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    • she and  johnson need to be kicked off the taxpayers credit card - for starters I'm certain there is cause - taking up 'jobs' when they shouldn't, bringing the nation into disrepute with their antics .. I'm sure it would be a very popular act from a new labour guv
    • Please have a look at this draft letter. It is modelled on yours but I have cut out a load of the unnecessary information. Also, the responsibility lies with the finance company because the vehicle was brought on hire purchase. You send it to them and a copy to big motoring world.   Let us know if there's anything that you disagree with, which is wrong, which you think should be added
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    • Thank-you @BankFodder, your statement is a correct understanding of my position and I agree, it is actually really what I was looking for in starting this thread, as I too believed that the maximum I could claim for is that which I sold it for, even though this was substantially below market value at the time. And so, this sold value is what I shall be claiming for + the other expenses. @dx100uk I get your point, but this is just not what I want to expose myself to. Unfortunately I was one of the unlucky ones to have my details stolen in the Peoples Energy hack, and in 2020 I discovered that those details had been used to take out car insurance, and that the insured was then involved in a collision and my details were dragged through the mud. Despite Aviva cancelling the claim and treating as though it never were, even though I have the letters from them to say that they have removed this claim from the insurance database, I still get refused insurance and credit products to this day until I send across the letter from Aviva which explains that I was a victim of fraud. So you'll forgive me for not jumping up and uploading my data to a server utility for which I have no control over its retention policy, or where the server is located globally, its legal jurisdiction, or its security protocols.
    • Speeding (Revised 2017) – Sentencing (sentencingcouncil.org.uk)  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Castlebest in the Citi


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on the 28th January I will be in court :D.

 

pete

 

Again!;)

 

Happy New Year Pete

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Again!;)

 

~~ Hi... Ho...... Hi Ho, Hi Ho, its off to court I go... ~~ :D

 

shame I'm not a dwarf really :rolleyes:

 

As you know Caro I quite enjoy going to court and all the stupid malarkey that it entails :) and I haven't been for some time now so I'm actually looking forward to it.

 

Happy New Year

 

pete

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  • 2 weeks later...

Well my bundle is in and on time (just) they were just about to lock the door as I walked in to the court :eek:.

 

Many many thanks to Caro for pulling out all the stops for me, Many many thanks to Martin and Enron for passing the info to Caro and allowing me to use it....

 

so 14 days and I'm back in court :) looking forward to it now :D

 

pete

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Well my bundle is in and on time (just) they were just about to lock the door as I walked in to the court :eek:.

 

Many many thanks to Caro for pulling out all the stops for me, Many many thanks to Martin and Enron for passing the info to Caro and allowing me to use it....

 

so 14 days and I'm back in court :) looking forward to it now :D

 

pete

 

It's what it's all about mate. No worries.;-)

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Good stuff.

I did get one bounce back from one of my emails (yahoo)but tried again on MSN and looks to have landed.

I take it that you have sent Citis copies with proof of posting/delivery ?

You will know from these forums that Citi were prolific when it came to bundles-seems they rarely got them ?????????

Eversheds I have to say have been a little more on the ball....so long as you forget about the very sensitive gov docs they were entrusted with but somehow lost on the train (ahem cough )

It is time for results and time for a swing.

No disrespect to Citis legal team-Uncle Brians days were memorarable but we all have to move on......and CAG has always led the way when it comes to Citi claims.

I am waiting for Brians memoirs-it should be a better read than anything Archer ever written.;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Erm someone is asking me what it was Eversheds lost ?

 

Secret papers on Iraq war stolen from Eversheds lawyer on train - Times Online

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I quite enjoy going to court and all the stupid malarkey that it entails :) and I haven't been for some time now so I'm actually looking forward to it.

 

And so the malarky starts :rolleyes:...

 

Both bundles due into court and to the other party by 4pm on the 14th January by order of the Court... Mine was in by the skin of my teeth but Citi... or rather Speechly Bircham LLP did not submit and still havent...

