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    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Rbs Anyone Close ?


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Just wondered if anyone was close to sett ?

Anyone done a m.c?

 

Considering that Rbs is the 5th biggest in survey results theres not much info coming from settled claims.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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not me yet, only at prelim stage got about 3 weeks before MC :-( I'll be away on holiday too so they'll get more that the 14 days I'm back on 3 sept so MC will be going in then if they havent paid up before

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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Hi

I'm waiting to go to the Sheriff court-12th September return date, 19th September hearing date. I too noticed that there seemed to be very few actions against RBOS. Oh well, have to start somewhere and I am more than ready to go to court if necessary!:-)

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Hi,

 

Defence & allocation questionaire sent on the 4th Aug. Just waiting for court to reply with the day, and can't wait.

Tomba90

 

First they ignore you, then they laugh at you, then they fight you, then you win.

- Mahatma Gandhi

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Hi,

 

Defence & allocation questionaire sent on the 4th Aug. Just waiting for court to reply with the day, and can't wait.

 

 

A BET YOU CANT.

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Im also awaiting court date, allocation questionaire returned, yet more waiting!

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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Hi I am at the LBA stage (sent Mon 31st July ) still got seven days to go before time expires,

Data Protection sent 07/06/06

No reply 17/07/06

LBA for Non Compliance S.A.R - (Subject Access Request) in 24/07/06

Statements received (incomplete) 28/07/06

LBA for Non Compliance in 31/07/06

Prelim letter for £2945 in 31/07/06

Received standard fob off letter 08/08/06

LBA for £3071 will be delivered on 14/08/06

Small Claims action for £742 lodged with Glasgow Sheriff Court 29/08/06

Letter offering £1846 for Full and Final Settlement Received 02/09/06

 

HENRY FORD 1863 - 1947

“ It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.”

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good idea

 

how long between them acknowledging to you rec the alloc questionaire ?

 

do they send it to you from Northampton ?

never had one yet but Im expecting one from Rbs and poss Barclays.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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hi guys, i put in my preliminary letter today for £243 back

so hopefully more info will be available before i go all the way to court

claim sent to sherrif court 06/09/2006 v rbos

 

rbs settlement letter received 15/09/2006

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Roger welcome to the forum.

 

I trust you have started a thread in the rbs section.

I started this thread because I could not see many claims already at the court stage (or more to the point could not find much details about them )

If this thread starts to get cluttered by new claims then the mods will not be happy.They are already engaged in a tough task of having to move posts.

By all means watch the progress but please use a dedicated thread of you own.

 

I for one will be available if you run into any problems or need advice.......as will all the other site helpers.

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Info here on Scottish procedure! Also look at Govan Community Law Centre, Glasgow, Scotland | Free legal resources!

 

I'm just about to file court papers for RBOS. Feel quite fortunate that there is a few people a few weeks ahead ahead of me so I know what to expect. :)

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

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Martin you receive the questionaire a day or so after they file the defence, which is usually on day 28/29( before 10am)! it came from Northampton but you have to return it to your local court, I'd definately expect one it seems to be the way with RBS, I've noticed a couple of ones about a month in front of me were settled last week, which gave me some hope as there doesn't seem much happening on the RBS front!

 

Stacy

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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Martin you receive the questionaire a day or so after they file the defence, which is usually on day 28/29( before 10am)! it came from Northampton but you have to return it to your local court, I'd definately expect one it seems to be the way with RBS, I've noticed a couple of ones about a month in front of me were settled last week, which gave me some hope as there doesn't seem much happening on the RBS front!

 

Stacy

 

Thanks Stacey

 

So they leave it the full 28 days before filing a defence ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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9.30am on day 29 with me and a few others!!!

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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surely they are taking the p***

out of the court system 28 days should be 28 days.............not 29

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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rbs solicotors put in their defense on the last day of my moneyclaim - and that was 10 days ago. I have yet to receive an allocation questionnaire - I have spoken to the courts on a couple of occasions and they just say it will be with me in "due course"

 

On the bank side, my original offer was for £1048 based on charges from 3 accounts, but the solicotors have told me they can only find charges totalling £711 from 2 accounts, so I have sent them the spreadsheet with complete details and told them that when it comes to court I will be adding costs for charges made since and interest.

 

Oh, they made me a "goodwill offer" of £400 as a full and final settlement which I have turned me nose up at.

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Hi,

 

I'm pretty close, return date 18 August, hearing 25 August. They are currently emailing me with offers. First for £389 then for £639. They are saying I can't claim the 8% interest.

My claim is for £844 so both offers rejected.

 

What is their basis for saying you cant claim interest?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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This is what they said in the email regarding the interest.

 

'You are required to set out the full extent of your claim in the "statement

of claim" section of the court papers. You have done this by stating that

you claim:

 

" .........the sum of £744 with interest on that sum at the rate of 8%

annually from the date of service for each charge ....."

 

This means that you can only claim the 8% interest from the date of service

of the court papers and not from the date upon which each charge was applied

to your account (as you have detailed in your Schedule).'

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