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Found 15 results

  1. I raised a complaint with safeloans - directly with them - re irrisponsible lending - I only had one loan with them way back in 2012 - but defaulted - didnt respond to their letters and eventually got a ccj - but after writing an email complaint to them which was responded to very quickly and they agreed to get the ccj set aside - I have spoken to northampton bulk centre who have confirmed this - yipeee!!!
  2. Hi, Any help much appreciated. Took out a payday loan with safeloans sometime in 2012, can't remember the amount, now they want 675 back even though i borrowed less than 300 thats for sure. They kept contacting me and i basically just ignorec them, was jobless and couldn't be bothered with the hassle which was obviously stupid. Now i'm in a position where i am working and can afford to repay my debts, so i am just asking is there anything i can do to at least fight the CCJ now? If i can't fight it then i will just have to accept it. Any advice please? Maybe there is somethi
  3. Just seen this in Credit Today http://www.credittoday.co.uk/article/16606/online-news/unsecured-creditors-await-payout-from-collapsed-payday-lender I wonder if they realise they have got hold of a lemon!
  4. Hi All, several years ago I took out a payday loan for £300.00 I was pregnant at the time my son was born prematurely and passed away at 9 months. I made safeloans aware of my situation and how my circumstances had changed at the time I received no help just a huge amount of letters emails and awful calls. I was subsequently taken to court and the Judge berated the treatment they had shown me and placed a charge on my house and said they would receive payment if and when my house sold. I was diagnosed with Bipolar after the events above and recently was
  5. hholms

    safeloans

    Hi my hubby has a pay day loans which he has never paid back due to lack of money he did make one phone call to offer something like £15 a month this was early last year it all went quiet until few month ago where he chose to ignore court letters- My question is today a man knock door but I did not answer and he hand delivered Order for Production of statement of means I understand this would be for a attachments of earnings? Can they get attachment of earnings and what weould happen if hubby chose to agnore this too he seems to think they can't do anything as its a unsecured loans Tia
  6. Safeloans have been one of the worst in my experience at leaving a footprint on credit files, after much tooing and froing i've received confirmation that all loans were made on a 'running' contract basis up to May 2012 when they apparently switched to a fixed sum loan agreement. What this means in practice is that if they left multiple entries on your credit file pre-May 2012 you can rightfully ask them to consolidate it into one entry. I believe that as i had a single account number and a credit limit for applications that all loans were essentially a revolving credit agreement as
  7. Hi, I've been having the usual nightmare with Safeloans. I've made numerous offers of repayment which have been ignored, they can't even be bothered to say 'no' to my offers. It's now at the point where they've issued a Claim Form, hoping I'll give in, or they'll get a judgement against me if I don't turn up to court. I've already acknowledged service online, and plan to defend part of the claim. Their Claim Issue Date: 17 April 2013 Amount Claimed: 546.50 Court Fee: 55.00 Solicitor's costs: 0.00 Total amount: 601.50 Particulars of Claim:
  8. hi i have a threat by safeloans for £510 and now they are threatning me with court for this, i am currently on benefits and cant afford what they want me to pay back, i want to pay this back but at what i can afford i have 4 young kids as well as a partner to try and support, and now i have this hanging over me i have been putting it off trying to avoid it yes its stupid i know, but now i need to sort it and fast as i dont want to go to court, any advice greatly recieved.
  9. Hi I got myself into a bit of a mess with pay day loans and defaulted on them and have attempted to set up payment agreements with the lenders. I am at various stages with them. Safe loans chose to take me to court despite paying an agreed amount for about a year. They then agreed the same payment against the judgement. However they persisted in writing harassing letters requesting considerably larger payments which I could not afford and were not as the court agreed. I continued to pay the agreed amounts. Just before Christmas I received a summons to a hearing. I emailed t
  10. Hi all I was a SL victim. I failed to keep up payments thus was taken to court. I then reached an agreement which I also failed to keep to. have had lots of harrassing emails over the last few days but have managed to get the offer agreed to one which I am happy with. Here it is; Original loan for £160.00 back in 2011 CCJ taken in 2012 - now owing £550.00 Offer to SL in March 2012 for £220.00 split into 3 payments which I made 2 payments and failed on the 3rd. SL then increased the debt to £346.00 now owing I emailed SL explaining that I can not aff
  11. Hi there, I am new to this site but have been lurking in the background for a few days. I pulled my Equifax file this weekend as part of the annual credit cleanse and was suprised to find a CCJ was issued against me in 2011. I queried the court and found out it was Safeloans who took out the judgment against me. I have never taken out a debt with them and I began the dispute process in August 2012 as I did not recognise the debt on my Experian file. Safeloans provided some proof that I asked for and it is rather obvious that the person they are pursuing is not me, and I repli
  12. hi my daughter has had a ccj issued against her from safeloans ltd,she has been on a DMP with cccs for a couple of months now paying them 7 pound a month but safeloans reckon she owes them 594,now she first got a 250 loan but 351.50 is interest and loan charges{what a rip off ] why cant the government do something about these types of loans is beyond me,anyway i want her to put up a defense as the charges/interest is a joke any help on wording for me that i can use on the defense form. thanks much appreciated
  13. Hi, I have a letter dated 26th October from Northampton County Court for the sum of £430 - I understand I have 28 days to pay this sum in order that a CCJ will not be logged against me. I am in a position to pay this. However, as the loan amount was nearer £150, is it now too late to dispute the amount with Safeloans (i.e their fees), or would I still be in a position to negotiate a lower payment to them to avoid the CCJ be actioned? Hope this makes sense! Thank you in advance for any help! Neil
  14. Evening all, I have another debt with safeloans, where it has come to the point I should probably pay them. I received this email today. Scare tactics or not ? They say I can pay back at discount rate 590 and it is all cleared? The original debt was 400 ish? So Im not overly arsed about the 590 to pay them back. I am planning on electronic transfer online from my bank, Is this safe ? Will they wipe the debt completely ? Despite sending you a Default Notice and OFT fact sheet, we still have not received your payment on the outstanding balance which is outlined above. A Default wil
  15. General Info-Safeloans. Other names; Payday Ok Pingitloans.com Pingitpaydaylender.com Pingitpaydayloans.com Reg Office; Safeloans LTD 1st and 2nd Floor 30 Church Street Croydon CR0 1RB Telephone: 020 8680 0990 Fax: 020 3292 1655 Email:[email protected] Consumer Credit Licence: 271778, Company number: 2410955 - Registered in England. CCA Member There are 3 named individuals on the Safeloan Consumer Credit licence; Mark Raymond Bryant Nigel Godfrey Bryant Sailesh Shah As at September 2012,there is a pending licence in t
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