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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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  • 4 weeks later...

hi ALL,RBS HAS REFUSED TO PROVIDE THE DOCUMENTS I GUESS I HAVE TO GO TO COURT UNDER Data Protection Act AND ALSO TO GET THE DEFAULT REMOVED FROM MY CREDIT FILE.

 

THE DOCUMENTS THAT WAS REQUESTED UNDER S.A.R - (Subject Access Request) WAS TO SUBSTANTIATE MY CLAIM AGAINST THE BANK.

 

WHAT DO I DO

 

YOUR ADVISE WILL BE APPRECIATED

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I would say a Claim Tout is someone who says they will do your claim for you, but you will have to pay them a shed load of money :o

 

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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hi ALL,RBS HAS REFUSED TO PROVIDE THE DOCUMENTS I GUESS I HAVE TO GO TO COURT UNDER Data Protection Act AND ALSO TO GET THE DEFAULT REMOVED FROM MY CREDIT FILE.

 

THE DOCUMENTS THAT WAS REQUESTED UNDER S.A.R - (Subject Access Request) WAS TO SUBSTANTIATE MY CLAIM AGAINST THE BANK.

 

WHAT DO I DO

 

YOUR ADVISE WILL BE APPRECIATED

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What documents are you after specifically to substantiate your claim?

 

I've got a draft POC i've put together for Data Protection non-compliance if you want it.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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@enron

 

I Have Sent Several Letter To The Bank Informing The Bank To Remove The Default From My Credit File,and They Have Sent Me A Final Response,stating They Will Not

 

I Will Appreciate.also Note The Reason For The Dpa Request Is To Obtain Document To Substantiate My Claim Against The Bank.

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Hi Enron.

 

I Need ,the Below Documents.

1.all Contracts That Have Existed Between The Bank And I

2.default Notice Which The Bank Claimed To Have Sent

3.life Insurance Policy

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  • 1 month later...

I recently relocated to scotland, from london,I applied for a current account and a credit card and both where approved.

 

While I was in london all my application for an account with a debit card was all refused because of the default on my file.

 

Does this mean the default entry on my credit file has been removed?

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I recently relocated to scotland, from london,I applied for a current account and a credit card and both where approved.

 

While I was in london all my application for an account with a debit card was all refused because of the default on my file.

 

Does this mean the default entry on my credit file has been removed?

 

You would need to check your credit file. You can obtain a copy for £2.50 (Cheque,Postal Order,Credit/Debit Card) form any of the 3 Credit Reference Agencies - such as Experian.

 

Alternatively, you can get a subscription to your credit file with Experian for £59.99. You can access it online as much as you like to check details and inform them if there are any inaccuracies. Go to Experian Credit Expert, check credit rating, credit reports & file alerts - with Experian CreditExpert.co.uk to sign up.

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