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CCA's - just to clarify...


clairesolo
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I've got a couple of queries about CCA requests.

 

Firstly, if they cannot provide a legitimate CCA and the debt is unenforcable, where does that leave the default or CCJ marked on your credit file associated with it?

Can it be removed as the debt isn't efforceable? If not, even though the debt isn't enforceable and still exists, will the CCJ or default entry be removed after the 6 years from date of default/judgement or not as the debt is still there?

 

hope that makes sense :)

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