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Found 7 results

  1. Hi everyone please feel free to move if needs be but could not find a thread for just BCT. I currently have a claiming on going with welcome and thanks to the guys/gals on that thread it has been brought to my attention there are several other companys that I can claim charges back from 1st being BCT. I sent my SARS to BCT and today had my statements back with of course charges no ppi though. just to give you some sort of back ground we took out a loan with bct arranged by the garage we bought the car the cca was signed on the 28/02/2008 for £5.495.00 total amount payable £9
  2. Hi all, I am seeking some advice about my rights regarding an hire purchase agreement with BCT. I have an HP agreement with BCT which began 01/08/07 and will end on 30/08/2012. I have never missed a payment but forsee financial problems on the horizon. My question is this; If I was to voluntarily surrender the vehicle and BCT sold the vehicle would I then be liable for the oustanding balance. Any advice on this matter, regarding HP law, would be gratley appreciated.
  3. PLEASE HELP.. I am new to forums and would love some guidance and advice with the finance company BCT. I bought a car several years back and the finance was with British Credit Trust over a 5 year period. After over 2 years of on time payments my husband lost his job and after trying to keep up he eventually had to give in and ring them to say we just couldn't afford the monthly amount of over £250. After their refusal of £50 a month until he found work, we started to get letters regarding payments falling behind. In December we received a default letter due to th
  4. Hi, I posted on here around a year ago but need some more advice. A few years back ~ 2004-5 I took out a HP agreement with BCT for a car, a focus which I picked up at my local car superstore, around a year later changed the car keeping the agreement with them. In 2007 After having a baby, I split up with my partner and lost my job, I was living on a tin of beans a day (no joke) BCT were of no help on the phone, so I decided to stick my head in the sand for a while as I couldn't deal with it and was suffering from severe depression. In 2008 I phoned up BCT and told them I couldn'
  5. Hi, need some advice regards a possible car repossession. I have a car through BCT and have missed several payments due to unemployment and personal issues. I have constantly been in touch with BCT explaining the situation and they have been understanding regards my situation. Until three weeks ago, when out of the blue a guy from Ram Recovery knocks my doors chasing the arrears on the car. The car cannot be repo’d without a court order as I have paid over 50% of the loan. Arrears are £1500 at present. I told them I was not in a position to pay at present and needed time to sort things out. Th
  6. Hello im new here. i sent a letter to bct recorded del and kept a copy 26th october 2010 stating i was vt the agreement. i explained the car was in storage and they had 7 days to collect the car before it would begin to incur charges at £20 per day as i had no tax on the vehicle or insurance. i had a letter acknowledging my letter i had sent that contained a price list for damage/dents/scratches and a letter to sign and return abot a collection charge or if i was taking to the car to the auction site in leeds(yorkshire). around 70 miles away. (i live in warrington cheshire.) i sent a letter ba
  7. Hello im new here. i sent a letter to bct recorded del and kept a copy 26th october 2010 stating i was vt the agreement. i explained the car was in storage and they had 7 days to collect the car before it would begin to incur charges at £20 per day as i had no tax on the vehicle or insurance. i had a letter acknowledging my letter i had sent that contained a price list for damage/dents/scratches and a letter to sign and return abot a collection charge or if i was taking to the car to the auction site in leeds around 70 miles away. (i live in warrington cheshire.) i sent a letter back recorded
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