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    • I’m tempted to send a letter to the company outlining the reasons why I think their PCN is illegitimate. I guess will technically be an appeal.  Their documentation states they won’t discuss over phone, I also don’t want them to have my email address.    re signage on entrance, having looked at land registry, the whole road is private, and when you turn into the road off the highway, there is a sign on the lamppost about 20m in, again not noticeable and on the other side of the road.  I feel like I am in a difficult position with this, I understand that I may have a good chance of not having to pay, but at the same token the stress this is already causing me makes me feel like it’s not worth the £60!
    • Well done with the photo. Of course the signage is insufficient.  PPM are not interested in competent management of a car park, they are interested in catching drivers out so they can issue their PCNs. For a start, according to their trade associations' Codes of Practice, they are supposed to have signage at the entrance. Any e-mail reply from the company and whether they will/won't/can/can't get the invoice cancelled?    
    • I will annotate the message I sent for the forum.  Sorry, didn't see this straight away...
    • I went back to the area, this photo is taken on entry. My vehicle was parked in the first space on the left.    Would you say there is sufficient signage ? It’s different to the street view as one sign is missing. The sign nearest to where I parked is 2.23m above ground! So even if the car had been reversed parked in front of it, I don’t think it could be seen. PCN PPM.pdf
    • Thank you. I expect that @dx100uk will be along soon to give advice. Meanwhile, I really wonder whether the default date – as being the starting point of the six years – something which has been decided in law. It has always seemed to me to be extremely unfair. According to the limitation act, the six year period begins from the date on which the cause of action accrued. This normally means that the breach of contract occurred. Section 6 of the limitation act says that in terms of loans, the cause of action begins on the date that the debt was "demanded". Over the past two years this has come to mean the date that the default notice was issued – but I have to say I don't find that very satisfactory. If you received demands for payment before then then I don't see why section 6 shouldn't refer to that date. Did you not receive any correspondence at all in 2017/2018? What was the value of the original loan – and how much you pay off? I see that there was some kind of instalment agreement. Tell us about that. See what my colleague @dx100uk says but anyway, if I were you I would send off an SAR immediately both to the claimant and also to the original creditor. It costs you nothing. There is no downside. Get in the post straightaway with some kind of utility bill establishing your identity. You can even include a copy of the claim form as well as proof of your identity
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Mackenzie hall just called me up in Australia


jimmy42
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That is one of the things MH would have to prove ie that the alleged debtor deliberately sought to conceal his wherabouts from them. With this in mind MH have no chance of getting a S32 judgement.

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I do agree, but just on the off-chance, the Mushroom strategy is always the best and one I would advocate - you don't want to give them any leeway, do you? ;)

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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I love mushrooms too - the only way I can cope with Mac Hall is after I've had some.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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I only thought that rule applies if you had broken the law such as claiming you had died*, or pretended to lose your memory, or changed your name by deed poll (to specifically avoid debt). It is possible that Jimmy didn't even know that McKenzie Hall were trying to get hold of him....

 

* Just like the "canoe man"

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Hi all,

 

Just a thought regarding the phone calls.

 

I wouldn`t be suprised if they get FREE local and international calls. They probably have some deal with their phone company as clearly they make lot`s of calls. After all, you can get FREE calls on your own land land and mobile with your service rental.

 

I just thought I`d add that if someone thinks they might give up ringing on the basis that they might run up a huge phone bill.

 

Regards

 

 

N.P

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

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Hi all,

 

Just a thought regarding the phone calls.

 

I wouldn`t be suprised if they get FREE local and international calls. They probably have some deal with their phone company as clearly they make lot`s of calls. After all, you can get FREE calls on your own land land and mobile with your service rental.

 

I just thought I`d add that if someone thinks they might give up ringing on the basis that they might run up a huge phone bill.

 

Regards

 

 

N.P

They will give up ringing on the basis that you are not going to speak to them or listen to their threats.

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  • 1 year later...
I was contacted by mackenzie Hall of Kilmarnock over the phone tonight and told I had a debt of 5000 pounds outstanding. :o I haven't lived in the UK since 1998 but thought that somehow a debt had been accrued before I left. They threatened me with legal action so I paid 100 pounds to call off the lawyers until they sent me the details of this alleged debt.

I have since read that a 6 year statute applies to debts. Have I broken this statute by paying the 100 pounds?

I have phoned them back and asked them to cancel the payment but I'm yet to hear from them.

I was thinking of sending them a cca letter that I got from this website.

Is this the right thing to do?

Given that i now reside in Australia, do they have any power to recover this alleged debt?

I'm grateful for any advice you can give me,

 

Many thanks,

jimmy42 8-)

Jimmy42,

 

Why on earth did you pay these guys??

 

Try and look at your situation from an outsiders point-of-veiw.

 

Say I called you up and said you owed me money, would you pay me???

 

I doubt it.

 

Surely, you'd tell me to bugger off and proove my claim in writing FIRST.

Edited by ouch123
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