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    • Post #415 you said you were unable to sell it yourself. Earlier I believe you said there had been expressions of interest, but only if the buyer could acquire the freehold title. I wonder if the situation with the existing freeholders is such that the property is really unattractive, in ways possibly not obvious to someone who also has an interest in and acts for the freeholders.
    • i dont think the reason why the defendant lost the case means anything at all in that case. it was a classic judge lottery example.
    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
    • Thanks Bank - I shall tweak my draft and repost. And here's today's ridiculous email from the P2G 'Claims Dept' Good Morning,  Thank you for you email. Unfortunately we would be unable to pay the amount advised in your previous email.  When you placed the order, you were asked for the value of your parcel, you stated that the value was £265.00. At this stage the booking advised that you were covered to £20.00 and to enhance this to £260.00 you could pay an extra £13.99 + VAT to fully cover your item for loss or damage during transit, you declined to fully cover your item.  Towards the end of your booking on the confirmation page, you were then offered to take cover again, to which you declined again.  Unfortunately, we would be unable to offer you an enhanced payment on this occasion.  If I can assist further, please do let me know.  Kindest Regards Claims Team and my response Good Afternoon  Do you not understand the court cases of PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729)? In both cases it was held by the courts that there was no need for additional ‘cover’ or ‘protection’ (or whatever you wish to call it) on top of the standard delivery charge, and P2G were required to pay up in full for both cases, which by then also included court costs and interest. I shall be including copies of both those judgements in the bundle I submit to the court next Wednesday 1 May, unless you settle my claim (£274.10) in full before then. Tick tock…..    
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Snoopy v RBOS - success! but I have a question...


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Many thanks to all who organise this site, as I have just received £88 charges back from RBOS (that was all I was owed, just one month's charges).

 

I sent the preliminary letter (reworded, I'm afraid I found the language a bit OTT) to my branch (Swindon) on Thursday and got a reply today! (I've always found my branch staff to be very efficient - which is why I stay.)

 

Anyway, just one question, if anyone can help... they've given me the usual about believing their charges are 'fair, reasonable and transparent' and they've refunded the charges as a 'gesture of goodwill'. They've then gone on to say that 'Acceptance by you of this payment will be in full and final settlement of all claims you may have relating to our charges.' I'm assuming that this is not enforceable for any charges they may apply in the future... does anyone know? I'm thinking I should write back along the lines of... thanks for the gesture but I reserve the right to reclaim any future charges... or should I just leave it and cross that bridge later?

 

Thanks in advance for any help.

 

PS. Please accept my donation in thanks for your help in getting my money back.

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Guest Lueeze

Wite to them thanking them for the refund, but you will not accept future charges to the account. Somehwere Spiceskull has a letter he wrote to his bank advising that they are not to take future payments. You have to look for it under the HSBC threads...

 

Lou x

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Hi,

 

Thanks for that. I'm sending them this today:

 

Thank you for your prompt reply to our previous letter and thank you for your goodwill gesture of refunding our money.

 

We accept this payment in full and final settlement of this claim only but do not accept your assertion that these charges are legal. You acknowledge that you are in discussion with the OFT in relation to credit card charges and I infer that you do not believe bank accounts to be included. However, I refer you to the OFT document, ‘
Calculating fair default charges in credit card contracts.
A statement of the OFT's position
’(Apr 2006), which states

 

In our view the basic principles set out here also apply to other analogous default charges in consumer contracts, for example in agreements for bank overdrafts, mortgages and store card agreements. We invite the banks to reconsider such charges accordingly.

 

We hope therefore that you will make no further punitive charges on our accounts but if you choose not to follow the advice of the OFT we will reclaim any such charges.

 

Will keep you posted...

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As this is my first post, my apologies if its the wrong section.

I am about to issue a Bluey against RBoS. The usually letter saying "transparent charges etc and matter closed.

 

I am advised by them to issue proceedings to the Edinburgh office, but the on line Court page says Enland and wales only, can anyone advise please?

 

Thanks

 

Chris

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As this is my first post, my apologies if its the wrong section.

I am about to issue a Bluey against RBoS. The usually letter saying "transparent charges etc and matter closed.

 

I am advised by them to issue proceedings to the Edinburgh office, but the on line Court page says Enland and wales only, can anyone advise please?

 

Thanks

 

Chris

please could you start this claim in a new thread. You are hijacking someone else's thread and it makes the confusing for everybody to follow both claims.
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Many thanks to all who organise this site, as I have just received £88 charges back from RBOS (that was all I was owed, just one month's charges).

 

I sent the preliminary letter (reworded, I'm afraid I found the language a bit OTT) to my branch (Swindon) on Thursday and got a reply today! (I've always found my branch staff to be very efficient - which is why I stay.)

 

Anyway, just one question, if anyone can help... they've given me the usual about believing their charges are 'fair, reasonable and transparent' and they've refunded the charges as a 'gesture of goodwill'. They've then gone on to say that 'Acceptance by you of this payment will be in full and final settlement of all claims you may have relating to our charges.' I'm assuming that this is not enforceable for any charges they may apply in the future... does anyone know? I'm thinking I should write back along the lines of... thanks for the gesture but I reserve the right to reclaim any future charges... or should I just leave it and cross that bridge later?

 

Thanks in advance for any help.

 

PS. Please accept my donation in thanks for your help in getting my money back.

 

There is no need to reply to their letter and no need to worry about being prevented from claiming future charges.

 

You have not agreed to anything. They have sent you the money which was sent to without asking you to agree anything in advance. They cannot unilaterally impose conditions on you.

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  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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