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    • I thought the LibDems were going to table a motion of no confidence? I haven't heard anything about it for a couple of days.
    • Sorry for late reply dx been away and appreciate your replies. Yes he has paid the original borrowed amount off but obviously interest on top in which is owed and offer to write off. I know it is only a small amount owing but I didn't know whether to attempt to pursue with reclaim of previous paid amount plus interest. Or just to accept their offer and have removed from Credit File.
    • breaking news More Tory MPs ‘pondering defecting’ 'bl**dy hell, if they'll have her I should be a shoe in. I dont stand a chance as a Tory, but I might if I'm the labour candidate' .. is rumored to be heard again and again at the Torys favorite  subsidised bars of Westminster.   More Tory MPs ‘pondering defecting’ as Natalie Elphicke ‘sorry’ - live WWW.INDEPENDENT.CO.UK Labour frontbencher says other Conservatives wrestling with their futures and calls grow for Diane Abbott to be let back into party "Wes Streeting insisted his party would not take just any Tory MP" .. as he looked nervously looked over his shoulder   We may be looking forward to a vote of no confidence in the Guv by the newly majority labour party as early as next week has allegedly been overheard
    • You were given this PCN because you overstayed not because you went to Starbucks or MaccyDs from the other car park. I assume therefore that the parking time is only 30 minutes as you were recorded as being there for 38 minutes. Given that there is a Consideration time and a Grace period  as well as the time between their photographs of your car arriving and leaving one wonders why they gave you a ticket. Force of habit I suppose. Because they are on airport land which is governed by Bye Laws that supercede PoFA we do not usually look at their PCNs there because in none of them can the charge be transferred from the driver to the keeper  as would normally happen after 28 days if the charge is unpaid and the land is not subject to Byelaws. In your case as they have failed to specify the Parking period  which is the time car is spent actually parked in a parking space not the bit that they include which is driving from the entrance to the parking space and the other bit from the parking space to the exit. As that reduces the lawful time you were actually parked I would suggest that they have breached your GDPR.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi my hubby has a pay day loans which he has never paid back due to lack of money he did make one phone call to offer something like £15 a month this was early last year it all went quiet until few month ago where he chose to ignore court letters- My question is today a man knock door but I did not answer and he hand delivered Order for Production of statement of means I understand this would be for a attachments of earnings? Can they get attachment of earnings and what weould happen if hubby chose to agnore this too he seems to think they can't do anything as its a unsecured loans

Tia

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Your husband is wrong. If he was right, then either every single unsecured loan would go unpaid and a major change in law would happen, or there would be no such thing as an unsecured loan, as every creditor would make it secured.

 

 

It seems that he has had a CCJ placed against him. It's in the hands of the court. The AOE sadly, the creditor is within their rights to apply for. Should he keep ignoring now he has a judgement against him, then they could get bailiffs involved.

 

How much was this loan originally? What amount is stated on the court papers? Check trustonline and see if a judgement was actually entered.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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What was the actual amount on the court order after the CCJ was gained? THAT is the amount you pay. Not what safeloans or a dca is trying to get off you.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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