cumbria123
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Everything posted by cumbria123
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Just carry on according to your timetable, don`t let them worry you.
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still nothing happening...................................zzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzzz
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Well done
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Thanks Octron32, now that is very interesting information, tell us more, we could maybe use this.
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http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ Here is a link to help you, but please take your time and read everything, to fully understand what you need to do.
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OK, all gone quiet now, just a waiting game, still no action. Donation will follow if all goes OK
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theauth0r v NatWest ***SETTLED IN FULL***
cumbria123 replied to theauth0r's topic in NatWest Successes
I`m sure it can`t just end like that, there must have been some kind of default or judgement. Wait to speak to a real person, then it will be clear, sorry I don`t know anymore about it. -
Carter CCJ on Cap1 Debt ..Set Aside (N244 Help)
cumbria123 replied to NitrousOxide's topic in Capital One
Don`t really get the question, if they appear on your statement as charges, you`ve paid them, whether you are O/D or not. -
It will work for as long as the banks keep charging excessive penalty charges and we have a fair and accessible legal system.
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Read the FAQs, it`s all there for you: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/ http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/
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Elliot v lloyds - the "test case" settled in full by Lloyds
cumbria123 replied to BankFodder's topic in LloydsTsb Successes
Yes how much was it, any ideas..? -
Don`t panic, they`ll not go all the way.
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Claim no. is there to identify the case, not as simple as that I think. Presumably claim no.s are available in other places too.
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If you can prove to them who you are/where you lived etc, they will still have the info. Take it slowly and read all the other posts, all the info is out there for you.
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It`s not really even £12, but as none of the banks are willing to say what losses they actually have when a D/D or cheque is bounced, then you can`t just claim back part of the charge, you can only claim the whole charge. If a bank were to go to court, they would then have to reveal this info, but they don`t seem to want to do this.
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theauth0r v NatWest ***SETTLED IN FULL***
cumbria123 replied to theauth0r's topic in NatWest Successes
There`s your answer, phone them and tell them you are about to start a warrant application. That will focus their minds a little. -
theauth0r v NatWest ***SETTLED IN FULL***
cumbria123 replied to theauth0r's topic in NatWest Successes
If they did leave it too late, maybe you need to point it out to them. -
theauth0r v NatWest ***SETTLED IN FULL***
cumbria123 replied to theauth0r's topic in NatWest Successes
Sounds like they left it too late, did the MCOL site definitely say the judgement had gone your way...? (your link doesn`t work as only you can log in to see it) -
I wouldn`t call that a result really. I got an offer like that first, then they upped it to £1000, (no I didn`t accept, I`m owed £3***). Keep going, you`ll get it.
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Tell them it`s in dispute, and until then, the account remains as it is. The banking code they are supposed to adhere to suggests they can`t close accounts `in dispute`. Otherwise carry on with your timetable and ignore any other letters etc.
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I would say so.
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If any charges are £28 or over and they are marked charge or chg or similair, the chances are they are penalty charges, or if they are marked `paid referral fee` then also, yes, they are charges.
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Will do, thanks all.
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I`m at the stage of waiting around 22 days to see if they settle or go to court. I think I know the answer to that (hopefully)
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Just stick with this thread, it goes to the top with each new post or reply. We can`t all be the newest thread.
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