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    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
    • The video-sharing app told the BBC that a "very limited" number of accounts had been compromised.View the full article
    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Welcome Finance - This company needs to be banned.


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This gets better and better by the day, ive done my Subject Access Request...gonna drop it in personally to the local flea-pit office on Friday !!!....tell them how sorry i am about Welcomes current plight :D:D:D....i do hope they ask me for a payment whilst im there !...

"Can we sort out March's payment please"

"Erm given your current situation and the probability that you'll all be all the dole etc etc very soon ill refrain from helping cattles financial plight"

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Oh roll on friday when i "personally" hand over my SAR im going to ask them some very awkward questions when i pop into the local Welcome Lie Centre...sorry i meant office. I cannot wait to begin my own personal battle with these scumbags....just hope i get all my info back before Welcome (hopefully) goes bust !!!

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And just to think ive taken a day off work tomorrow to "personally" SAR these lowlifes at the local Welcome office...well i might aswell still waste the car park fee and drop it in to them.....and gloat , never know might be the last chance to see the flea-pit :D

 

Friday 13th....could be a very good day !!!!

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Just to let you know that i dropped my SAR into my local Welcome flea pit this afternoon, they really arent the brightest bunch are they !! They had absolutly no idea what i was giving them (yes i have sent a copy to head office recorded) i had to explain to the mong that came to the counter what i was handing over and what it contained (surprise surprise no branch manager to give it to)...I did goad them a little bit by first saying "Oh i thought you might have gone skint by now"..got a dirty look !...Then i did get daggers when i exclaimed "So what are you going to do when Cattles fold up...job wise i mean" ?....:D

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Ive only just started in my battle with Welcome, but judging by what ive seen locally here...the closure of the Welcome Car Showroom (ill use the term showroom loosely) and today dropped my SAR into the local branch, that is usually staffed by 15-18 people, the figure was around 5-6 in there today, and they had a slightly defeated look about them !!!!!

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Oh yes the arrogance of Welcome has been a major worry for me for the past 20 months, but after handing in my SAR yesterday and watching with glee the unfolding events on here last (top top work postggj !!) Welcomes slow painfull demise is going to be unmissable !!!

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Dont want to veer off the track too much postggj, i dropped my SAR into the local Welcome Office yesterday, with all whats going on and with what ive witnessed with my own eyes (the local car showroom closing down and the Welcome office looking like its on its last legs...How much hope do i have of getting a reply to my SAR ??.......Keep up the good work :D

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The suspense of Welcomes (hopefull) demise and the way this thread is snowballing.....is "UNBEARABLE"..lmao !!!!

 

I shall be contacting Welscum just to see if they have started to act on my SAR tomorrow and also after spending an hour trawling through my paperwork today.....NORWICH UNION....Thank you very much Postggj and Andie 303...You guys deserve knighthoods !!!!

 

Likewise Andie my may06 PPI details the Direct Group and NORWICH UNION....Oh dear....me thinks a phone call is in order tomorrow....or several phone calls, seriously not happy now if ive been mugged over by Welcome !!!

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Im just really intregued by all this, but one question that is bugging me...If Cattles/Welcome go belly up in the next few weeks/months...What is going to happen regarding this rather nasty (well for us guys rather tasty) £500m loan repayment they have approaching over the horizon ?..The banks wont be best chuffed surely ?

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