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    • Thank you 😊  Just wanted to prepare myself mentally incase they pull out some rabbit out of a hat with these bodyshops as they will most likely be places they've used regularly in the past and over 150miles away from where I am.
    • I see the Brexit-ish are again delaying  implementing their 'grate deal' 'protecting the UKs borders' that they pressed through with the wholehearted support of MPs like smugg - who is now one of the main moaners saying this inflation raising and business destroying 'great deal'  shouldn't be implemented. Of course 3 of the benefits of NOT implementing the Brexitish grate deal as the Brexitish negotiated are:   1. Less UK businesses will collapse 2. UK inflation NOT increased by 0.6% (hence fiddling the figures to us scraping NOT being in a Brexit generated recession) 3. The problems will be dumped in labours lap after the GE   "Analysis by specialist credit insurance firm Allianz Trade said the removal of tariffs on the goods would reduce inflation by 0.6 percentage points, and cut import costs by close to 7 billion pounds ($8.8 billion) in nominal terms."   reuters.com WWW.REUTERS.COM     https://www.reuters.com/world/uk/uk-economy-grows-by-01-february-2024-04-12/   Rees-Mogg warns post-Brexit border charges could be inflationary WWW.THELONDONECONOMIC.COM According to reports, Britain faces a £2 billion post-Brexit bill on European food imports from the end of the month.  
    • Thank you . Please stand by for a reply later on  
    • Sorry just get worried that they will make my life harder than they already have lol   Bought the car around 12th Sept 2022 for £78,000 from clinkard cars.   Performance, Prestigious and Specialist cars in Romsey, Hampshire | Clinkard Performance Cars WWW.CLINKARDCARS.CO.UK Performance, Prestigious and Specialist cars Dealers in Romsey, Hampshire Was a 2019 Range Rover with 25k miles, £20k deposit at £750pm pcp over a 4 year period.   Finance company are alphera (bmw finance) spoke to them in October 2023 about the damage my bodyshop advised me of but they told me to deal with the dealership. Paid for the repair myself as I was told the extended warranty I paid for (recommended through dealer) wouldn't cover it as it was an existing fault and not mechanical breakdown. When I got the £40k offer from the dealership they still didn't want to get involved unless I got an independent inspection done. Used Elite Forensic inspections as they seem highly rated online (more comprehensive than your average AA inspection). I just looked online for thr best inspections for customers eho hsbe alre purchased the car. Their report was super comprehensive over like 50 pages of text and photos. Comparisons to the advert photos against what the inspector saw made in clear that the damage was before I purchase it. Got the report back 10th Jan 2024 and couldn't believe that they'd picked up the level of accident the car had been in and raised an official complaint through Alphera, they couldn't come to a decision with 8 weeks so raised with FOS. Around the 7th March 2024. Small issues started within the first week of purchasing like ambient light not working on the side the car was hit and car randomly switching off completely when I'd stop at traffic lights/junctions. Dealers eventually got this sorted which I appreciate, but doesn't change the fact that they didn't check the car as well as I'd been told it had been checked and they'd sold me an accident repaired car and initially tried to say all cars have had paint due to stone chips etc. Also turns out the car had only had 1 service before I serviced the car in mid 2023 (when the service light came on the car).   So far Clinkard have had my car for nearly a month (so my wife and I hsve had yo share cars since), they've said we've taken the far to 2x garages so far to inspect it and got 1 more garage to take it to. Currently refusing to tell me what those 2 garages have said so far with the attitude of because you've gone through FOS we have to follow the correct channels and respond to the complaint through them which is quite annoying.
    • This has been playing on my mind a little so been reading. Am I right in saying that if the original debt was regulated under the CCA and below 25k they can't use HCEO? 
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N Power And Phantom Bills

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Hi All,


During the summer at a local fete we were approached by a guy with a clip board supposedly doing market research who asked us a few questions about our gas and electric suppliers. We informed him we were with British gas for both he then asked us if we had ever heard of Npower I told him we had he asked us if we would consider changing we informed him we were happy where we were. At the end he asked us for our post code and house number (for his research).