 

I now have a letter from Speechly Bircham LLP stating "Please be aware that we are no longer instructed by Citifinancial Europe Plc in respect of the above claim. The matter has been passed to the new law firm Shoosmiths"

 

So we will see what they do :D

 

I cant wait for next Thursday just to see what kind of excuse they use for not having the correct information in court for the hearing :D.

 

pete

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So what would be the consequences of failing to comply with the court order then Pete.;)

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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If you have the draft order adopted whereby their defence is struck out for non-compliance i'd be requesting that.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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If you have the draft order adopted whereby their defence is struck out for non-compliance i'd be requesting that.

 

You read my mind Enron.:D

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Lucky Pete?

 

I hope so. Rather depends on whether the Court follows the rules and regs.

 

I love the solicitors' names:p

 

Personally, I would go for the old established firm of Messrs. Sue, Grabbit & Runne.

 

Will await next instalment.

 

As ever.

 

Van

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And so the malarky starts :rolleyes:...

 

Both bundles due into court and to the other party by 4pm on the 14th January by order of the Court... Mine was in by the skin of my teeth but Citi... or rather Speechly Bircham LLP did not submit and still havent...

 

I now have a letter from Speechly Bircham LLP stating "Please be aware that we are no longer instructed by Citifinancial Europe Plc in respect of the above claim. The matter has been passed to the new law firm Shoosmiths"

 

So we will see what they do :D

 

I cant wait for next Thursday just to see what kind of excuse they use for not having the correct information in court for the hearing :D.

 

pete

 

Hi CB,

 

Have you served a copy of your bundle upon Shoesmiths?

 

S.

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Well the plot thickens :) I have had a phone call from Shoosmiths asking if I was willing to negotiate a settlement :rolleyes: but they would need an adjurnment to organise it... they also offered to send the documents I have been asking for for the last two years. So I have also had an email enclosing a blank generic application form, a glossy leaflet stating welcome to Citibank and a glossy leaflet detailing the terms and conditions of the PPI insurance... the email states that these would have been sent to me as a welcome pack

 

Unfortunatly documents 1 and 2 of the correspondence section of my bundle are actualy what was sent to me as a welcome pack (I know, I know I'm analy retentive :rolleyes:) and its nothing like any of the documents I have just been sent... added to that the terms and conditions that Shoosmiths have sent are nothing like the two sets of terms and conditions Speechly Bircham appended to the defence document.

 

Anyway this is all of no consequence its all just minor amusment along the way... My claim is against CitiFinancial Europe Plc. It is their choice who they instruct to represent them and when, and if they choose to change this 6 days before a hearing again its their choice but it cannot affect the proceedings that have been put in place by me, the claimant and Birmingham County Court.

 

CitiFinancial have already had a 21 day extension to allow them to locate their documents and prepare their defence and on that basis I have objected to an adjournment.

 

Finaly on the basis that one of the orders listed on the notice of hearing was:

The parties should note that the court may decide not to take into account a document or the evedence of a witness if no copy of that document or no copy of a statement or report by that witness has been supplied to the other parties.

I have requested the defence to be struck out because with no bundle submitted it has no reasonable expectation of succeeding.

 

pete

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You is a hard man Pete. :p

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"I now have a letter from Speechly Bircham LLP stating "Please be aware that we are no longer instructed by Citifinancial Europe Plc in respect of the above claim. The matter has been passed to the new law firm Shoosmiths"

 

:eek::eek:

 

 

Hmn whats happened to Eversheds then ??????????

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I assume they have a number of solicitors they use so they can muddy the water, confuse and delay things as much as possible.

You just need to be aware of the litigation philosophy CitiFinancial use and when something a little odd happens ask yourself how and why it has happened and send it right back to them with bows on :).

 

 

pete

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Yes they do use locals but the lead works has predominantly been overseen.

 

I suppose theres an upswing in that Shoesmiths have been a name on many Caggers files-I think they have dealt with most of the banks at some point and are prolific in DC orientated circles

 

Not much we dont know about them then.

My experience of almost all Citi claims and cases is that their inhouse team has the last say and directs the case in the background.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Have fun Pete and keep us posted.;)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Lol this sounds like Citis work rather than Shoosmiths.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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