Hi Guys - As well as my own case posted elsewhere under Santander, I'm trying to help a young girl aged 18 who I met through our homeless network.
Said girl left home and as usual for a girl of her age, knows nothing and understands nothing except everyone else has to pay for her lifestyle.
Shes on benefits and these are paid into her basic bank account. Her benefits are reduced because she has to pay back a crisis loan and other fines. (She still goes and blows what she has left in 24 hours!)
She applied for a 'loan' through some kind of 'club' which charged an 'advance fee' as