appreciate any comments

Thanks

[finman]

UPDATE!! First National requested an extension to submit defence, I accepted showing that I was being reasonable, the new deadline was the 26th Sept. By 5:30pm they had not submitted a defence and I so I requested judgement. The pay by date on the requested judgement is 10th Oct, if they have not paid by then i will issue a warrent. I will keep you all updated:o

[Parkvale]

Finman,

any update on your first national campaign?

[finman]

Sorry for no reply of late. I finally got First national to settle out of court 1 week before it was due in court. They settled for 100% of the claim including the early redemption fee.

[Parkvale]

Congrats Finman, I have just issued mcol against GEcapital (first nat.) Did they use solicitors . Or was all correspondence sent from the company itself ?

.

[finman]

They use a solicitors called eversheds. good Luck

[boots1]

hi finman this is the first time i have seen your thread but it promising i am claiming against first national too

did you receive anything from first national prior to issuing mcol,i have sent prelim,lba and issued mcol and still not has any response have just filed judgement by default yesterday

did you have to do this before they acknowledged anything how difficult were they ?how long did it take from beginning to end ?

thanks boots

[Longleigh10]

Fin, you are a funny man!!! congrats.

[dolly]

CONGRATULATIONS!!!!

 

Another ERC successfully claimed back - enjoy it

[ukaviator]

Well done.Congratulations..

 

Uk

[ellielou]

Well Done!!!!!

[zootscoot]

Congratulations!!!!!!!!!!!!!

:D

Fabulous news

Don't forget to fill out the survey

Enjoy your payout!

[paulpb123]

Great news! Well done Finman, another one to add to the successful claims.

[purplefairy]

Well done on your ERC payback. We have just remortgaged from First National to GE Money and had to pay £7000 in ERC (it was after 6 months), but it would have been £9000 if we had been remortgaging to another company. Is it reasonable for me to ask First National for all/some of this back?

[Guest peed orf]

We have just remortgaged from First National to GE Money

 

First National and GE money are the same company. Did you find they sent you via Purple loans?

[purplefairy]

No, we went through GE Money but were told that First National are same company but not!!???? We are now solely with GE, do you think it is worth contacting them, i don't want to rock the boat if it will affect our current mortgage.