Wooohooo, so you're joining the winner's club!! Will give you official congrats when you smell the money!!

Nope, not at all. This just means they've now entered a defence...so as I had said, they have sneaked it in last minute anyway. Just proceed as normal now. You should receive a copy of their defence soon (it'll be the one they seem to send to everyone) Then you'll eventually receive an Allocation Questionnaire, and once that has been returned by yourself and Barclays, you'll be given a hearing date. Don't panic....it's good that it's all progressing as normal

Wooohooo nice one Lizzy, well done! Sand was first (settled in full!), you second and me last Am still waiting for his call for tomorrow so let's see how much they fight me, and how long I can hold it!

Dagnabbit sand, you beat me to it!! Excellent news, well done, I am sooo pleased for you...go on, spill the beans, what happened?

Oooh cheeky, Lizzy! That must have freaked them out! Yes, I am racing with Sand, and now you, on who settles first. Lombardi has promised to call me tomorrow, so we'll see!

No, not necessarily. How much is your claim for? If you're lucky they may just pay you (after all that) but if not, just be prepared for a bit more time-wasting on Barclays side....I doubt your claim will be over just yet

Just nudging this so that I can see how it goes....race ya to the finish!

Oooh Sand, maybe we'll have a double celebration then Good luck on yours too, let me know how it goes!

pta, you can by all means start a claim with the charges you have details on. You can always add more charges later, all the way up to when you file your claim in court.

Hi Mario, I would recommend that you do not hit the judgment just yet. Chances are that Barclays have, or will put in a last minute defence, and if judgment has been served, they will get a set-aside and only delay your case more. There are a couple of suggestions: 1) Leave it for a couple of days or so and wait to see if their defence shows up. If it does, proceed as normal; 2) Ring the courts, and Barclays legal dept to find out where their defence is. The court may say they haven't received it yet, but Barclays may say it's on its way. Hitting judgment doesn't necessarily mean you will win by default. As the banks are slippery, they will find any which way to get out of it, and cause more delays, so in fact when they DO send a defence, it is good. It means that the case is progressing just as you want it to. As soon as the Allocation Questionnaires have been received by both sides (the next stage after this) you'll hopefully be given a court date. At that point Barclays will be interested to settle in full before the hearing. Before that they are just following procedures Hope that helps

Nice one labella, keep us posted and stick to it...they'll be paying you out before you know it

That's excellent news Karen, congrats. Don't feel bad about accepting less. As survivor said, every person's situation is different, and if you are happy with a reduced settlement, especially when it means you get the money without going through a long drawn out process, then go for it! Keep an eye out for that money though, and make sure they stick to their promise of paying within those days...and most of all, ENJOY!

Hi pta, Since they have already acknowledged, and cashed your tenner, the 40 days since stand from the date you sent the letter (give or take a couple of days posting grace). Ignore what they say about sending a new request, that is absolute tosh. 40 days have long been and gone, so now send them a letter of non-compliance: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html Use template 2 since you haven't received anything yet. They should send the statements after seeing this. If not, you can issue a court claim on them for non-compliance of the DPA.

Right, a lot of excitement today...Mr Lombardi called me to discuss settlement. At first he waffled a lot about how I could only claim post 6 yrs because of the limitations act, how my interest was too high, how my litigations costs weren't applicable. I listened carefully then gave my arguments to his points. He umm'd and ah'd and mostly said 'I can't comment on that'. He also said they would make me a very good offer (I'll be the judge of that) and in the situation where it went to court and the judge ruled say £14 as a reasonable figure, I would lose the difference and any offer already on the table. I replied saying I would love for that to happen because even though it can't set a precendent in SCC it will affect a hell of a lot of claims. Again he said 'I can't comment'. I also said if they don't pay me my lit. costs, I intend to send them to the judge to ask him to consider them, given that we only have about 9 days till the hearing. He fidgeted and said well we'd like to be reasonable and can discuss that as a separate issue. He finished by saying he would go away and discuss my case some more and come back with an offer by the end of the day. Before he ended the call I reminded him that I would only settle in full. I added that I know as well as he does that they have settled every case out of court, calling them a 'modest' amount, and said that I am a member of CAG so I see all that is happening with hundreds of claims (!) I also reminded him that they've recently settled a Barclaycard claim of mine in full, which I submitted with exactly the same 'protocol'. Again he couldn't comment because the person who agreed to pay my claim - Temi, has left the company. He called me back later in the day apologising and saying that he needed more time to discuss the case with his 'supers' since they didn't know I'd had a similar case settled before. He has advised me he will call me on Thursday with an offer. I simply said I look forward to it When he calls again I will remind him that I have yet to see a bundle from them...from what I can only deduce that they've already decided to settle out of court

Sorry Lizzy, I seem to have missed this (I do that lately!) Here's bong's excellent thread: http://www.consumeractiongroup.co.uk/forum/barclays-bcard-woolwich-successes/30300-bong-barclaycard-10.html#post490515

Received a cheque on Saturday for £60 to cover the judgment on the first claim - still no statements though. Am waiting for the solicitors to get back to me by 7th March in response to the original query.

Nice one...me? I'm just waiting for them to call to settle in full now, as the court date is Feb 21st

Sorry Nailz, only seen this now so I may be too late! Yes, you're right, you send three copies of the N1, three of the Schedule of charges and the cheque to the relevant court. They will then lodge your claim, and send one copy to Halifax and one back to you. Then you wait for the fun to begin

Emmy, stick to your timeline...this is just their way of buying more time to waste...they will not send you anything by the 7th that you want to hear of...most likely it will be a partial offer, or even a letter to say they reckon their charges are fair and transparent and therefore they owe you nothing. No need to acknowlegde this either, just send your LBA when it's due

Andy it just means that this is a schedule (or list) of charges relating to your claim, that you are claiming back

Welcome and good luck (although you don't need it) in your pursuits

claret, file your claim as normal tomorrow, but also send them a partial acceptance...whether you send it before or after shouldn't affect your own timeline, so file the claim when it's due anyway. They have so many claims going on, they know exactly what's coming. But just to show you're being 'reasonable' you can at the same time send them the 'thanks but I'm pursuing the rest in court' letter. And remember, at court stage you can add the 8%

Ok well good to hear it's all progressing nicely

Lizzy it was Bong's thread and some advice from other members that inspired me to claim for the 'inconvenience' of having to do the bundle and research for the hearing, given that we don't know whether they will settle before or not. Obviously we have a big inkling, but still, we can't take any chances and have had to do all this extra work. So I submitted a 'Litigant in Persons' cost sheet behind my schedule of charges in the bundle...that's gone to Barclays, and I've sent them a letter (again, inspired by Bong, with help from Livelylad) to say I have sent these extra cost and am now looking at the full amount of xxxx to discontinue this claim. That is what I intend to tell him when he calls too.

Hi tumble, not seen you around for a while...how's this progressing?