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Found 5 results

  1. Hello everyone, I would like to thank all caggers for all the advice given previously... It is a big relief knowing that there's people you can run to for advice at times like these. my new questions regarding CCJ on old credit card debt That's been passed around to different DAs over the years is now Been recorded at Northampton Business Centre 2016. The debt was originally More than credit card... in 2007_08 I run into difficulties It is one of many that's been filed on my credit file which I believe ended 2 years ago. (After 6 years)...great thanks from al
  2. A CCJ has been set against me while I was abroad by the Northampton county court. The judgment was made in February 2015 I have been living in Paris since September 2014. I only found out about this after I checked my credit file. The amount is for £609. I intend to have this set aside by making a N244 application. At the moment I am thinking that I will base my defence on the fact that I was not served the court papers due to the fact that I didn't recieve the court papers as I am living in Paris. So I wasn't given the opportunity defend or dispute the c
  3. Hi Guys, I'm rather new on this forum and I have a unique situation that I hope I can get some advice on. At the end of last year (2010), I was refused credit, I subsequently registered on creditexpert and found out that I had a CCJ registered against me, another default with British Gas at a house that I never lived at and a mobile phone that was settled, but after massive payment problems. I will be honest, I know who the perpetrator was... I bought a house for my brother in 2007. He was living at the address where I got a CCJ. My condition on buying this house was that
  4. Ok this is a brief history of my last 4 years so you can see where I am coming from. My business collapsed in late 2007 leaving me in all sorts of financial problems. The problems compounded themselves with my stupid decisions to take out more finance etc. Well having struggled through all manner of things including using the dreaded Log book loan companies and losing my car and payday (read crazy interest) loans I am happy to say I have now reached the position where I have paid all my debts in full apart from 2. I was so stressed by various things at the time that I didn't res
  5. I’ve since found out that ignoring your financial issues does not make them go away as they stink really bad (like rotten Egg) Anyway, I need some pointers on how to proceed with this situation please! Background I passed my MBNA credit card account to a company called Cartel Client Review in summer 2008 to review and they deemed it unenforceable because of the faulty agreement so they passed it on to CCLS who instigated a dispute on my behalf. As far as I can know, a SAR was done but I now don’t have access to whatever info or docs that was received (or not) from MBNA as CCLS w
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