A couple of weeks later we started to recieve letters from Npower welcoming us as new customers. I informed them that they were wrong and we were with BG. Then we started to recieve letters from Bg saying sorry your leaving etc. Spoke to them saying not leaving happy as we are.


The begining of Sept we had a guy call to our house from BG wanting to know why we had left I told him we had not left and didn't know where Npower had the idea that we were now their customers. The guy from Bg showed us some paperwork that they had from Npower stating that we were now customers of thiers from a few days earlier. The guy from Bg said if we wanted to come back to them then it would take five to six weeks to set up and for that period we would be customers of Npower. Not really happy with this as we did not want to change in the first place.


Fast forward to last week where we recieve bills from Npower for our gas and electric for the past six weeks. The gas one isnt too bad but the electric charge is nearly double that what we pay per quarter with BG. Not happy with this tried to phone them with no joy continually put on hold.


looking at the bills the charge is made up of estimates. The first charge is an estimate ie from the date they say we became their customers and the last charge is estimate from the date we went back to Bg.


a few questions no one from Npower has ever been to our house to read the meters so how the hell can they and we query the ammount. we have never signed anything from or to Npower so how can they say we are customers of theirs. they do not have any of our bank details so how can they and we pay the bills even if they were correct. Can we dispute the fact that they say we were customers of theirs in the first place and how do we resolve this?. Wife is now panicing as the bills should have been paid yesterday but I want to hold fire until I get some answers from Npower, she is worried that if we do not pay then this is going to end up with a dca.


Any advice gratefully recieved.

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You do have a few options, you have been missold a product from Npower by a dogy sales man. First I would raise a complaint with Npower in writing against this advisor, not for your benifit but to ensure he does not continue to do the same to others.

Regarding your situation, its quite messy in the sense if you raise a full complaint it will drag on and you will be spending most of your time on the phone between companies etc. If you want to take this route then phone BG and raise what they call an erroneous transfer. Then phone Npower and ask them to put the account on hold under investigation.

The easier route for you is to check the COS (change of supply) reading from both BG and Npower and check it is the same, if it is then you are only paying the price differance. They can only estimate the reading because they had no way of getting a read of you on the exact day you changed over so have to estimate. As long as BG ended service with same read as Npower finished on and vice versa on rejoining BG it will work out the same apart from a couple of pound differance either way in price.

Good luck with it and keep us informed, if you need further advise just give us a shout. Get your readings to match up.



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in my belief, firstly the salesman would have had a signature from you as well as postcode, house number etc, so check to see if that supposedly " market research" sheet actually has your signature on. if it has then it sounds like the rep's done it and you have " forgery" to back your claim up. ( i have heard of this happening before, because i think the rep gets commission for every " new" customer he gets).

Secondly, make sure you dont fall for this [problem], ( and some do actually ask you to sign just as a way of "confirming" the rep has asked you the questions), this is a lot harder to get out of because that really is your signature on that paper.

if you have no joy try energywatch ( consumer body ). http://energywatch.org.uk

They should have all the info' you need.

good luck

Please note that although my advice is offered, you should consult your legal representative before taking ANY action.



have a nice day !!

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i had this happen to me too and my first bill (bearing in mind was for 1 months supply) came to £4,987.78 haaaaaaaa?? nope i was mortified, it was only the bill for the northern rock along the road!!

never mind sorted that then got a bill in the Jan saying i owed whatever when i rang they said oh yes we have been out to service your gas pipes??

i told them that if they had theyd have realised that our gas pipes were being seen too at that moment by transco as they are visable about ground level!!

next letter too arrive

you owe us £320 as we HAVE serviced your pipes

theyre a shambles honestly and have charged me £107 per month plus all this "servicing" but trying to get rid is a different matter!!!

ill keep an eye on this thread and hope you are successful

honey x

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The same happened to our household. My wife answered some survey questions from someone while out shopping.

We then received the 'Welcome' letter. I was really annoyed at this and phoned them, they said it would take 28 days to change it back. A bill came but I refused to pay it and told them I will pay that to my supplier.

I paid to my usual supplier who rang me and said I was no longer with them and I told them 'yes I was as it was a con' and I would not be paying the new company but them only.

I heard nothing more, and am still with my prefered supplier.

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