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Found 7 results

  1. I have a charging order on my property from Blackhorse for approx £10K debt and have been paying £20 per month off this for the last 5 years. However, Ii recently received a letter from Blackhorse solicitors saying the debt has been sold on to Lowell. I have contacted Lowell who say the charging order has not been transferred to them. I am willing to continue paying the debt as per the current agreement (£20 per month), however I would like the charging order to be removed. I would like to sell my house next year and would just about break even if I did not have this charging order. However
  2. Hi folks, I have my final CO hearing on 10th Sept so need to post off my defence by tomorrow latest. I know I've left it late. But really need you guys help to understand a key point for my defence. The basic facts: - £15K CCJ for Director's Guarantee, major high street bank. - Defendents are myself, my wife + another director we're not in contact with Here is a timeline of events since the judgement. 1st March 2012: Judgement forthwith in favour of claimant in claimants local county court. 23rd March 2012: My wife and I each file an n245 applying to vary the order,
  3. I am pretty sure that the 'event' driven debt collection method used by MBNA / Reston's solicitors is illegal. My understanding is once the Bank give Reston's the go ahead to harass you for money one of the many tools they use to upset you so much that you pay them whatever they ask for is to monitor evry financial transaction you make. . By linking into real time credit referance agency systems they can tell what money you took out from which cash point instantly. They can tell what transaction you did for example at supermarkets, petrol stations , online . They can tell what bills you p
  4. Need some general input regarding the legality of Consent orders when claimant did not have right to enter into it
  5. I’ve since found out that ignoring your financial issues does not make them go away as they stink really bad (like rotten Egg) Anyway, I need some pointers on how to proceed with this situation please! Background I passed my MBNA credit card account to a company called Cartel Client Review in summer 2008 to review and they deemed it unenforceable because of the faulty agreement so they passed it on to CCLS who instigated a dispute on my behalf. As far as I can know, a SAR was done but I now don’t have access to whatever info or docs that was received (or not) from MBNA as CCLS w
  6. Does anyone have knowledge of them actually obtaining an FCO, and collecting upon / or enforcing it ? What does have very serious implications in the route to an FCO is the statements of truth etc, but in particular the warning statement on a Land Registry RX1 form made post Judgment / ICO Order application / granting thereof by the CCt. They must be setting up "fall guys" in thier offices to take the rap if it comes on top. Very dangerous - Very close to the wind. Comments please.
  7. I was paying nominal payments to Tesco personal finance of £7/mth. They took me to court and I received a letter from the court saying, the whole amount was due but I should continue to pay the £7/mth. I have now received another letter from the court saying the case is to be transfered to my local county court because the claimant has applied for a redetermination. When I get the date what am I expected to do? Take proof of my income and expenditure? Any advice would be appreciated. Thanks
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