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    • Hello , sorry of this is in the wrong place. I have received in the post a County Court Claim claim form.  This relates to MYJAR and issued by TM Legal relating to a payday loan issued 11/2017, subsequently they issued a default notice 09/2018. The debt isnt on any credit reports.  4/4/2024 I had an email saying a Letter of claim was sent - this was not received , i replied to say I believed the debt was statue barred their response We are aware that the correspondence you have sent, is in a format that is circulated on consumer-based websites whereby debtors are encouraged to use the templates in order to avoid repayment of their debts. We do not accept that the contents of these templates bear any particular relevance to your case. For clarification, in line with the Limitations Act 1908, no claim may be brough after a period of 6 years from the cause of action. The cause of action in this instance is the Notice of Default served upon you by the original creditor on 24th September 2018. As such, the account is not Statute Barred. 10th June 2024 I have received a county court claim form and now i am unsure what to do next and how to complete and respond, I do not want a CCJ. Please help 
    • Please start your own topic in the following forum. https://www.consumeractiongroup.co.uk/forum/121-financial-legal-issues/
    • Hello , sorry of this is in the wrong place. I have received in the post a County Court Claim claim form.  This relates to MYJAR and issued by TM Legal relating to a payday loan issued 11/2017, subsequently they issued a default notice 09/2018. The debt isnt on any credit reports.  4/4/2024 I had an email saying a Letter of claim was sent - this was not received , i replied to say I believed the debt was statue barred their response We are aware that the correspondence you have sent, is in a format that is circulated on consumer-based websites whereby debtors are encouraged to use the templates in order to avoid repayment of their debts. We do not accept that the contents of these templates bear any particular relevance to your case. For clarification, in line with the Limitations Act 1908, no claim may be brough after a period of 6 years from the cause of action. The cause of action in this instance is the Notice of Default served upon you by the original creditor on 24th September 2018. As such, the account is not Statute Barred. 10th June 2024 I have received a county court claim form and now i am unsure what to do next and how to complete and respond, I do not want a CCJ. Please help 
    • Do you want to shake your groove thing but don’t know any steps? Even dad dancing beyond you? Then order ‘Dancing with The Don’ and let Felon Trump teach you all the 'hottest moves Starring classic moves like: whackamole a child, flossing your nostrils, shaking the cell bars, and pointy pointing    
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The HSBC off topic and talking about silly stuff type thread :-)


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I'm not chatting on CAG, just baiting

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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a mod from another forum

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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couldn't get anything out of her, shame.

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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From what I can gather, the shout box was straining something, but something better will be replacing it.

 

This evening:- Hubby's b'day tomorrow (he works nights, so will be back approx 6am tomorrow) I have made a cake, put up the balloons, wrapped the pressies, put up the "happy birthday" banner. Have I missed anything?

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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this is for hubby is it lucky man nope sounds good to me well as far as shoutbox easy come easy go :Dxxkia ps pink u mean my sexy outfit above well i wouldnt quite describe it as that but thanks anyway :D

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thanks Kia. As for the outfit, I think with a few accessories it could possibly look ok? But then again maybe not ;)

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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The bear garden is quiet in here tonight....is there something I'm missing (obviously apart from that great programme on BBC1 tonight)

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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At last a guy has taken the time to write this all down

 

Finally , the guys' side of the story.

( I must admit, it's pretty good.)

We always hear " the rules "

>From the female side.

Now here are the rules from the male side.

These are our rules!

Please note.. these are all numbered "1 "

ON PURPOSE!

1. Men are NOT mind readers.

 

1. Learn to work the toilet seat.

You're a big girl. If it's up, put it down.

We need it up, you need it down.

You don't hear us complaining about you leaving it down.

 

1. Sunday sports It's like the full moon

or the changing of the tides.

Let it be.

 

1. Crying is blackmail.

 

1. Ask for what you want.

Let us be clear on this one:

Subtle hints do not work!

Strong hints do not work!

Obvious hints do not work!

Just say it!

 

1. Yes and No are perfectly acceptable answers to almost every question.

 

1. Come to us with a problem only if you want help solving it. That's what we do.

Sympathy is what your girlfriends are for.

 

1. Anything we said 6 months ago is inadmissible in an argument.

In fact, all comments become Null and void after 7 Days.

 

1. If you think you're fat, you probably are.

Don't ask us.

 

1. If something we said can be interpreted two ways and one of the ways makes you sad or angry, we meant the other one

 

1. You can either ask us to do something

Or tell us how you want it done.

Not both.

If you already know best how to do it, just do it yourself.

 

1. Whenever possible, Please say whatever you have to say during commercials..

 

1. Christopher Columbus did NOT need directions and neither do we.

 

1. ALL men see in only 16 colors, like Windows default settings.

Peach, for example, is a fruit, not A color. Pumpkin is also a fruit. We have no idea what mauve is.

 

1. If it itches, it will be scratched.

We do that.

 

1. If we ask what is wrong and you say "nothing," We will act like nothing's wrong..

We know you are lying, but it is just not worth the hassle.

 

1. If you ask a question you don't want an answer to, Expect an answer you don't want to hear.

 

1. When we have to go somewhere, absolutely anything you wear is fine... Really .

 

1. Don't ask us what we're thinking about unless you are prepared to discuss such topics as baseball

or golf.

 

1. You have enough clothes.

 

1. You have too many shoes.

 

1. I am in shape. Round IS a shape!

 

1. Thank you for reading this.

Yes, I know, I have to sleep on the couch tonight;

 

But did you know men really don't mind that? It's like camping.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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