banked
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Everything posted by banked
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What happens to Direct Debits if the bank goes under?
banked replied to MimiJane's topic in Cooperative Bank
The government will not let a UK bank go under so no worries. -
Vanquis Bank - lies or truth?
banked replied to Handaros's topic in Provident and associated companies.
1 is the case with any credit card you have been running an interest accruing balance on, you will always need to pay the full balance payment for 2 consecutive months to clear completely to clear in full. Sad but true I'm afraid. I'm sure someone will help with 2. -
You need to explain to your bank that the money was taken unauthorised and insist they do an indemnity claim under the direct debit guarantee scheme. They are obliged to do this in unauthorised or incorrect claim cases but they will try and avoid it.
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Pre-paid cards can be detected by their card number. I would anticpate that Wonga's system detects them and forbids them to be used for setting up a payment authority. There are a number of exclusions for pre-paid cards such as pay-before-dispense petrol pumps so they are completely detectable in advance by merchants.
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Getting a new credit card whilst in debt with ccjs
banked replied to goorooji's topic in Debt management and Debt self-help
You are allowed to apply. Your creditors may search your credit file and see new applications and accounts. If you hav
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