cheers, thanks for the advise matey

hey all im unsure again can any one help my sorry ass? i closed my lloyds account 2 years ago but have no statements will they still have my statements as i have no account number or any details of me banking with them? In the same situation with my NatWest credit card. will either of the banks have my statements showing my charges?? cheers james

Thanks for the advise mate, if anyone wants to embelish please feel free

Hi everyone just joined today, only told about this site yesterday, didnt really believe it until i read all the posts, this has put a big smile across my face!! Anyway, as like everyone else on here ive been ripped off by my bank for far to long now its about time i did someting about it!! But i could really do with some advise, im a student ive had my account with natwest for 2 years and i also had a credit card (which ive now cancelled) for about a year. i would like to know how to put the wheels in motion to try to claim my money back off memory alone i bleieve ive been charged well over £1000. Does anyone know if i could claim from previos banks i have had accounts with?? And could anyone tell me who to write to with my claim once i have been sent my bank statements? And sorry to be such a pain, but does anyone know how i should word the letter by giving me a few tips/pointers on being agressive/forward with the bank so they dont just fob me off thinking im a student who wont pursue the claim? Ive tried to use the faq facility but failed with the requests ive just posted. hope to hear from someone soon. many thanks james